Summary
Conclusion
the dossier summarised in one paragraphThe file of O'SEANT contains 1 judicial reorganisation, as published in the Belgian State Gazette. The KBO register records legal situation 091 for O'SEANT (Register: special situation); this is today's state according to the register itself, which carries no start date. The computed 12-month bankruptcy probability is 3.0% (moderate). The 2024 annual accounts show equity of €1.07M and a net result of €232k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 4826 sector peers (fiscal year 2024).
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.0%
Moderate
0%0,5%1,5%4%10%≥25%
Judicial reorganisation on record
+Lower-failure-rate sector
−Recent warning signals
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events27-05-2026
Judicial reorganisation
Opening
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 17-07-2025 | 14 d early | 2025-00294238 |
| 31-12-2023 | 31-07-2024 | 28-06-2024 | 33 d early | 2024-00197613 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00441215 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20426267 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-66100103 |
| 31-12-2019 | 31-07-2020 | 28-08-2020 | 28 d late | 2020-50100361 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-62500364 |
| 31-12-2017 | 31-07-2018 | 31-08-2018 | 31 d late | 2018-61000171 |
| 31-12-2016 | 31-07-2017 | 30-08-2017 | 30 d late | 2017-57500288 |
| 31-12-2015 | 31-07-2016 | 29-08-2016 | 29 d late | 2016-52200485 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: special situation
The KBO register records legal situation 091 for this company. This is today's state according to the register itself; the register carries no start date.
In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Turnover€240k-42.3%
EBIT margin15.9%+7.0pp
Net result€232k+1391.2%
Working capital€67k+131.9%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 78.0% | 61.0% | |
| Net result | €232k | €33k | |
| Equity | €1.07M | €59k | |
| Gross operating margin | €114k | €56k | |
| Staff costs | €16k | €30k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P77
Improving position over 2020-2024
· n=589-4826
P95
Weakening position over 2020-2024
· n=588-4823
P95
Stable position over 2020-2024
· n=590-4826
P78
Stable position over 2020-2024
· n=587-4821
Describes the position versus peers, not a forecast.
€240k
-42.3%
18-24
€75k
+1.2%
18-24
€232k
+1391.2%
18-24
€268k
+415.1%
18-24
€1.38M
+14.6%
18-24
€1.07M
+27.5%
18-24
€67k
+131.9%
18-24
€16k
+243.0%
18-24
€11k
-50.6%
18-24
€303k
-15.8%
18-24
€124k
-10.9%
18-24
€179k
-18.9%
18-24
1.54
+27.4%
18-24
1.54
+27.4%
18-24
78.0%
+11.3%
18-24
0.28
-34.0%
18-24
21.6%
+1069.4%
18-24
16.8%
+1201.7%
18-24
96.8%
+2485.7%
18-24
31.2%
+75.5%
18-24
6.94
+89.3%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €240k |
| EBITDA | €75k |
| Net profit | €232k |
| Cash flow | €268k |
| Staff costs | €16k |
| Income taxes | €11k |
| Dividends | - |
| Total assets | €1.38M |
| Equity | €1.07M |
| Debt | €303k |
| of which ≤ 1y | €124k |
| of which > 1y | €179k |
| Working capital | €67k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.54 |
| Quick ratio | 1.54 |
| Working capital ratio | 4.8% |
| Solvency | 78.0% |
| Debt / equity | 0.28 |
| Long-term debt ratio | 0.17 |
| Interest coverage | 6.94 |
| Gross margin | 34.7% |
| Net margin | 96.8% |
| ROA | 16.8% |
| ROE | 21.6% |
| EBITDA margin | 31.2% |
| Days sales outstanding | 244d |
| Days payable outstanding | 78d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.38M |
| Fixed assets | 21/28 | €1.19M |
| Intangible fixed assets | 21 | €31k |
| Tangible fixed assets | 22/27 | €536k |
| Financial fixed assets | 28 | €620k |
| Current assets | 29/58 | €190k |
| Amounts receivable within one year | 40/41 | €182k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.38M |
| Equity | 10/15 | €1.07M |
| Contributions / capital | 10/11 | €90k |
| Reserves | 13 | €9k |
| Accumulated profits (losses) | 14 | €701k |
| Amounts payable | 17/49 | €303k |
| Amounts payable after one year | 17 | €179k |
| Amounts payable within one year | 42/48 | €124k |
| Trade debts payable within one year | 44 | €33k |
| Income statement | ||
