O4M
ActiveSummary
The annual accounts of O4M for fiscal year 2025 show a net loss of 132% of total assets and of 924% of the equity at the start of that year. The 2025 annual accounts show equity of €212 and a net result of -€2,566. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 7081 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency36▼-6
Growth38=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,566
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7081 sector peers (2025).
NBB · sector comparisonPosition among 7081 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
22 d early
2023
24 d early
2022
28 d early
2021
34 d early
2020
32 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€1,500▲ 100%
2024 · €750
EBIT margin
-171.1%▲ 262.5pp
2024 · -433.6%
Net result
-€2,566▲ 21.1%
2024 · -€3,252
Working capital
€212▲ 542%
2024 · €33
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1,000▲ 100%€2,159▲ 116%€250▼ 88.4%€750▲ 200%€1,500▲ 100%
Operating result-€2,873▲ 53.0%-€707▲ 75.4%-€3,346▼ 373%-€3,252▲ 2.8%-€2,566▲ 21.1%
Net result-€2,873below the sector's middle half▲ 53.0%-€707below the sector's middle half▲ 75.4%-€3,346below the sector's middle half▼ 373%-€3,252below the sector's middle half▲ 2.8%-€2,566below the sector's middle half▲ 21.1%
EBIT margin-287.3%▲ 935.7pp-32.7%▲ 254.6pp-1338.4%▼ 1305.7pp-433.6%▲ 904.8pp-171.1%▲ 262.5pp
Equity€1,184below the sector's middle half▼ 70.8%€477below the sector's middle half▼ 59.7%€530below the sector's middle half▲ 11.1%€278below the sector's middle half▼ 47.6%€212below the sector's middle half▼ 23.6%
Total assets€1,293below the sector's middle half▼ 69.0%€905below the sector's middle half▼ 30.0%€1,424below the sector's middle half▲ 57.3%€1,591below the sector's middle half▲ 11.7%€1,944below the sector's middle half▲ 22.2%
Debt€109▼ 9.2%€428▲ 293%€894▲ 109%€1,313▲ 46.9%€1,732▲ 31.9%
Working capital€1,184▼ 68.9%€477▼ 59.7%€41▼ 91.4%€33▼ 19.5%€212▲ 542%
Solvency
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,566 in 2025 against €3,252 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1,944
Equity
€212 ▼ 23.6%
Debt
€1,732 ▲ 31.9%
Debt's share of the balance-sheet total rises from 82.5% to 89.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€2,321▲
2024 · -€3,007
Cash flow
-€2,321▲
2024 · -€3,007
Debt ≤ 1 year
€1,732▲
2024 · €1,313
Staff costs
€745▲
2024 · €594
Ratios withheld: a balance sheet total of €1,944 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,295 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.6%
went bankrupt
5.9%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,295 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1,000 | €2,159 | €250 | €750 | €1,500 | ▲ 100% |
| Goods, raw materials, services and sundry goods60/61 | €2,605 | €2,080 | €2,520 | €3,053 | €2,937 | ▼ 3.8% |
| Remuneration, social security and pensions62 | €918 | €690 | €728 | €594 | €745 | ▲ 25.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €252 | €0 | €245 | €245 | €245 | ▲ 0.2% |
| Other operating charges640/8 | €98 | €96 | €103 | €110 | €139 | ▲ 26.8% |
| Gross operating margin9900 | -€1,605 | €79 | -€2,270 | -€2,303 | -€1,437 | ▲ 37.6% |
| Operating profit (loss)9901 | -€2,873 | -€707 | -€3,346 | -€3,252 | -€2,566 | ▲ 21.1% |
| Profit (loss) for the period before taxes9903 | -€2,873 | -€707 | -€3,346 | -€3,252 | -€2,566 | ▲ 21.1% |
| Profit (loss) for the period9904 | -€2,873 | -€707 | -€3,346 | -€3,252 | -€2,566 | ▲ 21.1% |
