O-GAMI
ActiveSummary
For O-GAMI, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €7,793 and a net result of €3,931. Its solvency ranks better than 63% of 18490 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability100=
Solvency96▲+14
Growth78
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
70.9%
Return on assets
35.8%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 17-10-2024, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
78 d late
2022
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 85 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€7,793▲ 102%
2022 · €3,862
Total assets
€10,992▲ 62.5%
2022 · €6,763
Net result
€3,931▲ 66.4%
2022 · €2,362
Working capital
€1,042▲ 43.4%
2022 · €726
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023
Operating result€2,953-€5,248▲ 77.8%
Net result€2,362below the sector's middle half-€3,931within the sector's middle half▲ 66.4%
Equity€3,862below the sector's middle half-€7,793below the sector's middle half▲ 102%
Total assets€6,763below the sector's middle half-€10,992below the sector's middle half▲ 62.5%
Debt€2,901-€3,200▲ 10.3%
Working capital€726below the sector's middle half-€1,042below the sector's middle half▲ 43.4%
Solvency57.1%within the sector's middle half-70.9%within the sector's middle half▲ 13.8pp
Current ratio1.25below the sector's middle half-1.33below the sector's middle half▲ 0.08
Return on assets (ROA)34.9%above the sector's middle half-35.8%above the sector's middle half▲ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2023; 2023 is 78% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €10,992
Fixed assets
€6,751 ▲ 115%
Current assets
€4,241 ▲ 16.9%
Equity and liabilities €10,992
Equity
€7,793 ▲ 102%
Debt
€3,200 ▲ 10.3%
Debt's share of the balance-sheet total falls from 42.9% to 29.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7,230▲
2022 · €3,032
Cash flow
€5,913▲
2022 · €2,441
Debt to equity
0.41▼
2022 · 0.75
ROE
50.4%▼
2022 · 61.2%
Interest coverage
197.28
Debt ≤ 1 year
€3,200▲
2022 · €2,901
Income taxes
€1,192▲
2022 · €591
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €79 | €1,982 | ▲ 2,400% |
| Other operating charges640/8 | - | €732 | - |
| Gross operating margin9900 | €3,032 | €7,962 | ▲ 163% |
| Operating profit (loss)9901 | €2,953 | €5,248 | ▲ 77.8% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | - | €126 | - |
| Recurring financial charges65 | - | €37 | - |
| Non-recurring financial charges66B | - | €89 | - |
| Profit (loss) for the period before taxes9903 | €2,953 | €5,123 | ▲ 73.5% |
| Income taxes67/77 | €591 | €1,192 | ▲ 102% |
| Profit (loss) for the period9904 | €2,362 | €3,931 | ▲ 66.4% |
| Profit (loss) for the period to be appropriated9905 | €2,362 | €3,931 | ▲ 66.4% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €6,763 | €10,992 | ▲ 62.5% |
| Fixed assets21/28 | €3,136 | €6,751 | ▲ 115% |
| Tangible fixed assets22/27 | €3,136 | €6,634 | ▲ 112% |
| Furniture and vehicles24 | €3,136 | €6,634 | ▲ 112% |
| Financial fixed assets28 | - | €117 | - |
| Current assets29/58 | €3,628 | €4,241 | ▲ 16.9% |
| Amounts receivable within one year40/41 | €2,760 | €3,613 | ▲ 30.9% |
| Trade receivables40 | €2,760 | €2,000 | ▼ 27.5% |
| Other amounts receivable41 | - | €1,613 | - |
| Cash at bank and in hand54/58 | €868 | €555 | ▼ 36.1% |
| Deferred charges and accrued income490/1 | - | €73 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €6,763 | €10,992 | ▲ 62.5% |
| Equity10/15 | €3,862 | €7,793 | ▲ 102% |
| Contributions10/11 | €1,500 | €1,500 | = |
| Reserves13 | €2,362 | €6,293 | ▲ 166% |
| Distributable reserves133 | €2,362 | €6,293 | ▲ 166% |
| Amounts payable17/49 | €2,901 | €3,200 | ▲ 10.3% |
| Amounts payable within one year42/48 | €2,901 | €3,200 | ▲ 10.3% |
| Trade debts44 | €862 | €236 | ▼ 72.6% |
| Suppliers440/4 | €862 | €236 | ▼ 72.6% |
| Taxes, remuneration and social security45 | €1,639 | €2,963 | ▲ 80.8% |
| Taxes450/3 | €1,639 | €2,963 | ▲ 80.8% |
| Other amounts payable47/48 | €400 | - | - |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,362 | €3,931 | ▲ 66.4% |
| + Depreciation and write-downs630 | €79 | €1,982 | ▲ 2,400% |
| Operating cash flow (approximation) | €2,441 | €5,913 | ▲ 142% |
| Investment in fixed assets (approximation) | - | -€5,597 | - |
| Change in cash | - | -€313 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2022
Ground area
403 m²
Building footprint
137 m²
Volume, LiDAR
539 m³
Parcel 52006B0018/00F002, Wallonia · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
O-GAMI
since 20222.338.944.172
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52006B0018/00F002 | Wallonia | 403 m² | 1 · 137 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 8,248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
74209Other photographic activities
Contact
E-mail
kevin@imago.pub
E-invoicing
Reachable via Peppol
Peppol ID
0208:0794573223
Also
9925:BE0794573223
Registered
14-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.