OAK
ActiveOAK has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €772k and a net result of €-15k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 6592 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
60
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 12.01 against 8.26 in 2023), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.7%
Return on assets
-1.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
21 d early
2022
17 d early
2021
24 d early
2020
8 d early
2019
5 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-15k▲ 15.9%
2023 · €-17k
2018: €33k
2019: €-151k
2020: €73k
2021: €123k
2022: €27k
2023: €-17k
2018 → 2024
Working capital
€769k▼ 1.8%
2023 · €782k
2018: €719k
2019: €564k
2020: €646k
2021: €768k
2022: €797k
2023: €782k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€653k-€777k▲ 18.9%€804k▲ 3.5%€787k▼ 2.2%€772k▼ 1.8%
Operating result€61k-€147k▲ 141%€36k▼ 75.8%€-22k€-21k▲ 3.7%
Net result€73k-€123k▲ 70.1%€27k▼ 77.8%€-17k€-15k▲ 15.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2024 against €22k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €842k
Fixed assets
€4k▼ 25.9%
Current assets
€838k▼ 5.8%
Equity and liabilities €842k
Equity
€772k▼ 1.8%
Debt
€70k▼ 35.5%
The debt ratio falls from 12.1% to 8.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-19k▼
2023 · €-18k
Cash flow
€-12k▲
2023 · €-14k
Solvency
91.7%▲
2023 · 87.9%
Current ratio
12.01▲
2023 · 8.26
Quick ratio
11.77▲
2023 · 8.05
Debt / equity
0.09▼
2023 · 0.14
ROE
-1.9%▲
2023 · -2.2%
ROA
-1.7%▲
2023 · -1.9%
Interest coverage
-2.83▼
2023 · -2.21
Debt
€70k▼
2023 · €109k
Debt ≤ 1 year
€70k▼
2023 · €108k
Income taxes
€293▼
2023 · €400
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€895k€842k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€0-
Current assets29/58€890k€838k▼
Stocks and contracts in progress3€23k€16k▼
Stocks30/36€23k€16k▼
Amounts receivable within one year40/41€820k€801k▼
Trade receivables40€65k€40k▼
Other amounts receivable41€755k€761k▲
Cash at bank and in hand54/58€45k€19k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€895k€842k▼
Equity10/15€787k€772k▼
Contributions10/11€131k€131k=
Capital10€131k€131k=
Issued capital100€131k€131k=
Reserves13€97k€97k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14€558k€544k▼
Amounts payable17/49€109k€70k▼
Amounts payable within one year42/48€108k€70k▼
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€37k€13k▼
Suppliers440/4€37k€13k▼
Taxes, remuneration and social security45€840€3k▲
Taxes450/3€840€3k▲
Other amounts payable47/48€20k€4k▼
Accrued charges and deferred income492/3€777€228▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€9k€1k▼
Gross operating margin9900€-9k€-17k▼
Operating profit (loss)9901€-22k€-21k▲
Financial income75/76B€13k€13k▲
Recurring financial income75€13k€13k▲
Non-recurring financial income76B€0-
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-17k€-14k▲
Income taxes67/77€400€293▼
Profit (loss) for the period9904€-17k€-15k▲
Profit (loss) for the period to be appropriated9905€-17k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€558k€544k▼
Profit (loss) brought forward from the previous period14P€576k€558k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €123k ▲70.1%
Operating result €147k, net result €123k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 11.99
Current ratio from 5.70 to 11.99; short-term debt falls from €137k to €70k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2019
31-12
Financial
Weakest financial yearnet €-151k ▼560%
Net result drops to €-151k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aiglonlaan 321180 UkkelGround area
1,034 m²
Building footprint
297 m²
Volume, LiDAR
1,764 m³
Parcel 21614H0056/02W078, Brussels · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OAK SA
since 19942.066.373.776
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0056/02W078 | Brussels | 1,034 m² | 1 · 297 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEUBELEN DE SUTTER
BE 0400.140.242
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AQUATREND
BE 0415.878.689
Kuurne · Eq €773k
BEDKING ERGOPOLIS
BE 0425.553.747
Boortmeerbeek · Eq €771k
Sleepshop
BE 0690.863.395
Evergem · Eq €769k
GALERIE LEDER DESIGN
BE 0446.833.468
Sankt Vith · Eq €768k
Of 2,590 companies in sector 47551 we hold annual accounts for 1,703. 1,107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-02-1994
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.