O'SEANT
Judicial reorganisationSummary
The file of O'SEANT contains 2 judicial reorganisations, as published in the Belgian State Gazette. The KBO register records for O'SEANT the legal situation: special situation; this is today's state according to the register itself, which carries no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €1.09M and a net result of €13k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 3291 sector peers (fiscal year 2025).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. An ongoing judicial reorganisation from the Belgian State Gazette caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-25
Solvency99▼-1
Growth41▼-18
Track record30
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity tight (current ratio 1.46 against 1.54 in 2024; short-term debt: 10.2% and cash: 0.6% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
33 d early
2022
31 d late
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€216k▼ 9.8%
2024 · €240k
2018: €298k
2019: €396k
2020: €341k
2021: €381k
2022: €412k
2023: €415k
2024: €240k
2018 → 2025
EBIT margin
7.4%▼ 8.5pp
2024 · 15.9%
2018: 22.3%
2019: 23.8%
2020: 29.0%
2021: 19.0%
2022: 15.2%
2023: 9.0%
2024: 15.9%
2018 → 2025
Net result
€13k▼ 94.2%
2024 · €232k
2018: €43k
2019: €62k
2020: €73k
2021: €44k
2022: €39k
2023: €16k
2024: €232k
2018 → 2025
Working capital
€69k▲ 4.4%
2024 · €67k
2018: €287k
2019: €193k
2020: €105k
2021: €-69k
2022: €-143k
2023: €29k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€381k-€412k▲ 8.1%€415k▲ 0.8%€240k▼ 42.3%€216k▼ 9.8%
Equity€789k-€827k▲ 4.9%€843k▲ 1.9%€1.07M▲ 27.5%€1.09M▲ 1.2%
Operating result€72k-€63k▼ 13.4%€37k▼ 40.5%€38k▲ 2.3%€16k▼ 58.1%
Net result€44k-€39k▼ 12.3%€16k▼ 59.7%€232k▲ 1,391%€13k▼ 94.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€1.25M ▲ 5.5%
Current assets
€219k ▲ 15.0%
Equity and liabilities €1.47M
Equity
€1.09M ▲ 1.2%
Debt
€383k ▲ 26.6%
Debt's share of the balance-sheet total rises from 22.0% to 26.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €75k
Cash flow
€53k▼
2024 · €268k
Current ratio
1.46▼
2024 · 1.54
Debt to equity
0.35▲
2024 · 0.28
ROE
1.2%▼
2024 · 21.6%
ROA
0.9%▼
2024 · 16.8%
Interest coverage
3.79▼
2024 · 6.94
Debt ≤ 1 year
€149k▲
2024 · €124k
Debt > 1 year
€232k▲
2024 · €179k
Income taxes
€13k▲
2024 · €11k
Staff costs
€2k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 63 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€1.47M▲
Fixed assets21/28€1.19M€1.25M▲
Intangible fixed assets21€31k€19k▼
Tangible fixed assets22/27€536k€513k▼
Land and buildings22€520k€501k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€13k€10k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€620k€720k▲
Current assets29/58€190k€219k▲
Amounts receivable within one year40/41€182k€207k▲
Trade receivables40€160k€179k▲
Other amounts receivable41€22k€28k▲
Cash at bank and in hand54/58€8k€10k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.38M€1.47M▲
Equity10/15€1.07M€1.09M▲
Contributions10/11€90k€90k=
Capital10€90k€90k=
Issued capital100€90k€90k=
Revaluation surpluses12€275k€275k=
Reserves13€9k€9k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Tax-exempt reserves132€50€50=
Profit (loss) carried forward14€701k€714k▲
Amounts payable17/49€303k€383k▲
Amounts payable after more than one year17€179k€232k▲
Financial debts170/4€179k€140k▼
Trade debts175-€22k
Other amounts payable178/9-€70k
Amounts payable within one year42/48€124k€149k▲
Current portion of amounts payable after more than one year42€33k€24k▼
Financial debts43€26k€27k▲
Credit institutions430/8€26k€27k▲
Trade debts44€33k€50k▲
Suppliers440/4€33k€50k▲
Advances received on contracts in progress46€24k-
Taxes, remuneration and social security45€299€48k▲
Taxes450/3€98€48k▲
Remuneration and social security454/9€201€275▲
Other amounts payable47/48€7k€450▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Turnover70€240k€216k▼
Non-recurring operating income76A€13k€2k▼
Goods, raw materials, services and sundry goods60/61€156k€154k▼
Remuneration, social security and pensions62€16k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€39k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€16k▲
Other operating charges640/8€12k€13k▲
Non-recurring operating charges66A€703€3k▲
Gross operating margin9900€114k€90k▼
Operating profit (loss)9901€38k€16k▼
Financial income75/76B€216k€25k▼
Recurring financial income75€216k€25k▼
Financial charges65/66B€11k€15k▲
Recurring financial charges65€11k€15k▲
Profit (loss) for the period before taxes9903€243k€27k▼
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€232k€13k▼
Profit (loss) for the period to be appropriated9905€232k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€701k€714k▲
Profit (loss) brought forward from the previous period14P€469k€701k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
Judicial reorganisation
Extension
Tribunal de l’entreprise du Hainaut · collectif · event 11-09-2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
27-05
Judicial reorganisation
Opening
Tribunal de l’entreprise du Hainaut · collectif_pme · event 18-05-2026
2025
31-12
Financial
Weakest financial yearnet €13k ▼94.2%
Net result drops to €13k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €232k ▲1391%
Net result €232k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.07M ▲27.5%
7 profitable years in a row build equity to €1.07M.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.21
Current ratio from 0.52 to 1.21; short-term debt falls from €296k to €139k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Show earlier events
2020
31-12
Financial
Equity above €500kEq €745k ▲80.4%
3 profitable years in a row build equity to €745k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Ballon 246040 CharleroiGround area
1,115 m²
Building footprint
65 m²
Volume, LiDAR
732 m³
Parcel 52363E0228/00B005, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Comptabilys
since 20182.278.034.211
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52363E0228/00B005 | Wallonia | 1,115 m² | 1 · 65 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 4,292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesE-mail:osean@base.be
Phone:0483626396
E-mail:contact@comptabilys.be
Phone:071600680
Fax:071490202