Losses
Every financial year from 2017 to 2025 closed with a loss. 2020 was the heaviest.
Every financial year from 2017 to 2025 closed with a loss. 2020 was the heaviest.
O4M pays its suppliers 36 days earlier than in 2024. Customers pay 537 days earlier.
The last five annual accounts were filed 16 to 34 days before the end of the period.
In July 2024, 1,294 companies had the same profile as O4M has now. Each dot stands for 4 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for O4M. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| O4M Tervuren | €1,944 | -€1,437 | 10.9% | - |
| Nedube Overijse | €2,120 | -€4,992 | -1830.6% | - |
| ANTRACIT Overijse | €2,194 | -€60 | -202.6% | - |
| SKYSUP Chaumont-Gistoux | €2,316 | -€267 | -660.3% | - |
| CBEL Consult Ixelles | €1,816 | -€433 | -1029.2% | - |
| Stradeo Communication Seneffe | €1,804 | €667 | -170.6% | - |
| EGNALED Machelen (Brab.) | €2,215 | -€41,890 | -770.4% | - |
These companies have the same main activity as O4M: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €1,800 and €2,320, founded between 2011 and 2017.
O4M has existed since 2013. Turnover fell from €26,901 in 2014 to €1,500 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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