Nemo
Open bankruptcyA bankruptcy procedure is open for Nemo according to publications in the Belgian State Gazette; curator: ISABELLE BRONKAERT.
Summary
The file additionally contains 1 administrative flag. The 2021 annual accounts show equity of €120,765 and a net result of -€232,186.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 5 December 2022
- Supervising judge
- Alberto Munoz Y Moles
- Official Gazette
- 09-12-2022 (pdf) ↗search the document for 2022/145569
Deadlines
- Provisional date payments stopped
- 5 December 2022A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 24 December 2022Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 4 January 2023art. XX.104 and XX.155 CEL
- First verification report
- passed on 1 February 2023Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 5 December 2023Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Isabelle BronkaertChaussee De Thuin 164, 6032 Mont-Sur-Marchienne- . Date provisoire de cessation de paiement : 05/12/2022avocat.bronkaert@bbaasrl.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 28-10-2022, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
89 d late
2020
248 d late
2019
145 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 161 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Buying and selling of own real estate sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2021, micro schema
Equity
€120,765▼ 65.8%
2020 · €352,951
Total assets
€7.7m▲ 2.9%
2020 · €7.4m
Net result
-€232,186▲ 28.5%
2020 · -€324,664
Working capital
€3.7m▲ 2.8%
2020 · €3.6m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920202021
Operating result€1.7m--€88,600€169,136€6,000▼ 96.5%
Net result€858,628--€45,472-€324,664below the sector's middle half▼ 614%-€232,186below the sector's middle half▲ 28.5%
Equity€723,087-€677,615▼ 6.3%€352,951above the sector's middle half▼ 47.9%€120,765within the sector's middle half▼ 65.8%
Total assets€8.5m-€8.4m▼ 0.8%€7.4mabove the sector's middle half▼ 11.7%€7.7mabove the sector's middle half▲ 2.9%
Debt€7.0m-€7.0m▼ 0.2%€6.3m▼ 9.3%€6.8m▲ 7.2%
Working capital€3.1m-€2.8m▼ 8.7%€3.6mabove the sector's middle half▲ 29.5%€3.7mabove the sector's middle half▲ 2.8%
Solvency8.5%-8.0%▼ 0.5pp4.7%below the sector's middle half▼ 3.3pp1.6%below the sector's middle half▼ 3.2pp
Current ratio4.10-3.15▼ 0.959.72above the sector's middle half▲ 6.573.58above the sector's middle half▼ 6.14
Return on assets (ROA)10.1%--0.5%▼ 10.6pp-4.4%below the sector's middle half▼ 3.8pp-3.0%below the sector's middle half▲ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2021; 2021 is 96% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €7.7m
Fixed assets
€2.5m ▼ 27.1%
Current assets
€5.2m ▲ 28.0%
Equity and liabilities €7.7m
Equity
€120,765 ▼ 65.8%
Provisions
€747,461 ▼ 1.1%
Debt
€6.8m ▲ 7.2%
Debt's share of the balance-sheet total rises from 85.1% to 88.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68,796▼
2020 · €254,574
Cash flow
-€169,390▲
2020 · -€239,226
Debt to equity
56.28▲
2020 · 17.96
ROE
-192.3%▼
2020 · -92.0%
Interest coverage
0.21▼
2020 · 0.51
Debt ≤ 1 year
€1.5m▲
2020 · €418,034
Debt > 1 year
€4.5m▼
2020 · €5.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | €102,638 | €131,955 | ▲ 28.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €114,500 | €114,500 | €85,438 | €62,797 | ▼ 26.5% |
| Other operating charges640/8 | - | - | €36,148 | €14,827 | ▼ 59.0% |
| Non-recurring operating charges66A | - | - | €0 | - | - |
| Gross operating margin9900 | €1.8m | €49,674 | €290,723 | €83,623 | ▼ 71.2% |
| Operating profit (loss)9901 | €1.7m | -€88,600 | €169,136 | €6,000 | ▼ 96.5% |
| Financial income75/76B | - | - | €0 | €80,862 | - |
| Recurring financial income75 | €37,525 | €38,689 | €0 | €80,862 | - |
| Financial charges65/66B | - | - | €502,210 | €327,458 | ▼ 34.8% |
| Recurring financial charges65 | €350,939 | €3,971 | €502,210 | €327,458 | ▼ 34.8% |
| Profit (loss) for the period before taxes9903 | €1.4m | -€53,882 | -€333,074 | -€240,596 | ▲ 27.8% |
| Transfer from deferred taxes780 | - | - | €8,410 | €8,410 | = |
| Income taxes67/77 | - | -€0 | €0 | - | - |
| Profit (loss) for the period9904 | €858,628 | -€45,472 | -€324,664 | -€232,186 | ▲ 28.5% |
| Transfer from tax-exempt reserves789 | - | - | €16,333 | €16,333 | = |
| Profit (loss) for the period to be appropriated9905 | -€363,913 | -€29,139 | -€308,331 | -€215,854 | ▲ 30.0% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €8.5m | €8.4m | €7.4m | €7.7m | ▲ 2.9% |
| Formation expenses20 | €6,802 | - | €0 | €0 | - |
| Fixed assets21/28 | €4.4m | €4.3m | €3.4m | €2.5m | ▼ 27.1% |
| Intangible fixed assets21 | €235,938 | €202,233 | €168,527 | €134,822 | ▼ 20.0% |
