CYBELLA
ActiveThe computed 12-month bankruptcy probability of CYBELLA is 2.1% (moderate). The 2025 annual accounts show equity of €9k and a net result of €-4k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 13159 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-46
Solvency63▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
-15.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
40 d late
2024
40 d late
2023
28 d late
2022
41 d early
2021
47 d early
2020
40 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 28.7%
2024 · €12k
2018: €20k
2019: €22k
2020: €19k
2021: €30k
2022: €26k
2023: €18k
2024: €12k
2018 → 2025
Total assets
€23k▼ 27.1%
2024 · €32k
2018: €88k
2019: €75k
2020: €53k
2021: €61k
2022: €46k
2023: €31k
2024: €32k
2018 → 2025
Net result
€-4k▲ 42.6%
2024 · €-6k
2018: €-3k
2019: €2k
2020: €-4k
2021: €11k
2022: €-4k
2023: €-7k
2024: €-6k
2018 → 2025
Working capital
€4k▼ 5.1%
2024 · €5k
2018: €-14k
2019: €-14k
2020: €-8k
2021: €4k
2022: €-3k
2023: €5k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€26k▼ 13.7%€18k▼ 27.9%€12k▼ 33.3%€9k▼ 28.7%
Operating result€13k-€-3k€-7k▼ 109%€-6k▲ 12.7%€-3k▲ 46.4%
Net result€11k-€-4k€-7k▼ 75.9%€-6k▲ 13.9%€-4k▲ 42.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€4k▼ 42.7%
Current assets
€19k▼ 22.1%
Equity and liabilities €23k
Equity
€9k▼ 28.7%
Debt
€14k▼ 26.1%
The debt ratio rises from 61.2% to 62.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€169▼
2024 · €5k
Cash flow
€-232▼
2024 · €5k
Solvency
37.9%▼
2024 · 38.8%
Current ratio
1.30▲
2024 · 1.24
Quick ratio
0.81▼
2024 · 0.82
Debt / equity
1.64▲
2024 · 1.58
ROE
-40.3%▲
2024 · -50.0%
ROA
-15.3%▲
2024 · -19.4%
Interest coverage
0.42▼
2024 · 17.59
Debt
€14k▼
2024 · €19k
Debt ≤ 1 year
€14k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€23k▼
Fixed assets21/28€8k€4k▼
Intangible fixed assets21€3k-
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€24k€19k▼
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€26€6▼
Other amounts receivable41€26€6▼
Cash at bank and in hand54/58€15k€10k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€32k€23k▼
Equity10/15€12k€9k▼
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-11k€-14k▼
Amounts payable17/49€19k€14k▼
Amounts payable within one year42/48€19k€14k▼
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€47-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€3k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€8k€3k▼
Operating profit (loss)9901€-6k€-3k▲
Financial charges65/66B€301€401▲
Recurring financial charges65€301€401▲
Profit (loss) for the period before taxes9903€-6k€-4k▲
Profit (loss) for the period9904€-6k€-4k▲
Profit (loss) for the period to be appropriated9905€-6k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-14k▼
Profit (loss) brought forward from the previous period14P€-4k€-11k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.21
Current ratio from 0.41 to 1.21.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wittenonnenstraat 168400 OostendeGround area
253 m²
Building footprint
148 m²
Volume, LiDAR
1,585 m³
Parcel 35013A0818/00D000, Flanders · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wittenonnenstraat 16, 8400 Oostende
since 20152.241.479.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A0818/00D000 | Flanders | 253 m² | 1 · 148 m² | 16.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.241.479.859
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 6,634 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.