BERAKA
ActiveBERAKA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €283k and a net result of €20k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 93% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-4
Solvency100=
Growth68=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.64 against 14.88 in 2024; short-term debt: 4% and cash: 38% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
6.7%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
37 d early
2023
7 d early
2022
54 d early
2021
3 d early
2020
51 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€62k▲ 10.8%
2021 · €56k
2018: €52k
2019: €53k
2020: €60k
2021: €56k
2018 → 2022
EBIT margin
35.3%▲ 3.8pp
2021 · 31.5%
2018: 12.3%
2019: 34.8%
2020: 20.5%
2021: 31.5%
2018 → 2022
Net result
€20k▼ 23.8%
2024 · €26k
2018: €6k
2019: €16k
2020: €11k
2021: €16k
2022: €14k
2023: €16k
2024: €26k
2018 → 2025
Working capital
€151k▲ 20.7%
2024 · €125k
2018: €133k
2019: €131k
2020: €145k
2021: €133k
2022: €161k
2023: €93k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€56k-€62k▲ 10.8%
Equity€206k-€220k▲ 7.0%€236k▲ 7.3%€263k▲ 11.2%€283k▲ 7.7%
Operating result€18k-€22k▲ 24.1%€24k▲ 11.6%€36k▲ 46.2%€27k▼ 22.8%
Net result€16k-€14k▼ 8.9%€16k▲ 11.3%€26k▲ 64.2%€20k▼ 23.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€138k▼ 4.4%
Current assets
€163k▲ 21.4%
Equity and liabilities €301k
Equity
€283k▲ 7.7%
Provisions
€6k▼ 9.5%
Debt
€12k▲ 32.5%
The debt ratio rises from 3.2% to 4.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €42k
Cash flow
€27k▼
2024 · €33k
Solvency
93.9%▼
2024 · 94.2%
Current ratio
13.64▼
2024 · 14.88
Quick ratio
13.64▼
2024 · 14.88
Debt / equity
0.04▲
2024 · 0.03
ROE
7.1%▼
2024 · 10.1%
ROA
6.7%▼
2024 · 9.5%
Interest coverage
144.97▼
2024 · 362.67
Debt
€12k▲
2024 · €9k
Debt ≤ 1 year
€12k▲
2024 · €9k
Income taxes
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€301k▲
Fixed assets21/28€145k€138k▼
Tangible fixed assets22/27€144k€138k▼
Land and buildings22€144k€138k▼
Plant, machinery and equipment23€746€247▼
Financial fixed assets28€301€301=
Current assets29/58€134k€163k▲
Amounts receivable within one year40/41€2k€20k▲
Trade receivables40€0€18k▲
Other amounts receivable41€2k€2k▲
Current investments50/53€28k€28k=
Cash at bank and in hand54/58€104k€114k▲
Deferred charges and accrued income490/1€595€628▲
Equity and liabilities
Total equity and liabilities10/49€279k€301k▲
Equity10/15€263k€283k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€20k€19k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€14k€13k▼
Profit (loss) carried forward14€142k€164k▲
Provisions and deferred taxes16€7k€6k▼
Deferred taxes168€7k€6k▼
Amounts payable17/49€9k€12k▲
Amounts payable within one year42/48€9k€12k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€333€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€44k€38k▼
Operating profit (loss)9901€36k€27k▼
Financial income75/76B€590€284▼
Recurring financial income75€590€284▼
Financial charges65/66B€116€233▲
Recurring financial charges65€116€233▲
Profit (loss) for the period before taxes9903€36k€27k▼
Transfer from deferred taxes780€672€672=
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€26k€20k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€28k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€164k▲
Profit (loss) brought forward from the previous period14P€115k€142k▲
Transfer to equity691/2€0-
To the legal reserve6920€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €26k ▲64.2%
Operating result €36k, net result €26k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €206k ▲8.4%
4 profitable years in a row build equity to €206k.
10-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-12-2022
Ingrid De Bruyn: Resigned as Director
12-12-2022
Willy De Haasse: Resigned as Director
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fritz Vinckelaan 80B8450 BredeneGround area
1,374 m²
Building footprint
1,393 m²
Volume, LiDAR
10,383 m³
Parcel 35002B0675/00M002, Flanders · tallest building 16.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fritz Vinckelaan 80B, 8450 Bredene
since 20012.101.336.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35002B0675/00M002 | Flanders | 1,374 m² | 1 · 1,393 m² | 16.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845004AFDTAG8797B49
Similar companies · same sector, comparable size
M.L. union
BE 0887.147.647
Bouillon · Eq €283k
CarryOn
BE 0446.914.335
Hove · Eq €282k
SOBELRI
BE 0765.712.456
Frasnes-lez-Anvaing · Eq €284k
STRUCTURE WORKS BELGIUM
BE 0772.308.753
Elsene · Eq €284k
O.P.S.-TECHNICS
BE 0444.070.255
Frasnes-lez-Anvaing · Eq €281k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-04-2001
Fiscal year end30-09
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
43211General electrical installation work
61200Telecommunications resale and intermediation services
61900Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.