CATIE
ActiveCATIE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €658k and a net result of €98k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-4
Solvency93▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 10.95 against 13.1 in 2024; short-term debt: 9% and cash: 39.8% of total assets), and 32.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.6%
Return on assets
10.1%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
2 d early
2022
28 d early
2021
21 d early
2020
19 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€658k▲ 14.4%
2024 · €575k
2019: €416k
2020: €394k
2021: €413k
2022: €451k
2023: €467k
2024: €575k
2019 → 2025
Total assets
€973k▲ 5.4%
2024 · €924k
2019: €902k
2020: €883k
2021: €943k
2022: €793k
2023: €793k
2024: €924k
2019 → 2025
Net result
€98k▼ 20.1%
2024 · €123k
2019: €15k
2020: €-22k
2021: €29k
2022: €53k
2023: €31k
2024: €123k
2019 → 2025
Working capital
€874k▲ 3.1%
2024 · €848k
2019: €420k
2020: €404k
2021: €782k
2022: €753k
2023: €730k
2024: €848k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€413k-€451k▲ 9.3%€467k▲ 3.6%€575k▲ 23.0%€658k▲ 14.4%
Operating result€46k-€91k▲ 98.2%€50k▼ 45.0%€166k▲ 229%€141k▼ 14.6%
Net result€29k-€53k▲ 84.2%€31k▼ 41.7%€123k▲ 293%€98k▼ 20.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €973k
Fixed assets
€11k▲ 90.4%
Current assets
€962k▲ 4.8%
Equity and liabilities €973k
Equity
€658k▲ 14.4%
Debt
€316k▼ 9.6%
The debt ratio falls from 37.8% to 32.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€144k▼
2024 · €168k
Cash flow
€100k▼
2024 · €125k
Solvency
67.6%▲
2024 · 62.2%
Current ratio
10.95▼
2024 · 13.10
Quick ratio
10.95▼
2024 · 13.10
Debt / equity
0.48▼
2024 · 0.61
ROE
14.9%▼
2024 · 21.3%
ROA
10.1%▼
2024 · 13.3%
Interest coverage
8.05▼
2024 · 11.14
Debt
€316k▼
2024 · €349k
Debt ≤ 1 year
€88k▲
2024 · €70k
Debt > 1 year
€210k▼
2024 · €260k
Income taxes
€34k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€924k€973k▲
Fixed assets21/28€6k€11k▲
Intangible fixed assets21€656€336▼
Tangible fixed assets22/27€5k€11k▲
Land and buildings22€2k€2k▼
Furniture and vehicles24€3k€9k▲
Current assets29/58€918k€962k▲
Amounts receivable within one year40/41€53k€52k▼
Trade receivables40€53k€52k▼
Other amounts receivable41€0€241▲
Current investments50/53€507k€521k▲
Cash at bank and in hand54/58€344k€387k▲
Deferred charges and accrued income490/1€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€924k€973k▲
Equity10/15€575k€658k▲
Contributions10/11€6k€6k=
Reserves13€329k€412k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€327k€410k▲
Profit (loss) carried forward14€240k€240k=
Amounts payable17/49€349k€316k▼
Amounts payable after more than one year17€260k€210k▼
Other amounts payable178/9€260k€210k▼
Amounts payable within one year42/48€70k€88k▲
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€24k€16k▼
Other amounts payable47/48€41k€63k▲
Accrued charges and deferred income492/3€19k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€809▼
Gross operating margin9900€170k€145k▼
Operating profit (loss)9901€166k€141k▼
Financial income75/76B€18k€9k▼
Recurring financial income75€18k€9k▼
Financial charges65/66B€15k€18k▲
Recurring financial charges65€15k€18k▲
Profit (loss) for the period before taxes9903€168k€132k▼
Income taxes67/77€46k€34k▼
Profit (loss) for the period9904€123k€98k▼
Profit (loss) for the period to be appropriated9905€123k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€362k€338k▼
Profit (loss) brought forward from the previous period14P€240k€240k=
Transfer to equity691/2€107k€83k▼
To other reserves6921€107k€83k▼
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€2k€2k=
Directors or managers695€14k€14k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €123k ▲293%
Operating result €166k, net result €123k, both a record.
30-06
Financial
Equity above €500kEq €575k ▲23%
4 profitable years in a row build equity to €575k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 5current ratio 27.36
Current ratio from 6.05 to 27.36; short-term debt falls from €155k to €29k.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 6.05
Current ratio from 1.86 to 6.05; short-term debt falls from €472k to €155k.
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-22k ▼254%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 511755 PajottegemGround area
603 m²
Building footprint
194 m²
Volume, LiDAR
1,794 m³
Parcel 23024B0046/00K000, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Catie/Res-sense
since 20082.170.842.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024B0046/00K000 | Flanders | 602 m² | 1 · 194 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 2,053 EUR awarded · 2,053 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,620 EUR | 1,620 EUR |
| 2022 | 1 | 433 EUR | 433 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
9845008S5EP40D091D69
Similar companies · same sector, comparable size
CAMAX CONSULTING
BE 0881.960.820
Châtelet · Eq €658k
SOFIN-MA INTERNATIONAL
BE 0681.787.759
Charleroi · Eq €658k
BEVACOM
BE 0835.349.944
Sint-Pieters-Woluwe · Eq €658k
LEWIS
BE 0825.977.665
Ronse · Eq €658k
IN SE
BE 0463.136.002
Herenthout · Eq €658k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 32,206 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-03-2008
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.