O.P.I.M. SERVICES
The computed 12-month bankruptcy probability of O.P.I.M. SERVICES is 2.0% (moderate). The 2024 annual accounts show equity of €163k and a net result of €192k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 873 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €163k |
| Net result | €192k |
| Staff (FTE) | 1.2 |
| Better than sector | 32% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.5% | 17.2% | |
| Net result | €192k | €14k | |
| Equity | €163k | €99k | |
| Gross operating margin | €502k | €213k | |
| Staff costs | €59k | €221k |
Show 11 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €372k |
| Net profit | €192k |
| Cash flow | €253k |
| Staff costs | €59k |
| Income taxes | €73k |
| Dividends | €100k |
| Total assets | €2.49M |
| Equity | €163k |
| Debt | €2.33M |
| of which ≤ 1y | €2.33M |
| of which > 1y | - |
| Working capital | €-34k |
| Employees (FTE) | 1.2 |
| 2024 | |
|---|---|
| Current ratio | 0.99 |
| Quick ratio | 0.80 |
| Working capital ratio | -1.4% |
| Solvency | 6.5% |
| Debt / equity | 14.33 |
| Long-term debt ratio | - |
| Interest coverage | 8.23 |
| Gross margin | - |
| Net margin | - |
| ROA | 7.7% |
| ROE | 118.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.49M |
| Fixed assets | 21/28 | €198k |
| Intangible fixed assets | 21 | €104k |
| Tangible fixed assets | 22/27 | €93k |
| Current assets | 29/58 | €2.30M |
| Stocks & contracts in progress | 3 | €426k |
| Amounts receivable within one year | 40/41 | €1.74M |
| Cash & bank | 54/58 | €134k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.49M |
| Equity | 10/15 | €163k |
| Contributions / capital | 10/11 | €25k |
| Accumulated profits (losses) | 14 | €138k |
| Amounts payable | 17/49 | €2.33M |
| Amounts payable within one year | 42/48 | €2.33M |
| Trade debts payable within one year | 44 | €658k |
| Income statement | ||
| Gross operating margin | 9900 | €502k |
| Operating result | 9901 | €310k |
| Financial income | 75 | €11 |
| Financial charges | 65 | €45k |
| Result before taxes | 9903 | €265k |
| Income taxes | 67/77 | €73k |
| Net result for the period | 9904 | €192k |
| Result to be appropriated | 9905 | €192k |
| NACE primary | Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 12-07-2021 |
| Status | Active |
| Postal code | 1370 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772F0126/00H002 | Wallonia | 4,916 m² | 1 · 161 m² | 3.8 m |
| 25049A0219/00K000 | Wallonia | 2,489 m² | 1 · 1,135 m² | 8.1 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
05-08-2025 Registered office moved from Wavre to Jodoigne
- Chaussée de Louvain 475 : 1300 Wavre → (1370) Jodoigne, 8, Rue des Trois Fontaines
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "(1370) Jodoigne, 8, Rue des Trois Fontaines",
"city": "Jodoigne",
"region": "waals_gewest",
"street": "Rue des Trois Fontaines",
"country": "BE",
"postcode": "1370",
"box_number": null,
"street_number": "8",
"locality_suffix": null
},
"old_address": {
"raw": "Chauss\u00E9e de Louvain 475 : 1300 Wavre",
"city": "Wavre",
"region": "waals_gewest",
"street": "Chauss\u00E9e de Louvain",
"country": "BE",
"postcode": "1300",
"box_number": null,
"street_number": "475",
"locality_suffix": "(1300)"
},
"effective_date": "2025-08-01",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": false,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "C\u00E9cile LAMMERHIERT",
"firm_city": null,
"firm_name": null,
"office_city": "Chaumont-Gistoux",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-08-05",
"filing_date": "2025-08-01",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
"date": "2025-08-01",
"unanimous": true
},
"subject_company": {
"kbo": "0771.279.068",
"name_full": "PIERRE JOEL SERVICES",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"une exp\u00E9dition de l\u0027acte modificatif",
"une coordination des statuts \u00E0 la date du 1er aout 2025"
]
}24-09-2024 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "C\u00E9cile LAMMERHIERT",
"firm_city": null,
"firm_name": null,
"office_city": "Chaumont-Gistoux",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-09-24",
"filing_date": "2024-09-20",
"act_kind_objet": "DENOMINATION"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2024-09-12",
"unanimous": true
},
"agm_change": {
"new_schedule": null,
"old_schedule": null,
"effective_from_year": null,
"rule_changes_summary": "Modification de l\u0027article 1, alin\u00E9a 2 des statuts pour tenir compte de la r\u00E9solution de modification de d\u00E9nomination."
},
"detected_kind": "agm_rules_change",
"other_address": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0771.279.068",
"name_full": "PIERRE JOEL CARS TRADING",
"legal_form": "SRL"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"une exp\u00E9dition de l\u0027acte modificatif",
"une coordination des statuts"
],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}25-06-2024 Registered office moved within Wavre
- chaussée de Louvain 473 A à 1300 Wavre → Chaussée de Louvain 475 à 1300 Wavre
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Chauss\u00E9e de Louvain 475 \u00E0 1300 Wavre",
"city": "Wavre",
"region": "waals_gewest",
"street": "Chauss\u00E9e de Louvain",
"country": "BE",
"postcode": "1300",
"box_number": null,
"street_number": "475",
"locality_suffix": null
},
"old_address": {
"raw": "chauss\u00E9e de Louvain 473 A \u00E0 1300 Wavre",
"city": "Wavre",
"region": "waals_gewest",
"street": "chauss\u00E9e de Louvain",
"country": "BE",
"postcode": "1300",
"box_number": "A",
"street_number": "473",
"locality_suffix": null
},
"effective_date": "2024-06-01",
"evidence_quote": "L\u0027organe d\u0027administration d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de d\u00E9placer le si\u00E8ge de la soci\u00E9t\u00E9 \u00E0 l\u0027adresse suivante Chauss\u00E9e de Louvain 475 \u00E0 1300 Wavre et ce \u00E0 dater du 1er juin 2024.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-06-25",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2024-05-31",
"unanimous": true
},
"subject_company": {
"kbo": "0771.279.068",
"name_full": "PIERRE JOEL CARS TRADING",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "ODB \u0026 ASSOCIES SA",
"person_name": null,
"org_rep_person_name": "Val\u00E9rie De Bruyn",
"person_role_at_subject": null
},
"co_filed_documents": [
"Copie \u00E0 publier aux annexes au Moniteur belge apr\u00E8s d\u00E9p\u00F4t de l\u0027acte au greffe"
]
}| Legal nameFR | O.P.I.M. SERVICES |