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O'SPLASH

Active
Private limited companyfounded 20242 yrs activeChaussée de Ciney 97, 5300 Andenne, BelgiumKBO/BCE: BE 1012.950.610
Summary

The computed 12-month bankruptcy probability of O'SPLASH is 2.2% (moderate). The 2025 annual accounts show negative equity (-€1,885) and a net result of -€6,885. Its solvency ranks better than 15% of 2591 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes
Profitability50
Solvency15
Growth-
Track record67
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93; short-term debt: 23% and cash: 16.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-9.6%
Return on assets
-35.1%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
11 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

O'SPLASH was incorporated on 29 August 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€1,885
Total assets
€19,620
Net result
-€6,885
Working capital
-€328

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €19,620
Fixed assets €15,443
Current assets €4,177
Key figures and ratios
2025 value
EBITDA
€11,178
Cash flow
€9,070
Solvency
-9.6%
Current ratio
0.93
Debt to equity
-11.41
ROA
-35.1%
Interest coverage
10.16
Debt
€21,505
Debt ≤ 1 year
€4,505
Debt > 1 year
€17,000
Income taxes
€1,042

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€19,620
Fixed assets21/28€15,443
Tangible fixed assets22/27€12,893
Plant, machinery and equipment23€2,457
Furniture and vehicles24€1,818
Other tangible fixed assets26€8,619
Financial fixed assets28€2,550
Current assets29/58€4,177
Amounts receivable within one year40/41€653
Trade receivables40€653
Cash at bank and in hand54/58€3,240
Deferred charges and accrued income490/1€284
Equity and liabilities
Total equity and liabilities10/49€19,620
Equity10/15-€1,885
Contributions10/11€5,000
Profit (loss) carried forward14-€6,885
Amounts payable17/49€21,505
Amounts payable after more than one year17€17,000
Other amounts payable178/9€17,000
Amounts payable within one year42/48€4,505
Trade debts44€1,301
Suppliers440/4€1,301
Taxes, remuneration and social security45€1,883
Taxes450/3€1,883
Other amounts payable47/48€1,320
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,955
Other operating charges640/8€8,868
Gross operating margin9900€20,046
Operating profit (loss)9901-€4,777
Financial income75/76B€34
Recurring financial income75€34
Financial charges65/66B€1,101
Recurring financial charges65€1,101
Profit (loss) for the period before taxes9903-€5,843
Income taxes67/77€1,042
Profit (loss) for the period9904-€6,885
Profit (loss) for the period to be appropriated9905-€6,885
Appropriation of the result
Profit (loss) to be appropriated9906-€6,885

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,955
Other operating charges640/8€8,868
Gross operating margin9900€20,046
Operating profit (loss)9901-€4,777
Financial income75/76B€34
Recurring financial income75€34
Financial charges65/66B€1,101
Recurring financial charges65€1,101
Profit (loss) for the period before taxes9903-€5,843
Income taxes67/77€1,042
Profit (loss) for the period9904-€6,885
Profit (loss) for the period to be appropriated9905-€6,885
Line2025
Assets
Total assets20/58€19,620
Fixed assets21/28€15,443
Tangible fixed assets22/27€12,893
Plant, machinery and equipment23€2,457
Furniture and vehicles24€1,818
Other tangible fixed assets26€8,619
Financial fixed assets28€2,550
Current assets29/58€4,177
Amounts receivable within one year40/41€653
Trade receivables40€653
Cash at bank and in hand54/58€3,240
Deferred charges and accrued income490/1€284
Equity and liabilities
Total equity and liabilities10/49€19,620
Equity10/15-€1,885
Contributions10/11€5,000
Profit (loss) carried forward14-€6,885
Amounts payable17/49€21,505
Amounts payable after more than one year17€17,000
Other amounts payable178/9€17,000
Amounts payable within one year42/48€4,505
Trade debts44€1,301
Suppliers440/4€1,301
Taxes, remuneration and social security45€1,883
Taxes450/3€1,883
Other amounts payable47/48€1,320
Line2025
Profit (loss) for the period9904-€6,885
+ Depreciation and write-downs630€15,955
Operating cash flow (approximation)€9,070

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
62.8 ha
Building footprint
48 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
O'SPLASH
Rue Géron 41B, 5300 AndenneNACE 45206
since 20242.363.629.385
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92003D0029/00S006 Wallonia 62.6 ha 1 · 48 m² -
92411D0005/00L000 Wallonia 2,281 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,205 companies in sector 95316 we hold annual accounts for 753. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
81210General cleaning of buildings
81230Other cleaning activities
82990Other business support services
93299Other amusement and recreation activities
96101Personal service activities
Contact
Phone +32495770815Andenne
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012950610
Registered 07-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.