Ô CHÔMIERE
ActiveThe computed 12-month bankruptcy probability of Ô CHÔMIERE is 2.1% (moderate). The 2025 annual accounts show equity of €133k and a net result of €-14k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-21
Solvency56=
Growth67▼-5
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.75 in 2024; short-term debt: 13.7% and cash: 3.4% of total assets), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
113 d early
2024
31 d early
2023
34 d early
2022
33 d early
2021
31 d early
2020
32 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€249k▼ 16.0%
2024 · €297k
2018: €0
2019: €196k
2020: €154k
2021: €172k
2022: €204k
2023: €284k
2024: €297k
2018 → 2025
EBIT margin
-4.2%▼ 6.0pp
2024 · 1.7%
2019: -3.4%
2020: 3.9%
2021: 11.0%
2022: -7.5%
2023: 1.3%
2024: 1.7%
2019 → 2025
Net result
€-14k
2024 · €6k
2018: €-27k
2019: €-14k
2020: €9k
2021: €18k
2022: €-16k
2023: €5k
2024: €6k
2018 → 2025
Working capital
€-31k▼ 74.7%
2024 · €-18k
2018: €-169k
2019: €-74k
2020: €27k
2021: €5k
2022: €-9k
2023: €2k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€172k-€204k▲ 18.5%€284k▲ 39.2%€297k▲ 4.4%€249k▼ 16.0%
Equity€167k-€147k▼ 11.8%€153k▲ 4.3%€153k▼ 0.3%€133k▼ 13.1%
Operating result€19k-€-15k€4k€5k▲ 37.8%€-11k
Net result€18k-€-16k€5k€6k▲ 24.1%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€399k▼ 9.0%
Current assets
€28k▼ 47.3%
Equity and liabilities €426k
Equity
€133k▼ 13.1%
Debt
€293k▼ 13.1%
The debt ratio stays at 68.8%.
Key figures and ratios
EBITDA
€32k▼
2024 · €43k
Cash flow
€29k▼
2024 · €44k
Solvency
31.2%▲
2024 · 31.2%
Current ratio
0.47▼
2024 · 0.75
Quick ratio
0.43▼
2024 · 0.65
Debt / equity
2.21▼
2024 · 2.21
ROE
-10.3%▼
2024 · 3.8%
ROA
-3.2%▼
2024 · 1.2%
Interest coverage
3.35▼
2024 · 7.65
Debt
€293k▼
2024 · €338k
Debt ≤ 1 year
€58k▼
2024 · €70k
Debt > 1 year
€225k▼
2024 · €268k
Staff costs
€76k▼
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€426k▼
Fixed assets21/28€438k€399k▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€430k€392k▼
Land and buildings22€132k€127k▼
Plant, machinery and equipment23€281k€252k▼
Furniture and vehicles24€17k€13k▼
Financial fixed assets28€150€150=
Current assets29/58€52k€28k▼
Stocks and contracts in progress3€7k€3k▼
Stocks30/36€7k€3k▼
Amounts receivable within one year40/41€2k€9k▲
Trade receivables40€852€8k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€43k€15k▼
Deferred charges and accrued income490/1€482€797▲
Equity and liabilities
Total equity and liabilities10/49€491k€426k▼
Equity10/15€153k€133k▼
Contributions10/11€125k€125k=
Profit (loss) carried forward14€-29k€-43k▼
Investment grants15€57k€51k▼
Amounts payable17/49€338k€293k▼
Amounts payable after more than one year17€268k€225k▼
Financial debts170/4€268k€225k▼
Amounts payable within one year42/48€70k€58k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€15k€5k▼
Suppliers440/4€15k€5k▼
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€5k€7k▲
Remuneration and social security454/9€14k€11k▼
Other amounts payable47/48€7k€5k▼
Accrued charges and deferred income492/3-€9k
Income statement
Code20242025
Turnover70€297k€249k▼
Remuneration, social security and pensions62€87k€76k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€43k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€135k€115k▼
Operating profit (loss)9901€5k€-11k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€6k€-14k▼
Income taxes67/77€116-
Profit (loss) for the period9904€6k€-14k▼
Profit (loss) for the period to be appropriated9905€6k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-43k▼
Profit (loss) brought forward from the previous period14P€-35k€-29k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Equity above €150kEq €153k ▲4.3%
Equity rises from €147k to €153k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €18k ▲109%
Operating result €19k, net result €18k, both a record.
31-12
Financial
Equity above €150kEq €167k ▲14.2%
2 profitable years in a row build equity to €167k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 1.34
Current ratio from 0.25 to 1.34; short-term debt falls from €98k to €79k.
31-12
Financial
Equity above €100kEq €146k ▲101%
Equity rises from €73k to €146k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Vinâve 174970 StavelotGround area
140 m²
Building footprint
41 m²
Volume, LiDAR
455 m³
Parcel 63073B1698/00A000, Wallonia · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ô CHÔMIERE
since 20182.279.281.650
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63073B1698/00A000 | Wallonia | 140 m² | 1 · 41 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteStavelot2.279.281.650
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2017
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.