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O.T.C.

Active
Private limited company (pre-2019)founded 199630 years activeAvenue du Capricorne 7, 1410 Waterloo, BelgiumKBO/BCE: BE 0458.374.884
Summary

O.T.C. has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,390 and a net result of -€3,590. Equity is shrinking by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 2,737 sector peers (NACE 82, fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Other business support services
NACE 82990
Size
€11,177total assets 2025
Equity
€10,390
Loss
-€3,590
Financial health
68 Healthy Checked score 2025
Bankruptcy probability, 12 months
0.7%
Structure
Accounts filed 4 days late0 of 1 deed read
Why 68- Latest accounts 4 days late; 2 of the last 3 late- Loss of €3,590, the second in a row (FY 2025)- No establishment unit in the KBO+ Size: total assets €11,177Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 40% of its sector peers (NACE 82, micro)
Financial strength · tick = 2024
Average
Solvency 100=
equity 93.0% of total assets
Liquidity 55+45
short-term debt 7.0% · cash 3.9%
Profitability 0=
return on assets -32.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,601 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.9%▲ +0.4 percentage points vs 11-2024 01-2025: 3.1%▲ +1.2 percentage points vs 12-2024 02-2025: 3.1%● unchanged vs 01-2025 03-2025: 3.3%▲ +0.2 percentage points vs 02-2025 04-2025: 3.0%▼ -0.3 percentage points vs 03-2025 05-2025: 3.0%● unchanged vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 3.0%● unchanged vs 06-2025 08-2025: 5.9%▲ +2.9 percentage points vs 07-2025highest value 09-2025: 5.9%● unchanged vs 08-2025highest value 10-2025: 5.9%● unchanged vs 09-2025highest value 11-2025: 1.2%▼ -4.7 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.3%▲ +0.1 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.2 percentage points vs 06-2026 08-2026: 1.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 13.68; short-term debt: 7% and cash: 3.9% of total assets), and 7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 88% on solvency, 48% on liquidity, 5% on profitability and 19% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 4 days late; 2 of the last 3 late
NBB · filings
raises risk · Loss of €3,590, the second in a row (FY 2025)
NBB · annual accounts
lowers risk · Size: total assets €11,177
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · No establishment unit in the KBO
KBO · seat and establishments
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,590
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
4 days late
2024
84 days late
2023
446 days late
2022
24 days early
2021
24 days late
2020
26 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 85 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€3,590 View
  • Caution: Among the weakest 17% on equitysector median €199,201 · 2,738 companies €10,390 View
  • Active since 1996founded 28-06-1996 30 years View

By topic

Financials

Fiscal year
2025
Total assets
€11,177
Loss
-€3,590
Solvency
93.0%
Total assets▼ 20.1%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 07-07-2023Annual accounts filed
  2. 24-08-2022Annual accounts filed
  3. 26-08-2021Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Activity
Other business support servicesNACE 82990
Founded
28-06-1996
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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