DEBLAERE-BRUWAERT
ActiveDEBLAERE-BRUWAERT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €-54k. Equity is growing by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
short-term debt: 0.1% and cash: 58.5% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
33 d early
2022
68 d early
2021
37 d early
2020
36 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€266k▼ 16.8%
2024 · €320k
2018: €17k
2019: €24k
2020: €78k
2021: €204k
2022: €222k
2023: €231k
2024: €320k
2018 → 2025
Total assets
€266k▼ 23.5%
2024 · €349k
2018: €95k
2019: €114k
2020: €140k
2021: €357k
2022: €249k
2023: €266k
2024: €349k
2018 → 2025
Net result
€-54k
2024 · €88k
2018: €1k
2019: €7k
2020: €54k
2021: €127k
2022: €18k
2023: €9k
2024: €88k
2018 → 2025
Working capital
€263k▼ 16.2%
2024 · €314k
2018: €5k
2019: €13k
2020: €70k
2021: €179k
2022: €199k
2023: €208k
2024: €314k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€204k-€222k▲ 8.7%€231k▲ 4.2%€320k▲ 38.2%€266k▼ 16.8%
Operating result€178k-€26k▼ 85.1%€26k▼ 3.1%€130k▲ 409%€-57k
Net result€127k-€18k▼ 85.9%€9k▼ 47.5%€88k▲ 843%€-54k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €57k after €130k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€3k▼ 46.5%
Current assets
€264k▼ 23.2%
Equity and liabilities €266k
Equity
€266k▼ 16.8%
Debt
€238▼ 99.2%
The debt ratio falls from 8.2% to 0.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-56k▼
2024 · €132k
Cash flow
€-52k▼
2024 · €90k
Solvency
99.9%▲
2024 · 91.8%
Debt / equity
0.00▼
2024 · 0.09
ROE
-20.1%▼
2024 · 27.6%
ROA
-20.1%▼
2024 · 25.4%
Interest coverage
-72.23▼
2024 · 22.57
Debt
€238▼
2024 · €29k
Debt ≤ 1 year
€238▼
2024 · €29k
Income taxes
€238▼
2024 · €39k
Staff costs
€84▼
2024 · €119k
A ratio outside any meaningful range has been withheld (balance sheet total €266k, equity €266k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€349k€266k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€0-
Other tangible fixed assets26€0-
Financial fixed assets28€3k€2k▼
Current assets29/58€343k€264k▼
Amounts receivable after more than one year29€20k€20k=
Other amounts receivable291€20k€20k=
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€66k€88k▲
Trade receivables40€12€0▼
Other amounts receivable41€66k€88k▲
Cash at bank and in hand54/58€257k€156k▼
Deferred charges and accrued income490/1€0€60▲
Equity and liabilities
Total equity and liabilities10/49€349k€266k▼
Equity10/15€320k€266k▼
Contributions10/11€19k€19k=
Reserves13€257k€242k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€15k€0▼
Distributable reserves133€242k€242k=
Profit (loss) carried forward14€44k€6k▼
Amounts payable17/49€29k€238▼
Amounts payable within one year42/48€29k€238▼
Trade debts44€21k€0▼
Suppliers440/4€21k€0▼
Taxes, remuneration and social security45€7k€238▼
Taxes450/3€7k€238▼
Remuneration and social security454/9€191€0▼
Income statement
Code20242025
Non-recurring operating income76A€55k€0▼
Remuneration, social security and pensions62€119k€84▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€9k€5k▼
Gross operating margin9900€261k€-51k▼
Operating profit (loss)9901€130k€-57k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€6k€772▼
Recurring financial charges65€6k€772▼
Profit (loss) for the period before taxes9903€128k€-53k▼
Income taxes67/77€39k€238▼
Profit (loss) for the period9904€88k€-54k▼
Transfer from tax-exempt reserves789-€15k
Profit (loss) for the period to be appropriated9905€88k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€6k▼
Profit (loss) brought forward from the previous period14P€43k€44k▲
Transfer to equity691/2€87k€0▼
To other reserves6921€87k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-54k ▼161%
Net result drops to €-54k, the lowest in the series.
30-09
Financial
Liquidity times 92current ratio 1106.91
Current ratio from 11.97 to 1106.91; short-term debt falls from €29k to €238.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity quadruplescurrent ratio 8.40
Current ratio from 2.17 to 8.40; short-term debt falls from €152k to €27k.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €127k ▲136%
Operating result €178k, net result €127k, both a record.
30-09
Financial
Equity above €200kEq €204k ▲163%
4 profitable years in a row build equity to €204k.
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alphonse Franskinlaan 268420 De HaanGround area
1,087 m²
Building footprint
405 m²
Volume, LiDAR
7,046 m³
2 parcels, Flanders · tallest building 31.7 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
VIN DUNE
since 20042.137.320.962
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0448/00G000indicative | Flanders | 817 m² | 1 · 170 m² | 9.3 m · 2 fl. |
| 31038B0003/00K000 | Flanders | 270 m² | 1 · 235 m² | 31.7 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bilgin Groep
BE 0875.251.190
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QIANG-WEI
BE 0729.704.967
Pajottegem · Eq €267k
HCMH
BE 0873.246.854
Alken · Eq €267k
HET LOOKS
BE 0654.973.001
Lier · Eq €266k
Den Eyck Resto
BE 0844.441.418
Kasterlee · Eq €267k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 7,930 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2004
Fiscal year end30-09
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55302
55401
56210Event catering
55522
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.