O.CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of O.CONCEPT is 3.8% (moderate). For O.CONCEPT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€139,952) and a net result of -€101,777. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 15% of 17997 sector peers (fiscal year 2023). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-64
Solvency0▼-13
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-51.9%
Return on assets
-37.7%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 11-04-2025, 254 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
254 d late
2022
196 d late
2021
185 d late
2020
180 d late
2019
276 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 218 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€101,777
2022 · €9,815
Working capital
-€127,025▼ 258%
2022 · -€35,479
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€7,242▼ 83.6%€36,278▲ 401%€962▼ 97.3%€24,092▲ 2,404%-€93,932
Net result-€16,711€14,650within the sector's middle half-€8,566below the sector's middle half€9,815within the sector's middle half-€101,777below the sector's middle half
Equity-€60,274▼ 38.4%-€45,624below the sector's middle half▲ 24.3%-€54,190below the sector's middle half▼ 18.8%-€38,175below the sector's middle half▲ 29.6%-€139,952below the sector's middle half▼ 267%
Total assets€360,024▲ 25.2%€373,255within the sector's middle half▲ 3.7%€344,245within the sector's middle half▼ 7.8%€324,278within the sector's middle half▼ 5.8%€269,760above the sector's middle half▼ 16.8%
Debt€420,298▲ 26.9%€418,879▼ 0.3%€398,436▼ 4.9%€362,454▼ 9.0%€409,712▲ 13.0%
Working capital-€166,093▼ 368%-€29,357within the sector's middle half▲ 82.3%-€40,900below the sector's middle half▼ 39.3%-€35,479within the sector's middle half▲ 13.3%-€127,025below the sector's middle half▼ 258%
Solvency-16.7%▼ 1.6pp-12.2%within the sector's middle half▲ 4.5pp-15.7%below the sector's middle half▼ 3.5pp-11.8%below the sector's middle half▲ 4.0pp-51.9%below the sector's middle half▼ 40.1pp
Current ratio0.16▼ 0.460.71within the sector's middle half▲ 0.550.63within the sector's middle half▼ 0.080.66within the sector's middle half▲ 0.030.26below the sector's middle half▼ 0.40
Return on assets (ROA)-4.6%▼ 7.7pp3.9%within the sector's middle half▲ 8.6pp-2.5%below the sector's middle half▼ 6.4pp3.0%within the sector's middle half▲ 5.5pp-37.7%below the sector's middle half▼ 40.8pp
Staff (FTE)4.3▼ 27.1%4.4within the sector's middle half▲ 2.3%2.4below the sector's middle half▼ 45.5%2.7below the sector's middle half▲ 12.5%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €93,932 after €24,092 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €269,760
Fixed assets
€224,777 ▼ 12.2%
Current assets
€44,983 ▼ 34.2%
Key figures and ratios
EBITDA
-€60,183▼
2022 · €57,781
Cash flow
-€68,028▼
2022 · €43,504
Quick ratio
0.21▼
2022 · 0.55
Debt to equity
-2.93▲
2022 · -9.49
Interest coverage
-7.67▼
2022 · 5.00
Debt ≤ 1 year
€172,008▲
2022 · €103,804
Debt > 1 year
€237,704▼
2022 · €258,650
Staff costs
€46,759▼
2022 · €105,624
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €67,605 | €105,624 | €46,759 | ▼ 55.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,321 | €33,456 | €31,771 | €33,689 | €33,749 | ▲ 0.2% |
| Other operating charges640/8 | - | - | €12,983 | €13,719 | €8,730 | ▼ 36.4% |
| Gross operating margin9900 | €198,374 | €190,252 | €113,321 | €177,124 | -€4,694 | ▼ 103% |
| Operating profit (loss)9901 | €7,242 | €36,278 | €962 | €24,092 | -€93,932 | ▼ 490% |
| Financial income75/76B | - | - | €400 | €10 | €1 | ▼ 93.0% |
| Recurring financial income75 | €445 | €9 | €400 | €10 | €1 | ▼ 93.0% |
| Financial charges65/66B | - | - | €9,929 | €11,564 | €7,846 | ▼ 32.2% |
| Recurring financial charges65 | €24,380 | €21,638 | €9,929 | €11,564 | €7,846 | ▼ 32.2% |
| Profit (loss) for the period before taxes9903 | -€16,693 | €14,650 | -€8,566 | €12,538 | -€101,777 | ▼ 912% |
| Income taxes67/77 | €18 | - | - | €2,723 | - | - |
| Profit (loss) for the period9904 | -€16,711 | €14,650 | -€8,566 | €9,815 | -€101,777 | ▼ 1,137% |
| Profit (loss) for the period to be appropriated9905 | -€16,711 | €14,650 | -€8,566 | €9,815 | -€101,777 | ▼ 1,137% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €360,024 | €373,255 | €344,245 | €324,278 | €269,760 | ▼ 16.8% |
| Fixed assets21/28 | €327,224 | €300,376 | €273,763 | €255,953 | €224,777 | ▼ 12.2% |
| Intangible fixed assets21 | €137,767 | €123,990 | €110,213 | €96,437 | €82,660 | ▼ 14.3% |
| Tangible fixed assets22/27 | €186,457 | €170,507 | €157,670 | €153,637 | €136,237 | ▼ 11.3% |
| Land and buildings22 | - | - | €146,411 | €133,654 | €123,270 | ▼ 7.8% |
