CPV CONSULT
ActiveCPV CONSULT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-2k. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52▲+1
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 18.28 against 23.18 in 2024; short-term debt: 5.4% and cash: 82.2% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
-21.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
50 d early
2023
48 d early
2022
48 d early
2021
47 d early
2020
44 d early
2019
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€8k▲ 12.1%
2024 · €7k
2018: €7k
2019: €8k
2020: €9k
2021: €11k
2022: €14k
2023: €11k
2024: €7k
2018 → 2025
EBIT margin
-27.6%▲ 8.9pp
2024 · -36.6%
2018: -166.5%
2019: -92.1%
2020: -77.2%
2021: -134.4%
2022: 13.3%
2023: -13.2%
2024: -36.6%
2018 → 2025
Net result
€-2k▲ 16.6%
2024 · €-3k
2018: €-11k
2019: €-8k
2020: €-7k
2021: €-14k
2022: €2k
2023: €-2k
2024: €-3k
2018 → 2025
Working capital
€10k▲ 4.0%
2024 · €10k
2018: €-6k
2019: €2k
2020: €7k
2021: €4k
2022: €12k
2023: €9k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€11k-€14k▲ 35.2%€11k▼ 23.0%€7k▼ 32.9%€8k▲ 12.1%
Equity€4k-€9k▲ 111%€10k▲ 10.5%€10k▲ 1.9%€10k▲ 1.6%
Operating result€-14k-€2k€-1k€-3k▼ 86.1%€-2k▲ 15.3%
Net result€-14k-€2k€-2k€-3k▼ 81.8%€-2k▲ 16.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€123▼ 65.8%
Current assets
€11k▲ 5.2%
Equity and liabilities €11k
Equity
€10k▲ 1.6%
Debt
€679▲ 28.5%
The debt ratio rises from 4.9% to 6.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-2k
Cash flow
€-2k▲
2024 · €-2k
Solvency
93.9%▼
2024 · 95.1%
Current ratio
18.28▼
2024 · 23.18
Quick ratio
18.28▼
2024 · 23.18
Debt / equity
0.07▲
2024 · 0.05
ROE
-22.4%▲
2024 · -27.3%
ROA
-21.1%▲
2024 · -26.0%
Interest coverage
-28.35▲
2024 · -32.94
Debt
€679▲
2024 · €528
Debt ≤ 1 year
€601▲
2024 · €450
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€11k▲
Fixed assets21/28€360€123▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€360€123▼
Plant, machinery and equipment23€95-
Furniture and vehicles24€265€123▼
Current assets29/58€10k€11k▲
Amounts receivable within one year40/41€457€719▲
Trade receivables40-€516
Other amounts receivable41€457€204▼
Cash at bank and in hand54/58€9k€9k▼
Deferred charges and accrued income490/1€664€1k▲
Equity and liabilities
Total equity and liabilities10/49€11k€11k▲
Equity10/15€10k€10k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-10k€-10k▲
Amounts payable17/49€528€679▲
Amounts payable within one year42/48€450€601▲
Trade debts44€352€560▲
Suppliers440/4€352€560▲
Other amounts payable47/48€98€41▼
Accrued charges and deferred income492/3€78€78=
Income statement
Code20242025
Turnover70€7k€8k▲
Goods, raw materials, services and sundry goods60/61€9k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€480€237▼
Other operating charges640/8€816€559▼
Non-recurring operating charges66A-€165
Gross operating margin9900€-1k€-1k▲
Operating profit (loss)9901€-3k€-2k▲
Financial income75/76B€6€12▲
Recurring financial income75€6€12▲
Financial charges65/66B€67€72▲
Recurring financial charges65€67€72▲
Profit (loss) for the period before taxes9903€-3k€-2k▲
Income taxes67/77€52-
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-12k▲
Profit (loss) brought forward from the previous period14P€-10k€-10k▲
Shareholders' contribution to the loss794€3k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 7current ratio 81.92
Current ratio from 12.15 to 81.92; short-term debt falls from €1k to €114.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 6current ratio 15.60
Current ratio from 2.52 to 15.60; short-term debt falls from €2k to €463.
14-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 8current ratio 2.52
Current ratio from 0.31 to 2.52; short-term debt falls from €9k to €2k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lambert Briesstraat 372600 AntwerpenGround area
289 m²
Building footprint
116 m²
Volume, LiDAR
926 m³
Parcel 11302A0323/00H000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CPV CONSULT
since 19912.055.264.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0323/00H000 | Flanders | 289 m² | 1 · 116 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-11-1991
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:cpvconsult@email.com