O’NÉ
ActiveThe computed 12-month bankruptcy probability of O’NÉ is 2.3% (moderate). The 2025 annual accounts show equity of €18k and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 13204 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-2
Solvency92=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 2.5 in 2024; short-term debt: 33.5% and cash: 20.9% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
-9.7%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
8 d late
2020
3 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 12.8%
2024 · €21k
2019: €-31k
2020: €-30k
2021: €-2k
2022: €22k
2023: €24k
2024: €21k
2019 → 2025
Total assets
€28k▼ 11.7%
2024 · €31k
2019: €18k
2020: €23k
2021: €35k
2022: €33k
2023: €33k
2024: €31k
2019 → 2025
Net result
€-3k▼ 15.0%
2024 · €-2k
2019: €-49k
2020: €346
2021: €29k
2022: €26k
2023: €3k
2024: €-2k
2019 → 2025
Working capital
€13k▼ 18.0%
2024 · €15k
2019: €-36k
2020: €-38k
2021: €-10k
2022: €15k
2023: €18k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€22k€24k▲ 4.6%€21k▼ 10.0%€18k▼ 12.8%
Operating result€30k-€27k▼ 9.7%€4k▼ 83.9%€-1k€-1k▲ 18.1%
Net result€29k-€26k▼ 7.9%€3k▼ 87.0%€-2k€-3k▼ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€6k▲ 1.0%
Current assets
€22k▼ 14.6%
Equity and liabilities €28k
Equity
€18k▼ 12.8%
Debt
€9k▼ 9.6%
The debt ratio rises from 32.7% to 33.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€617▲
2024 · €328
Cash flow
€-966▼
2024 · €-657
Solvency
66.5%▼
2024 · 67.3%
Current ratio
2.36▼
2024 · 2.50
Quick ratio
1.49▼
2024 · 1.83
Debt / equity
0.50▲
2024 · 0.49
ROE
-14.6%▼
2024 · -11.1%
ROA
-9.7%▼
2024 · -7.5%
Interest coverage
0.38▲
2024 · 0.32
Debt
€9k▼
2024 · €10k
Debt ≤ 1 year
€9k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€28k▼
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€1k€987▼
Current assets29/58€26k€22k▼
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€3k€6k▲
Other amounts receivable41€3k€6k▲
Current investments50/53€5k€2k▼
Cash at bank and in hand54/58€10k€6k▼
Deferred charges and accrued income490/1€1k€645▼
Equity and liabilities
Total equity and liabilities10/49€31k€28k▼
Equity10/15€21k€18k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€3k€-133▼
Amounts payable17/49€10k€9k▼
Amounts payable within one year42/48€10k€9k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€2k=
Gross operating margin9900€2k€2k▲
Operating profit (loss)9901€-1k€-1k▲
Financial income75/76B€47€36▼
Recurring financial income75€47€36▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-2k€-3k▼
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-133▼
Profit (loss) brought forward from the previous period14P€5k€3k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 2.45
Current ratio from 0.74 to 2.45; short-term debt falls from €37k to €10k.
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-06
Financial
Highest result since 2019net €29k ▲8202%
Operating result €30k, net result €29k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €346
Net result €346 after one loss-making year.
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 288580 AvelgemGround area
176 m²
Building footprint
129 m²
Volume, LiDAR
1,072 m³
Parcel 34003A0952/00C000, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O’NÉ
since 20182.273.693.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34003A0952/00C000 | Flanders | 175 m² | 1 · 129 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAvelgem2.273.693.163
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LA GASTRONOMIE FINE
BE 0887.970.662
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PIZZA ROMA - LIÈGE
BE 1007.542.760
Liège · Eq €18k
'T MOLENHUIS
BE 0842.886.250
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 8,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2018
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.