| Profit (loss) for the period to be appropriated9905 | -€2,873 | -€707 | -€3,346 | -€3,252 | -€2,566 | ▲ 21.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1,293 | €905 | €1,424 | €1,591 | €1,944 | ▲ 22.2% |
| Formation expenses20 | - | €0 | - | - | - | - |
| Fixed assets21/28 | €0 | €0 | €489 | €245 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €0 | €0 | €489 | €245 | €0 | ▼ 100% |
| Other tangible fixed assets26 | €0 | €0 | €489 | €245 | €0 | ▼ 100% |
| Assets under construction and advance payments27 | - | - | €0 | - | - | - |
| Current assets29/58 | €1,293 | €905 | €935 | €1,346 | €1,944 | ▲ 44.4% |
| Amounts receivable within one year40/41 | €864 | €415 | €924 | €1,283 | €1,808 | ▲ 40.9% |
| Trade receivables40 | - | - | - | - | €363 | - |
| Other amounts receivable41 | €864 | €415 | €924 | €1,283 | €1,445 | ▲ 12.6% |
| Current investments50/53 | - | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €429 | €490 | €11 | €63 | €136 | ▲ 116% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1,293 | €905 | €1,424 | €1,591 | €1,944 | ▲ 22.2% |
| Equity10/15 | €1,184 | €477 | €530 | €278 | €212 | ▼ 23.6% |
| Contributions10/11 | €11,200 | €11,200 | €14,600 | €17,600 | €20,100 | ▲ 14.2% |
| Reserves13 | €439 | €439 | €439 | €439 | €439 | ▲ 0.1% |
| Non-distributable reserves130/1 | €439 | €439 | €439 | €439 | €439 | ▲ 0.1% |
| Reserves not available under the articles1311 | - | - | - | €439 | - | - |
| Other1319 | €439 | €439 | €439 | - | €439 | - |
| Profit (loss) carried forward14 | -€10,455 | -€11,162 | -€14,509 | -€17,761 | -€20,327 | ▼ 14.4% |
| Amounts payable17/49 | €109 | €428 | €894 | €1,313 | €1,732 | ▲ 31.9% |
| Amounts payable within one year42/48 | €109 | €428 | €894 | €1,313 | €1,732 | ▲ 31.9% |
| Trade debts44 | €109 | €114 | €99 | €307 | €7 | ▼ 97.7% |
| Suppliers440/4 | €109 | €114 | €99 | €307 | €7 | ▼ 97.7% |
| Taxes, remuneration and social security45 | €0 | - | - | - | - | - |
| Taxes450/3 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | - | €314 | €795 | €1,006 | €1,725 | ▲ 71.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,873 | -€707 | -€3,346 | -€3,252 | -€2,566 | ▲ 21.1% |
| + Depreciation and write-downs630 | €252 | €0 | €245 | €245 | €245 | ▲ 0.2% |
| Operating cash flow (approximation) | -€2,621 | -€707 | -€3,101 | -€3,007 | -€2,321 | ▲ 22.8% |
| Investment in fixed assets (approximation) | - | €0 | -€734 | -€0 | -€0 | ▼ 52.0% |
| Change in cash | - | €61 | -€479 | €52 | €73 | ▲ 40.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€6,115
Net result drops to -€6,115, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 39.50
Current ratio from 8.67 to 39.50; short-term debt falls from €1,007 to €240.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2013
Ground area
496 m²
Building footprint
120 m²
Volume, LiDAR
602 m³
Parcel 24104A0006/00K002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Zwaluwenlaan 10, 3080 Tervuren
since 20132.221.780.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104A0006/00K002 | Flanders | 496 m² | 1 · 120 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-08-2013
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
63920Other information service activities
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82300Organisation of conventions and trade shows
E-invoicing
Reachable via Peppol
Peppol ID
0208:0537609236
Also
9925:BE0537609236
Registered
07-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.