EGREGORE
ActiveEGREGORE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 51% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+21
Solvency77▼-23
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 7.61 in 2024; short-term debt: 48.5% and cash: 76.8% of total assets), and 48.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
1 d early
2023
22 d late
2022
24 d late
2021
29 d late
2020
149 d late
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 60.6%
2024 · €166k
2018: €141k
2019: €145k
2020: €119k
2021: €134k
2022: €168k
2023: €169k
2024: €166k
2018 → 2025
Total assets
€127k▼ 33.5%
2024 · €192k
2018: €228k
2019: €247k
2020: €220k
2021: €196k
2022: €211k
2023: €235k
2024: €192k
2018 → 2025
Net result
€9k
2024 · €-2k
2018: €29k
2019: €4k
2020: €-25k
2021: €15k
2022: €34k
2023: €36k
2024: €-2k
2018 → 2025
Working capital
€66k▼ 60.6%
2024 · €166k
2018: €141k
2019: €145k
2020: €119k
2021: €134k
2022: €168k
2023: €169k
2024: €166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€168k▲ 25.2%€169k▲ 0.5%€166k▼ 1.3%€66k▼ 60.6%
Operating result€20k-€45k▲ 127%€40k▼ 10.5%€19k▼ 52.6%€18k▼ 6.6%
Net result€15k-€34k▲ 132%€36k▲ 6.1%€-2k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €127k
Equity
€66k▼ 60.6%
Debt
€62k▲ 145%
The debt ratio rises from 13.1% to 48.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
51.5%▼
2024 · 86.9%
Current ratio
2.06▼
2024 · 7.61
Quick ratio
2.06▼
2024 · 7.61
Debt / equity
0.94▲
2024 · 0.15
ROE
14.0%▲
2024 · -1.4%
ROA
7.2%▲
2024 · -1.2%
Debt
€62k▲
2024 · €25k
Debt ≤ 1 year
€62k▲
2024 · €25k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€127k▼
Current assets29/58€192k€127k▼
Amounts receivable within one year40/41€87k€30k▼
Trade receivables40€85k€30k▼
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€105k€98k▼
Equity and liabilities
Total equity and liabilities10/49€192k€127k▼
Equity10/15€166k€66k▼
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€148k€47k▼
Amounts payable17/49€25k€62k▲
Amounts payable within one year42/48€25k€62k▲
Trade debts44€14k€532▼
Suppliers440/4€14k€532▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€130€52k▲
Income statement
Code20242025
Other operating charges640/8€975€974▼
Gross operating margin9900€20k€19k▼
Operating profit (loss)9901€19k€18k▼
Financial income75/76B€197€12▼
Recurring financial income75€197€12▼
Financial charges65/66B€16k€5k▼
Recurring financial charges65€16k€5k▼
Profit (loss) for the period before taxes9903€3k€13k▲
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€-2k€9k▲
Profit (loss) for the period to be appropriated9905€-2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€148k€157k▲
Profit (loss) brought forward from the previous period14P€150k€148k▼
Profit to be distributed694/7-€110k
Return on contributions (dividend)694-€110k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.61
Current ratio from 3.53 to 7.61; short-term debt falls from €67k to €25k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €36k ▲6.1%
Net result €36k, the highest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €150kEq €168k ▲25.2%
2 profitable years in a row build equity to €168k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 149 days late
2020
31-12
Financial
Weakest financial yearnet €-25k ▼816%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Marche(NN) 8565100 NamurGround area
5,076 m²
Building footprint
279 m²
Parcel 92095B0211/00R006, Wallonia. Linked by address, not a title deed.
1 establishment unit
Egregore
since 20072.167.037.012
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0211/00R006 | Wallonia | 5,076 m² | 1 · 279 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2007
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
74105Other professional, scientific and technical activities
74140Other specialised design activities
77400Rental and leasing activities
78100Employment placement agencies
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:belgium@hydrosud-direct.com
Fax:024166658