| Tangible fixed assets22/27 | €2.8m | €2.8m | €1.9m | €981,069 | ▼ 47.4% |
| Land and buildings22 | - | - | €1.9m | €980,467 | ▼ 47.4% |
| Plant, machinery and equipment23 | - | - | €0 | €0 | - |
| Furniture and vehicles24 | - | - | €902 | €601 | ▼ 33.3% |
| Financial fixed assets28 | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Current assets29/58 | €4.1m | €4.1m | €4.1m | €5.2m | ▲ 28.0% |
| Amounts receivable after more than one year29 | - | - | €4.0m | €4.1m | ▲ 2.9% |
| Trade receivables290 | - | - | €4.0m | €4.1m | ▲ 2.9% |
| Amounts receivable within one year40/41 | €26,223 | €41,696 | €49,265 | €1.1m | ▲ 2,074% |
| Trade receivables40 | - | - | €37,846 | €1.1m | ▲ 2,687% |
| Other amounts receivable41 | - | - | €11,419 | €16,451 | ▲ 44.1% |
| Cash at bank and in hand54/58 | €7,257 | €56,867 | €1,484 | €2,036 | ▲ 37.1% |
| Deferred charges and accrued income490/1 | - | - | €0 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €8.5m | €8.4m | €7.4m | €7.7m | ▲ 2.9% |
| Equity10/15 | €723,087 | €677,615 | €352,951 | €120,765 | ▼ 65.8% |
| Contributions10/11 | €229,302 | €229,302 | €229,302 | €229,302 | = |
| Capital10 | - | - | €229,302 | €229,302 | = |
| Issued capital100 | - | - | €229,302 | €229,302 | = |
| Reserves13 | €1.8m | €1.7m | €1.7m | €1.7m | ▼ 0.9% |
| Non-distributable reserves130/1 | - | - | €22,930 | €22,930 | = |
| Legal reserve130 | - | - | €22,930 | €22,930 | = |
| Tax-exempt reserves132 | - | - | €1.7m | €1.7m | ▼ 1.0% |
| Profit (loss) carried forward14 | -€1.3m | -€1.3m | -€1.6m | -€1.8m | ▼ 13.5% |
| Provisions and deferred taxes16 | €772,691 | €764,281 | €755,871 | €747,461 | ▼ 1.1% |
| Deferred taxes168 | - | - | €755,871 | €747,461 | ▼ 1.1% |
| Amounts payable17/49 | €7.0m | €7.0m | €6.3m | €6.8m | ▲ 7.2% |
| Amounts payable after more than one year17 | €5.7m | €5.6m | €5.4m | €4.5m | ▼ 16.6% |
| Financial debts170/4 | - | - | €5.0m | €4.0m | ▼ 19.1% |
| Other amounts payable178/9 | - | - | €457,785 | €507,520 | ▲ 10.9% |
| Amounts payable within one year42/48 | €993,742 | €1.3m | €418,034 | €1.5m | ▲ 247% |
| Current portion of amounts payable after more than one year42 | - | - | €112,426 | €112,426 | = |
| Financial debts43 | - | - | €211,248 | €211,196 | = |
| Credit institutions430/8 | - | - | €211,248 | €211,196 | = |
| Trade debts44 | €127,797 | €157,040 | €88,231 | €1.1m | ▲ 1,178% |
| Suppliers440/4 | - | - | €88,231 | €1.1m | ▲ 1,178% |
| Taxes, remuneration and social security45 | - | - | €0 | €0 | - |
| Taxes450/3 | - | - | - | €0 | - |
| Other amounts payable47/48 | - | - | €6,128 | - | - |
| Accrued charges and deferred income492/3 | - | - | €498,740 | €821,740 | ▲ 64.8% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €858,628 | -€45,472 | -€324,664 | -€232,186 | ▲ 28.5% |
| + Depreciation and write-downs630 | €114,500 | €114,500 | €85,438 | €62,797 | ▼ 26.5% |
| Operating cash flow (approximation) | €973,128 | €69,028 | -€239,226 | -€169,390 | ▲ 29.2% |
| Investment in fixed assets (approximation) | - | -€6,802 | €839,263 | €855,374 | ▲ 1.9% |
| Change in cash | - | €49,610 | -€55,382 | €551 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
01-03
KBO administration
UBO non-compliance
event 22-02-2024
2022
09-12
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 05-12-2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
05-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 248 days late
2020
31-12
Financial
Weakest financial yearnet -€324,664
Net result drops to -€324,664, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 9.72
Current ratio from 3.15 to 9.72; short-term debt falls from €1.3m to €418,034.
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 145 days late
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 135 days late
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
2015
24-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 24 days late
2014
27-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 27 days late
2013
31-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
Ground area
1,115 m²
Building footprint
65 m²
Volume, LiDAR
732 m³
Parcel 52363E0228/00B005, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
Nemo
since 20212.323.723.684
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52363E0228/00B005 | Wallonia | 1,115 m² | 1 · 65 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ISABELLE BRONKAERT CHAUSSEE DE THUIN 164,
6032 MONT-SUR-MARCHIENNE- .
Date provisoire de cessation de paiement : 05/12/2022 |
05-12-2022 → present |
Recognitions · licences · registrations
Legal Entity Identifier
875500K7PBD4NZRZEL49
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-02-1981
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.