O. PETIT & CO
ActiveSummary
O. PETIT & CO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €658k and a net result of €63k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 51% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency82▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 7.32 against 8.82 in 2024; short-term debt: 6.5% and cash: 0.5% of total assets), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.4%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
29 d late
2023
30 d early
2022
31 d late
2021
27 d early
2020
26 d early
2019
115 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€658k▼ 17.5%
2024 · €797k
2018: €417k
2019: €515k
2020: €564k
2021: €620k
2022: €671k
2023: €728k
2024: €797k
2018 → 2025
Total assets
€1.15M▼ 13.1%
2024 · €1.32M
2018: €1.10M
2019: €1.25M
2020: €1.28M
2021: €1.22M
2022: €1.26M
2023: €1.30M
2024: €1.32M
2018 → 2025
Net result
€63k▼ 9.2%
2024 · €69k
2018: €-35k
2019: €97k
2020: €50k
2021: €56k
2022: €51k
2023: €57k
2024: €69k
2018 → 2025
Working capital
€474k▼ 24.5%
2024 · €629k
2018: €349k
2019: €342k
2020: €395k
2021: €474k
2022: €514k
2023: €535k
2024: €629k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€620k-€671k▲ 8.2%€728k▲ 8.5%€797k▲ 9.5%€658k▼ 17.5%
Operating result€55k-€66k▲ 19.9%€78k▲ 17.0%€92k▲ 17.8%€80k▼ 12.6%
Net result€56k-€51k▼ 9.3%€57k▲ 12.9%€69k▲ 21.1%€63k▼ 9.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€597k ▼ 2.2%
Current assets
€550k ▼ 22.5%
Equity and liabilities €1.15M
Equity
€658k ▼ 17.5%
Debt
€489k ▼ 6.3%
Debt's share of the balance-sheet total rises from 39.6% to 42.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €105k
Cash flow
€77k▼
2024 · €83k
Current ratio
7.32▼
2024 · 8.82
Debt to equity
0.74▲
2024 · 0.65
ROE
9.6%▲
2024 · 8.7%
ROA
5.5%▲
2024 · 5.3%
Interest coverage
9.99▲
2024 · 9.58
Debt ≤ 1 year
€75k▼
2024 · €80k
Debt > 1 year
€409k▼
2024 · €441k
Income taxes
€26k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.15M▼
Fixed assets21/28€610k€597k▼
Tangible fixed assets22/27€527k€514k▼
Land and buildings22€511k€502k▼
Furniture and vehicles24€16k€11k▼
Financial fixed assets28€83k€83k=
Current assets29/58€709k€550k▼
Amounts receivable after more than one year29€509k€329k▼
Other amounts receivable291€509k€329k▼
Amounts receivable within one year40/41€182k€214k▲
Trade receivables40€10k€10k=
Other amounts receivable41€172k€205k▲
Cash at bank and in hand54/58€17k€6k▼
Deferred charges and accrued income490/1€700€309▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.15M▼
Equity10/15€797k€658k▼
Contributions10/11€63k€63k=
Reserves13€735k€595k▼
Distributable reserves133€735k€595k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€522k€489k▼
Amounts payable after more than one year17€441k€409k▼
Financial debts170/4€441k€409k▼
Amounts payable within one year42/48€80k€75k▼
Current portion of amounts payable after more than one year42€32k€32k=
Financial debts43€9k€8k▼
Credit institutions430/8€9k€8k▼
Trade debts44€20k€17k▼
Suppliers440/4€20k€17k▼
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€13k▼
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€160€5k▲
Income statement
Code20242025
Non-recurring operating income76A€10k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€111k€98k▼
Operating profit (loss)9901€92k€80k▼
Financial income75/76B€17k€18k▲
Recurring financial income75€17k€18k▲
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€97k€89k▼
Income taxes67/77€28k€26k▼
Profit (loss) for the period9904€69k€63k▼
Profit (loss) for the period to be appropriated9905€69k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€63k▼
Transfer from equity791/2-€203k
Transfer to equity691/2€69k€63k▼
To other reserves6921€69k€63k▼
Profit to be distributed694/7-€203k
Return on contributions (dividend)694-€203k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
State Gazette act
General meeting · Statutes amendment
Legal form clause · Registered office clause
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 8.28
Current ratio from 3.88 to 8.28; short-term debt falls from €137k to €65k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
31-12
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
31-12
Financial
Equity above €500kEq €515k ▲23.3%
Equity rises from €417k to €515k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk-Knokke 3158300 Knokke-HeistGround area
3,619 m²
Building footprint
3,148 m²
Volume, LiDAR
70,079 m³
Parcel 31013A0767/00G000, Flanders · tallest building 43.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
O. PETIT & CO
since 20062.155.109.871
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0767/00G000 | Flanders | 3,619 m² | 1 · 3,148 m² | 43.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.