O.P.S.-TECHNICS
ActiveO.P.S.-TECHNICS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €2k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-96
Solvency84▲+11
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.55 in 2024), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
0.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
61 d late
2023
61 d late
2022
92 d late
2021
31 d late
2020
90 d late
2019
112 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 96.3%
2024 · €63k
2018: €115k
2019: €131k
2020: €-6k
2021: €43k
2022: €42k
2023: €97k
2024: €63k
2018 → 2025
Working capital
€198k▼ 16.4%
2024 · €237k
2018: €95k
2019: €148k
2020: €125k
2021: €179k
2022: €185k
2023: €176k
2024: €237k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€216k▲ 4.5%€216k=€279k▲ 29.2%€281k▲ 0.8%
Operating result€93k-€76k▼ 18.1%€148k▲ 94.3%€128k▼ 13.8%€47k▼ 63.4%
Net result€43k-€42k▼ 0.9%€97k▲ 129%€63k▼ 34.8%€2k▼ 96.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 63% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €602k
Fixed assets
€96k▲ 124%
Current assets
€506k▼ 24.0%
Equity and liabilities €602k
Equity
€281k▲ 0.8%
Debt
€321k▼ 25.3%
The debt ratio falls from 60.6% to 53.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€61k▼
2024 · €136k
Cash flow
€17k▼
2024 · €71k
Solvency
46.7%▲
2024 · 39.4%
Current ratio
1.64▲
2024 · 1.55
Quick ratio
1.51▼
2024 · 1.52
Debt / equity
1.14▼
2024 · 1.54
ROE
0.8%▼
2024 · 22.6%
ROA
0.4%▼
2024 · 8.9%
Interest coverage
1.52▼
2024 · 3.54
Debt
€321k▼
2024 · €430k
Debt ≤ 1 year
€308k▼
2024 · €429k
Debt > 1 year
€12k▲
2024 · €554
Income taxes
€8k▼
2024 · €33k
Staff costs
€285k▲
2024 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€709k€602k▼
Fixed assets21/28€43k€96k▲
Tangible fixed assets22/27€42k€93k▲
Plant, machinery and equipment23€8k€11k▲
Furniture and vehicles24€12k€14k▲
Leasing and similar rights25-€16k
Other tangible fixed assets26€23k€52k▲
Financial fixed assets28€447€3k▲
Current assets29/58€666k€506k▼
Amounts receivable after more than one year29€95k€95k=
Other amounts receivable291€95k€95k=
Stocks and contracts in progress3€15k€41k▲
Stocks30/36€15k€41k▲
Amounts receivable within one year40/41€463k€326k▼
Trade receivables40€394k€239k▼
Other amounts receivable41€69k€87k▲
Cash at bank and in hand54/58€72k€38k▼
Deferred charges and accrued income490/1€20k€7k▼
Equity and liabilities
Total equity and liabilities10/49€709k€602k▼
Equity10/15€279k€281k▲
Contributions10/11€31k€31k=
Reserves13€141k€141k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€141k€141k=
Profit (loss) carried forward14€107k€109k▲
Amounts payable17/49€430k€321k▼
Amounts payable after more than one year17€554€12k▲
Financial debts170/4-€12k
Other amounts payable178/9€554€0▼
Amounts payable within one year42/48€429k€308k▼
Current portion of amounts payable after more than one year42€0€3k▲
Financial debts43€236k€171k▼
Credit institutions430/8€223k€167k▼
Other loans439€12k€4k▼
Trade debts44€144k€95k▼
Suppliers440/4€144k€95k▼
Taxes, remuneration and social security45€49k€39k▼
Taxes450/3€30k€15k▼
Remuneration and social security454/9€19k€24k▲
Income statement
Code20242025
Non-recurring operating income76A€107€3k▲
Remuneration, social security and pensions62€283k€285k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€10k€0▼
Gross operating margin9900€433k€349k▼
Operating profit (loss)9901€128k€47k▼
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€38k€40k▲
Recurring financial charges65€38k€40k▲
Profit (loss) for the period before taxes9903€96k€10k▼
Income taxes67/77€33k€8k▼
Profit (loss) for the period9904€63k€2k▼
Profit (loss) for the period to be appropriated9905€63k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€170k€109k▼
Profit (loss) brought forward from the previous period14P€107k€107k=
Transfer to equity691/2€63k€0▼
To the legal reserve6920€63k-
To other reserves6921-€0
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90877.19.1▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 92 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-12
Financial
Equity above €200kEq €207k ▲26%
Equity rises from €164k to €207k.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-6k ▼104%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 112 days late
2019
31-12
Financial
Highest result since 2018net €131k ▲13.7%
Operating result €196k, net result €131k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲22.4%
2 profitable years in a row build equity to €170k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 2 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de Buissenal(B) 27911 Frasnes-lez-AnvaingGround area
2,295 m²
Building footprint
349 m²
Volume, LiDAR
1,310 m³
2 parcels, Wallonia · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
O.P.S.-TECHNICS
since 19912.053.325.890
Place de Tourpes(TO) 12, 7904 Leuze-en-Hainaut
since 20252.369.981.697
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51013C0020/00G000 | Wallonia | 1,175 m² | 1 · 183 m² | 10.4 m · 2 fl. |
| 51058B0297/00V002 | Wallonia | 1,120 m² | 1 · 166 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAC RYAN
BE 0423.378.868
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TF GROUP
BE 0475.935.646
Wortegem-Petegem · Eq €295k
ELASTA IND
BE 0436.742.894
Waregem · Eq €263k
NEW BERLINT
BE 0882.425.628
Berlare · Eq €262k
SCHERRENS FILTRATION
BE 0747.752.808
Tielt · Eq €252k
Of 137 companies in sector 13960 we hold annual accounts for 83. 63 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-1991
Fiscal year end31-12
Activities, NACEBEL
13960Manufacture of textiles
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.