Checked.be
Active
BE 0802.119.724Private limited company
O.M. CERAMIC
Sentier du Brûle 31 ·7390 Quaregnon, Belgium· 3 yrs active
Sector: Retail trade
(47523)
Conclusion
The computed 12-month bankruptcy probability of O.M. CERAMIC is 2.1% (average). The 2025 annual accounts show equity of €116k and a net result of €7k. Its solvency ranks better than 80% of 206 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €116k |
| Net result | €7k |
| Staff (FTE) | 1 |
| Better than sector | 80% |
Snowflake analysis
69
/ 100
Strong profile, led by solvency.
Health
68
Profitability
31
Solvency
98
Growth
52
Stability
94
Bankruptcy probability (12 mo)
2.1%
Average
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023 — past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
68
/ 100
Healthy
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 28-05-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47 — Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 59.9% | 21.5% | |
| Net result | €7k | €6k | |
| Equity | €116k | €18k | |
| Gross operating margin | €58k | €32k | |
| Staff costs | €46k | €38k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€10k
-85.8%
-15% vs sector
€7k
-85.2%
≈ vs sector
€11k
-78.4%
≈ vs sector
€194k
+11.7%
+8% vs sector
€116k
+6.6%
+173% vs sector
€90k
+14.2%
+28% vs sector
1
0.0%
-9% vs sector
€46k
+21.4%
≈ vs sector
€1k
-93.3%
≈ vs sector
€78k
+20.2%
-26% vs sector
€78k
+20.1%
-24% vs sector
2.16
-2.7%
+28% vs sector
1.67
+17.5%
+29% vs sector
59.9%
-4.5%
+158% vs sector
0.67
+12.7%
-80% vs sector
6.2%
-86.1%
-48% vs sector
3.7%
-86.8%
≈ vs sector
-9.07
—
-281% vs sector
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | — |
| EBITDA | €10k |
| Net profit | €7k |
| Cash flow | €11k |
| Staff costs | €46k |
| Income taxes | €1k |
| Dividends | — |
| Total assets | €194k |
| Equity | €116k |
| Debt | €78k |
| of which ≤ 1y | €78k |
| of which > 1y | — |
| Working capital | €90k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.16 |
| Quick ratio | 1.67 |
| Working capital ratio | 46.3% |
| Solvency | 59.9% |
| Debt / equity | 0.67 |
| Long-term debt ratio | — |
| Interest coverage | -9.07 |
| Gross margin | — |
| Net margin | — |
| ROA | 3.7% |
| ROE | 6.2% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €194k |
| Fixed assets | 21/28 | €26k |
| Tangible fixed assets | 22/27 | €10k |
| Financial fixed assets | 28 | €16k |
| Current assets | 29/58 | €167k |
| Stocks & contracts in progress | 3 | €38k |
| Amounts receivable within one year | 40/41 | €92k |
| Cash & bank | 54/58 | €36k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €194k |
| Equity | 10/15 | €116k |
| Contributions / capital | 10/11 | €60k |
| Reserves | 13 | €56k |
| Amounts payable | 17/49 | €78k |
| Amounts payable within one year | 42/48 | €78k |
| Trade debts payable within one year | 44 | €64k |
| Income statement | ||
| Gross operating margin | 9900 | €58k |
| Operating result | 9901 | €6k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €-1k |
| Result before taxes | 9903 | €9k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
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Ratios computed by Checked.
Legal Structure
| NACE primary | Retail trade(47523) |
| Legal form | Private limited company(610) |
| Incorporation | 25-05-2023 |
| Status | Active |
| Postal code | 7390 |
Establishment units
Sentier du Brûle 31, 7390 Quaregnon
since 20232.346.029.825
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53065A0417/02A000indicative | Wallonia | 84 m² | — | — |
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
28-05-2026
NBB filing
Annual accounts filed
2025
25-04-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Detailhandel in wand- en vloertegels in gespecialiseerde winkels47523Detailhandel in wand- en vloertegels47523Groothandel in bouwmaterialen, algemeen assortiment46731Groothandel in vloer- en wandtegels46735Groothandel in bouwmaterialen, algemeen assortiment46831Groothandel in vloer- en wandtegels46835
Primary activity highlighted.
Names & trade names
| Legal nameFR | O.M. CERAMIC |
Registered office
Sentier du Brûle 31
7390 Quaregnon, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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