O'SC'ART

Active

Private limited companyfounded 200818 yrs activeAvenue de Montalembert 45, 1330 Rixensart, BelgiumKBO/BCE: BE 0807.992.479

O'SC'ART has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €8k. Its solvency ranks better than 77% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

88 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability75

Solvency100

Growth-

Track record85

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days acceptable

Liquidity ample (current ratio 5.02; short-term debt: 19.5% and cash: 55.1% of total assets), and 21.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

78.8%

Return on assets

5.3%

Age of the figures

15 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

27 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€115k

Total assets

€146k

Net result

€8k

Working capital

€114k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €146k

97.8%

Fixed assets €3k

Current assets €142k

Equity and liabilities €146k

78.8%

21.2%

Equity €115k

Debt €31k

Debt finances 21.2% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€19k

Cash flow

€10k

Solvency

78.8%

Current ratio

5.02

Quick ratio

5.02

Debt / equity

0.27

ROE

6.7%

ROA

5.3%

Interest coverage

7.26

Debt

€31k

Debt ≤ 1 year

€28k

Income taxes

€6k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€146k

Fixed assets21/28€3k

Tangible fixed assets22/27€3k

Plant, machinery and equipment23€825

Furniture and vehicles24€2k

Other tangible fixed assets26€650

Current assets29/58€142k

Amounts receivable within one year40/41€50k

Trade receivables40€39k

Other amounts receivable41€10k

Cash at bank and in hand54/58€80k

Deferred charges and accrued income490/1€13k

Equity and liabilities

Total equity and liabilities10/49€146k

Equity10/15€115k

Contributions10/11€3k

Reserves13€112k

Distributable reserves133€112k

Profit (loss) carried forward14€415

Amounts payable17/49€31k

Amounts payable within one year42/48€28k

Trade debts44€5k

Suppliers440/4€5k

Taxes, remuneration and social security45€11k

Taxes450/3€11k

Other amounts payable47/48€12k

Accrued charges and deferred income492/3€3k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Other operating charges640/8€2k

Gross operating margin9900€21k

Operating profit (loss)9901€17k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€3k

Recurring financial charges65€3k

Profit (loss) for the period before taxes9903€14k

Income taxes67/77€6k

Profit (loss) for the period9904€8k

Profit (loss) for the period to be appropriated9905€8k

Appropriation of the result

Profit (loss) to be appropriated9906€8k

Profit (loss) brought forward from the previous period14P€415

Transfer to equity691/2€8k

To other reserves6921€8k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

27-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 27 days late

NBB filing

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Rixensart · 2 establishment units since 2008

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de Montalembert 451330 Rixensart

Ground area

1.2 ha

Building footprint

5,358 m²

Volume, LiDAR

84,864 m³

3 parcels, Brussels, Wallonia · tallest building 27.7 m, ±6 floors. Linked by address, not a title deed.

2 establishment units

UP 2 YOU by Sandrine CORMAN

Bayaux 44, 4841 WelkenraedtRetail sale of clothing and accessories for women, men, children and babies (general range)

since 20082.176.173.026

UP 2 YOU by Sandrine CORMAN

Jacques Georginlaan 2, 1030 SchaarbeekMarket research and public opinion polling

since 20082.344.981.730

3 parcels

Wallonia 2 (66.7%) Brussels 1 (33.3%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21911C0112/00W002	Brussels	8,516 m²	1 · 5,103 m²	27.7 m · 6 fl.
25091C0145/00B000	Wallonia	2,691 m²	1 · 123 m²	9.4 m · 2 fl.
63032E0138/00B000	Wallonia	976 m²	1 · 132 m²	5.7 m · 1 fl.