Howedoit
ActiveHowedoit has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-43k) and a net result of €-14k. Equity is shrinking by ~84.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.3 in 2023; short-term debt: 290.6% and cash: 14.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-190.6%
Return on assets
-61.2%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-43k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
30 d early
2022
27 d early
2021
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-43k▼ 47.4%
2023 · €-29k
2021: €3k
2022: €8k
2023: €-29k
2021 → 2024
Total assets
€22k▼ 24.4%
2023 · €30k
2021: €45k
2022: €45k
2023: €30k
2021 → 2024
Net result
€-14k▲ 62.7%
2023 · €-37k
2021: €3k
2022: €5k
2023: €-37k
2021 → 2024
Working capital
€-46k▼ 12.8%
2023 · €-41k
2021: €-11k
2022: €-10k
2023: €-41k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€3k-€8k▲ 165%€-29k€-43k▼ 47.4%
Operating result€5k-€11k▲ 111%€-35k€-12k▲ 65.4%
Net result€3k-€5k▲ 90.6%€-37k€-14k▲ 62.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2024 against €35k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €22k
Fixed assets
€3k▼ 72.4%
Current assets
€19k▲ 7.3%
Key figures and ratios
EBITDA
€-4k▲
2023 · €-26k
Cash flow
€-5k▲
2023 · €-27k
Solvency
-190.6%▼
2023 · -97.8%
Current ratio
0.29▼
2023 · 0.30
Quick ratio
0.29▼
2023 · 0.30
Debt / equity
-1.52▲
2023 · -2.02
ROA
-61.2%▲
2023 · -124.2%
Interest coverage
-3.06▲
2023 · -21.36
Debt
€65k▲
2023 · €58k
Debt ≤ 1 year
€65k▲
2023 · €58k
Income taxes
€298▼
2023 · €311
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€30k€22k▼
Fixed assets21/28€12k€3k▼
Tangible fixed assets22/27€12k€3k▼
Furniture and vehicles24€12k€3k▼
Current assets29/58€18k€19k▲
Amounts receivable within one year40/41€18k€16k▼
Trade receivables40€17k€13k▼
Other amounts receivable41€400€3k▲
Cash at bank and in hand54/58€50€3k▲
Equity and liabilities
Total equity and liabilities10/49€30k€22k▼
Equity10/15€-29k€-43k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-31k€-45k▼
Amounts payable17/49€58k€65k▲
Amounts payable within one year42/48€58k€65k▲
Current portion of amounts payable after more than one year42€4k€924▼
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€45k€50k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€656€1k▲
Gross operating margin9900€-25k€-3k▲
Operating profit (loss)9901€-35k€-12k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-36k€-13k▲
Income taxes67/77€311€298▼
Profit (loss) for the period9904€-37k€-14k▲
Profit (loss) for the period to be appropriated9905€-37k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-45k▼
Profit (loss) brought forward from the previous period14P€6k€-31k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-37k ▼857%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €5k ▲90.6%
Operating result €11k, net result €5k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azalealaan 322970 SchildeGround area
2,222 m²
Building footprint
232 m²
Volume, LiDAR
1,256 m³
Parcel 11041C0304/00T000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Howedoit
since 20202.310.092.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0304/00T000 | Flanders | 2,222 m² | 1 · 232 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0468.247.407
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HRMNS
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CSPRO Services
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,385. 8,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.