O&F
The computed 12-month bankruptcy probability of O&F is ≥ 25% (high). The 2024 annual accounts show negative equity (€-6k) and a net result of €-4k. Equity is shrinking by ~133.8% per year across the filed fiscal years. Its solvency ranks better than 6% of 5650 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
| Equity | €-6k |
| Net result | €-4k |
| Better than sector | 6% |
| Active | 4 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -188.7% | 19.3% | |
| Net result | €-4k | €4k | |
| Equity | €-6k | €14k | |
| Gross operating margin | €-4k | €52k | |
| Total assets | €3k | €87k |
Show 6 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-4k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €3k |
| Equity | €-6k |
| Debt | €8k |
| of which ≤ 1y | €8k |
| of which > 1y | - |
| Working capital | €-6k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.35 |
| Quick ratio | 0.35 |
| Working capital ratio | -188.7% |
| Solvency | -188.7% |
| Debt / equity | -1.53 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -134.5% |
| ROE | 71.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (15 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3k |
| Current assets | 29/58 | €3k |
| Amounts receivable within one year | 40/41 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3k |
| Equity | 10/15 | €-6k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €-10k |
| Amounts payable | 17/49 | €8k |
| Amounts payable within one year | 42/48 | €8k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €-4k |
| Operating result | 9901 | €-4k |
| Result before taxes | 9903 | €-4k |
| Net result for the period | 9904 | €-4k |
| Result to be appropriated | 9905 | €-4k |
-
Current15-10-2025 → present
Former directors (4)
-
Former31-07-2025 → 15-10-2025
2 events
- 15-10-2025 Resigned· Director
- 31-07-2025 Appointed· Director
-
Former01-10-2023 → 31-07-2025
2 events
- 31-07-2025 Resigned· Director
- 01-10-2023 Appointed· Director
-
Former01-10-2023 → 31-12-2023
2 events
- 31-12-2023 Resigned· Director
- 01-10-2023 Appointed· Director
-
Former- → 30-09-2023
| NACE primary | Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112) |
| Legal form | Private limited company(610) |
| Incorporation | 31-03-2022 |
| Status | Active |
| Postal code | 3300 |
Show 2 more network connections
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593G0715/00A000 | Flanders | 401 m² | 1 · 375 m² | 11.8 m · 2 fl. |
| 62020A0493/00Y002 | Wallonia | 210 m² | 1 · 53 m² | 11.0 m · 3 fl. |
| 62020A0493/00W002 | Wallonia | 142 m² | 1 · 52 m² | 11.5 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
02-12-2025 1 director appointed, 1 resigning
- El Yaouti Mohamed, Bestuurder
- Louzir Ahmed, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Louzir Ahmed",
"address": null,
"birth_date": null
},
"effective_date": "2025-10-15",
"evidence_quote": "De algemene vergadering van SRL O\u0026F heeft unaniem het ontslag van de heer Louzir Ahmed woonachtig te rue du moulin 56, 4020 Luik als bestuurder aanvaard en hem van al zijn functies ontslagen."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "El Yaouti Mohamed",
"address": null,
"birth_date": null
},
"effective_date": "2025-10-15",
"evidence_quote": "De algemene vergadering van SRL O\u0026F heeft unaniem ingestemd met de benoeming van de heer El Yaouti Mohamed Rue du commandant speeed 26, 4020 Luik tot bestuurder."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0784.302.309",
"name_full": "O \u0026 F",
"legal_form": "BV"
}
}05-08-2025 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": null,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2025-07-31",
"evidence_quote": "De Algemene Vergadering registreert de overdracht van alle aandelen in het bezit van de heer KISSAMI OUALID aan de heer LOUZIR AHMED.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0784.302.309",
"name_full": "O \u0026 F",
"legal_form": "BV"
}
}21-08-2024 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 50,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2023-12-31",
"evidence_quote": "a.De verkoop van 50 aandelen van Nourdine JABBOUR aan Oualid KISSAMI",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0784.302.309",
"name_full": "O \u0026 F",
"legal_form": "BV"
}
}23-01-2024 2 directors appointed, 1 resigning
- Nourdine JABBOUR, Bestuurder
- Oualid KISSAMI, Bestuurder
- Mohammed KAJEIOU, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mohammed KAJEIOU",
"address": null,
"birth_date": null
},
"effective_date": "2023-09-30",
"evidence_quote": "Mohammed KAJEIOU, treedt van zijn post van bestuurder af, en geeft de kwijting van zijn mandaat",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Nourdine JABBOUR",
"address": null,
"birth_date": null
},
"effective_date": "2023-10-01",
"evidence_quote": "De algemene vergadering benoemt met unanimiteit de heer Nourdine JABBOUR tot bestuurder vanaf 01/10/2023."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Oualid KISSAMI",
"address": null,
"birth_date": null
},
"effective_date": "2023-10-01",
"evidence_quote": "De algemene vergadering benoemt met unanimiteit de heer Oualid KISSAMI tot bestuurder vanaf 01/10/2023."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0784.302.309",
"name_full": "O \u0026 F",
"legal_form": "BV"
}
}04-04-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1970 Wezembeek-Oppem, Grensstraat 166",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "2000-06-15",
"name": "OBUR Ahmet",
"niss": null,
"address": "4800 Verviers, Rue Saint-Remacle 5/101"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2000,
"holder_person_name": "OBUR Ahmet",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1995-04-01",
"name": "AL HUSSEIN Malek",
"niss": null,
"address": "4800 Verviers, Rue des Messieurs 9/1\u00E9t"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2000,
"holder_person_name": "AL HUSSEIN Malek",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 4000,
"subject_company": {
"kbo": "0784.302.309",
"name_full": "O\u0026F",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-03-31",
"post_incorporation_mandates": []
}| Legal nameNL | O&F |
- 27-06-2025 Address struck