| Turnover | 70 | €240k |
| Gross operating margin | 9900 | €114k |
| Operating result | 9901 | €38k |
| Financial income | 75 | €216k |
| Financial charges | 65 | €11k |
| Result before taxes | 9903 | €243k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €232k |
| Result to be appropriated | 9905 | €232k |
You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed89
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsHistoric, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2010
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van (gecertificeerde) (fiscaal) accountants(69201) |
| Legal form | Private limited company(610) |
| Incorporation | 21-09-2009 |
| Status | Active |
| Postal code | 6040 |
| First BS signal | 27-05-2026 |
| Latest BS signal | 27-05-2026 |
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Ballon 246040 CharleroiEstablishment units
1 locationComptabilys
since 20182.278.034.211
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,115 m²
Buildings1
Building footprint65 m²
Volume (LiDAR)732 m³
Tallest building12.8 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52363E0228/00B005 | Wallonia | 1,115 m² | 1 · 65 m² | 12.8 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette27-05-2026
Judicial reorganisation
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
7 acts Capital history · 1
20-04-2026
Capital conversion: conversion du capital effectivement libéré et de la réserve légale en un compte de capitaux propres statutairement indisponible
Address history · 4
13-08-2019
v3.2
20-06-2018
v3.2
02-07-2015
v3.2
11-08-2010
v3.2
All acts · 7
updated 3 months ago
2026
20-04-2026 Act object · Notarial deed · General meeting · Statute amendment
- Filing: 2026-04-16 · O'SEANT
- Publication: 2026-04-20 · O'SEANT
- Act object: STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS), MODIFICATION FORME JURIDIQUE, DEMISSIONS, NOMINATIONS · O'SEANT
- Notarial deed: 2026-04-14 · O'SEANT
- General meeting: 2026-04-14 · O'SEANT
- Statute amendment: adaptation aux dispositions du Code des sociétés et des associations · O'SEANT
- Capital conversion: conversion du capital effectivement libéré et de la réserve légale en un compte de capitaux propres statutairement indisponible · O'SEANT
- Statute amendment: adoption de nouveaux statuts · O'SEANT
- Officer resignation: fin du mandat du gérant · DUSÈNE Rudy Raymond Bruno Ghislain
- Officer appointment: administrateur unique · DUSÈNE Rudy Raymond Bruno Ghislain
- Mandate term: durée indéterminée · DUSÈNE Rudy Raymond Bruno Ghislain
- Mandate compensation: gratuit · DUSÈNE Rudy Raymond Bruno Ghislain
- Power of attorney: effectuer les démarches administratives subséquentes à la présente assemblée · DUSÈNE Rudy Raymond Bruno Ghislain
- Power of attorney: établissement et le dépôt d’une version coordonnée des statuts · Dimitri CLEENEWERCK DE CRAYENCOUR
Summary:
Act object · Notarial deed · General meeting · Statute amendment
2020
04-06-2020 Change in the board of directors
Summary:
v3.2
08-04-2020 Bia Etienne appointed as manager
2019
13-08-2019 Registered office moved within Jumet
2018
20-06-2018 Registered office moved from Nivelles to Marcinelles
- Place Lambert schiffelers 3, 1400 Nivelles → rue de l'ange 64, 6001 Marcinelles
Summary:
v3.2
2015
02-07-2015 Registered office moved from yontignY-S- SAMBRE to Nivelles
- AVENVE DU CENTENAIRE 5, 6061 yontignY-S- SAMBRE → place lambert Schiffelers 3, 1400 Nivelles
Summary:
v3.2
2010
11-08-2010 Registered office moved from Louvain-La-Neuve to Montignies-sur-Sambre
- Rue Charlemagne 7, 1348 Louvain-La-Neuve → Rue de Lodelinsart 73, 6061 Montignies-sur-Sambre
Summary:
v3.2
Analysis
Snowflake analysis
financial profile on 5 axes70
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
89
Profitability
100
Solvency
90
Growth
42
Stability
30
Credit advice
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We hold annual accounts for 1,589 of the 12,134 companies in this sector. 531 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201Boekhouders en boekhouders-fiscalisten69202
Primary activity highlighted.
Names & trade names
| Legal nameFR | O'SEANT |
Registered office
Place du Ballon 24
6040 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.