| Plant, machinery and equipment23 | - | - | €3,903 | €9,772 | €4,521 | ▼ 53.7% |
| Furniture and vehicles24 | - | - | €7,356 | €10,211 | €8,447 | ▼ 17.3% |
| Financial fixed assets28 | €3,000 | €5,880 | €5,880 | €5,880 | €5,880 | = |
| Current assets29/58 | €32,801 | €72,879 | €70,482 | €68,325 | €44,983 | ▼ 34.2% |
| Stocks and contracts in progress3 | €16,908 | €18,856 | €12,679 | €11,539 | €9,708 | ▼ 15.9% |
| Stocks30/36 | - | - | €12,679 | €11,539 | €9,708 | ▼ 15.9% |
| Amounts receivable within one year40/41 | €6,227 | €33,292 | €27,173 | €38,946 | €27,872 | ▼ 28.4% |
| Trade receivables40 | - | - | €9,878 | €7,351 | €11,607 | ▲ 57.9% |
| Other amounts receivable41 | - | - | €17,295 | €31,596 | €16,265 | ▼ 48.5% |
| Cash at bank and in hand54/58 | €8,713 | €19,683 | €29,721 | €16,451 | €7,343 | ▼ 55.4% |
| Deferred charges and accrued income490/1 | - | - | €909 | €1,390 | €59 | ▼ 95.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €360,024 | €373,255 | €344,245 | €324,278 | €269,760 | ▼ 16.8% |
| Equity10/15 | -€60,274 | -€45,624 | -€54,190 | -€38,175 | -€139,952 | ▼ 267% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €18,600 | €18,600 | = |
| Capital10 | - | - | €12,400 | - | - | - |
| Issued capital100 | - | - | €18,600 | - | - | - |
| Uncalled capital101 | - | - | €6,200 | - | - | - |
| Outside capital11 | - | - | - | €18,600 | - | - |
| Other1109/19 | - | - | - | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€74,534 | -€59,884 | -€68,450 | -€58,635 | -€160,412 | ▼ 174% |
| Amounts payable17/49 | €420,298 | €418,879 | €398,436 | €362,454 | €409,712 | ▲ 13.0% |
| Amounts payable after more than one year17 | €221,404 | €316,643 | €285,506 | €258,650 | €237,704 | ▼ 8.1% |
| Financial debts170/4 | - | - | €285,506 | €258,650 | €237,704 | ▼ 8.1% |
| Amounts payable within one year42/48 | €198,894 | €102,236 | €111,383 | €103,804 | €172,008 | ▲ 65.7% |
| Current portion of amounts payable after more than one year42 | - | - | €31,136 | €34,884 | €41,000 | ▲ 17.5% |
| Financial debts43 | - | - | €3,680 | €4,784 | €15,000 | ▲ 214% |
| Credit institutions430/8 | - | - | €3,680 | €4,784 | €15,000 | ▲ 214% |
| Trade debts44 | €66,708 | €50,826 | €52,692 | €22,259 | €36,471 | ▲ 63.8% |
| Suppliers440/4 | - | - | €52,692 | €22,259 | €36,471 | ▲ 63.8% |
| Taxes, remuneration and social security45 | - | - | €23,874 | €41,877 | €59,883 | ▲ 43.0% |
| Taxes450/3 | - | - | €11,009 | €21,886 | €32,156 | ▲ 46.9% |
| Remuneration and social security454/9 | - | - | €12,865 | €19,991 | €27,726 | ▲ 38.7% |
| Other amounts payable47/48 | - | - | - | - | €19,654 | - |
| Accrued charges and deferred income492/3 | - | - | €1,547 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,711 | €14,650 | -€8,566 | €9,815 | -€101,777 | ▼ 1,137% |
| + Depreciation and write-downs630 | €35,321 | €33,456 | €31,771 | €33,689 | €33,749 | ▲ 0.2% |
| Operating cash flow (approximation) | €18,609 | €48,106 | €23,205 | €43,504 | -€68,028 | ▼ 256% |
| Investment in fixed assets (approximation) | - | -€6,609 | -€5,158 | -€15,879 | -€2,573 | ▲ 83.8% |
| Change in cash | - | €10,970 | €10,037 | -€13,270 | -€9,108 | ▲ 31.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 254 days late
2024
12-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 196 days late
2023
31-12
Financial
Weakest financial yearnet -€101,777
Net result drops to -€101,777, the lowest in the series.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 185 days late
2022
31-12
Financial
Back to profitnet €9,815
Net result €9,815 after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 180 days late
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 276 days late
2020
31-12
Financial
Back to profitnet €14,650
Net result €14,650 after one loss-making year.
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 19 days late
2015
14-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2009
Ground area
2,998 m²
Building footprint
12 m²
Parcel 62115A0229/00X000, Wallonia · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
O.CONCEPT
since 20092.177.161.139
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62115A0229/00X000indicative | Wallonia | 2,998 m² | 1 · 12 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJuprelle2.177.161.139
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Seraing
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,505 companies in sector 56111 we hold annual accounts for 11,464. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809732541
Also
9925:BE0809732541
Registered
17-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.