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Generated 19-08-2026
Active BE 0564.837.037Private limited company

O2 FINANCE

de Stassartstraat 35 ·1050 Elsene, Belgium· 11 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of O2 FINANCE is 0.3% (very low). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 11 yrs
Board 3
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2014, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 01-07-2025 2025-00234962
31-12-2023 verkort 18-07-2024 2024-00256294
31-12-2022 verkort 05-07-2023 2023-00201654
31-12-2021 micro 28-07-2022 2022-20233680
31-12-2020 micro 29-07-2021 2021-41500511
31-12-2019 micro 31-07-2020 2020-36800328
31-12-2018 micro 17-07-2019 2019-33300228
31-12-2017 micro 19-07-2018 2018-34000047
31-12-2016 micro 29-06-2017 2017-22800173
31-12-2015 verkort 20-07-2016 2016-33100557
Directors & mandates 5 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24104803). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • NEXT FINANCE ConsultingLegal entity
    Director· perm. rep.: Kaczmarek Olivier
    State Gazette act 24104803 (11-07-2024)
    Current
    16-05-2024 → present
  • OC RISK CONSULTINGLegal entity
    Director· perm. rep.: Cattoor Olivier
    State Gazette act 24104803 (11-07-2024)
    Current
    16-05-2024 → present
  • Philippe BeulsLegal entity
    Director· perm. rep.: Philippe Beuls
    State Gazette act 24104803 (11-07-2024)
    Current
    16-05-2024 → present
Former directors (2)
  • Cattoor Olivier
    Director
    State Gazette act 24104803 (11-07-2024)
    Former
    - → 16-05-2024
  • Kaczmarek Olivier
    Director
    State Gazette act 24104803 (11-07-2024)
    Former
    - → 16-05-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation16-10-2014
StatusActive
Postal code1050
Connections & network 3 connected companies
Group structure
NEXT FINANCE Consulting
Sits on the board · 1 subsidiary · 1 location
Control→
OC RISK CONSULTING
Sits on the board · 1 subsidiary · 1 location
Control→
Philippe Beuls
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 3 parties
Control over this companysits on this company's board3
NEXT FINANCE Consulting
1 subsidiary · 1 location
OC RISK CONSULTING
1 subsidiary · 1 location
Philippe Beuls
1 subsidiary · 1 location
controls
O2 FINANCEBE 0564.837.037

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
O2 FINANCE
Sparrenlaan 3, 3090 OverijseOverige financiële dienstverlening, neg
since 20142.236.940.160
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21009A0403/00C002 Brussels 5,711 m² 1 · 5,711 m² 41.5 m · 6 fl.
23062M0221/00D000 Flanders 867 m² 1 · 144 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
18-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
11-07-2024
State Gazette act Director changes
v3.2
06-03-2024
State Gazette act Statutes amendment
v3.2
2023
05-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
17-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
19-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
20-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
29-10-2014
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 2 years ago
2024
11-07-2024 3 directors appointed, 2 resigning Director changes
  • Cattoor Olivier, Bestuurder
  • Kaczmarek Olivier, Bestuurder
  • Philippe Beuls, Bestuurder
  • Cattoor Olivier, Bestuurder
  • Kaczmarek Olivier, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Cattoor Olivier",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-05-16",
      "evidence_quote": "De bijzondere algemene vergadering aanvaardt het ontslag als bestuurder van: Cattoor Olivier, vanaf 16/05/2024",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Kaczmarek Olivier",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-05-16",
      "evidence_quote": "De bijzondere algemene vergadering aanvaardt het ontslag als bestuurder van: Kaczmarek Olivier, vanaf 16/05/2024",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Cattoor Olivier",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0543340847",
        "name": "OC Risk Consulting Bv",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-05-16",
      "evidence_quote": "De bijzondere algemene vergadering aanvaardt de benoeming als bestuurder vanaf 16/05/2024: OC Risk Consulting Bv - BE0543.340.847, vertegenwoordigd door Cattoor Olivier"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Kaczmarek Olivier",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0848320725",
        "name": "Next Finance Consulting Bv",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-05-16",
      "evidence_quote": "De bijzondere algemene vergadering aanvaardt de benoeming als bestuurder vanaf 16/05/2024: Next Finance Consulting Bv - BE0848.320.725, vertegenwoordigd door Kaczmarek Olivier"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Philippe Beuls",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0643545213",
        "name": "Philippe Beuls Bv",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-05-16",
      "evidence_quote": "De bijzondere algemene vergadering aanvaardt de benoeming als bestuurder vanaf 16/05/2024: Philippe Beuls Bv - BE0643.545.213, vertegenwoordigd door Philippe Beuls"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0564.837.037",
    "name_full": "O2 FINANCE",
    "legal_form": "BV"
  }
}
06-03-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2023-12-19",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0564.837.037",
    "name_full": "O2 FINANCE",
    "legal_form": "BVBA"
  },
  "signature_regime": "joint_two",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2014
29-10-2014 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Sparrenlaan 3, 3090 Overijse",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1972-02-16",
        "name": "CATTOOR Olivier Fran\u00E7ois Emmanuel",
        "niss": null,
        "address": "Steenput 40, 1933 Sterrebeek"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3333.33,
      "holder_person_name": "CATTOOR Olivier Fran\u00E7ois Emmanuel",
      "is_subscriber_only": false,
      "n_shares_subscribed": 93,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1980-01-06",
        "name": "KACZMAREK Olivier G\u00E9rard S\u00E9bastien",
        "niss": null,
        "address": "Sparrenlaan 3, 3090 Overijse"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3333.33,
      "holder_person_name": "KACZMAREK Olivier G\u00E9rard S\u00E9bastien",
      "is_subscriber_only": false,
      "n_shares_subscribed": 93,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0564.837.037",
    "name_full": "02 FINANCE",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2014-10-16",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige financiële dienstverlening, neg64999Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Beroepsopleiding85592Sociaal-cultureel vormingswerk85593
Primary activity highlighted.
Names & trade names
Legal nameNL O2 FINANCE
Registered office
de Stassartstraat 35
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative