FIL DU TEMPS

Active

Private limited company (pre-2019)founded 2016active for 10 yearsV. Grimonpontplein(D 11, 7711 Mouscron, BelgiumKBO/BCE: BE 0663.807.127

Summary

The computed 12-month bankruptcy probability of FIL DU TEMPS is 4.1% (elevated). The 2025 annual accounts show equity of €12,118 and a net result of -€2,358. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 4,749 sector peers (NACE 56, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

FIL DU TEMPSActiveChecked score 47/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111

1 site

Size

€460,983total assets 2025

Staff: 2 FTE
Equity: €12,118
Loss: -€2,358

Financial health

47 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.1%

Structure

2025 accounts filed 17 days late1 of 2 deeds summarised

Why 47raises riskLast filed accounts filed 17 days late; 2 of the last 3 lateSector: Food and beverage service activities (NACE 56)Liquidity: current ratio 0.27, cash €1,219, halvedEquity €12,118 (2.6% of total assets)Show the evidence

Checked score

Score 2025

47 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 29% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 28=

equity 2.6% of total assets

Liquidity 37=

short-term debt 31.8% · cash 0.3%

Profitability 37+8

return on assets -0.5%

Bankruptcy probability, 12 months

4.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,756 companies, NACE 56, micro)

Last 24 months 11-2024: 4.7% 12-2024: 4.0%▼ -0.7 percentage points vs 11-2024 01-2025: 4.0%● unchanged vs 12-2024 02-2025: 3.8%▼ -0.2 percentage points vs 01-2025 03-2025: 3.7%▼ -0.1 percentage points vs 02-2025 04-2025: 3.8%▲ +0.1 percentage points vs 03-2025 05-2025: 3.8%● unchanged vs 04-2025 06-2025: 3.7%▼ -0.1 percentage points vs 05-2025 07-2025: 3.7%● unchanged vs 06-2025 08-2025: 4.3%▲ +0.6 percentage points vs 07-2025 09-2025: 4.9%▲ +0.6 percentage points vs 08-2025 10-2025: 7.0%▲ +2.1 percentage points vs 09-2025highest value 11-2025: 4.1%▼ -2.9 percentage points vs 10-2025 12-2025: 4.1%● unchanged vs 11-2025 01-2026: 4.0%▼ -0.1 percentage points vs 12-2025 02-2026: 4.0%● unchanged vs 01-2026 03-2026: 3.7%▼ -0.3 percentage points vs 02-2026 04-2026: 3.8%▲ +0.1 percentage points vs 03-2026 05-2026: 3.8%● unchanged vs 04-2026 06-2026: 3.7%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 3.7%● unchanged vs 06-2026 08-2026: 4.1%▲ +0.4 percentage points vs 07-2026 09-2026: 4.1%● unchanged vs 08-2026 10-2026: 4.1%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity insufficient (current ratio 0.27, compared with 0.37 in 2024, below 1; short-term debt: 31.8% and cash: 0.3% of total assets), and 97.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 28% on solvency, 31% on liquidity, 30% on profitability and 27% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

raises risk

Last filed accounts filed 17 days late; 2 of the last 3 late

NBB · filings

Sector: Food and beverage service activities (NACE 56)

KBO

Liquidity: current ratio 0.27, cash €1,219, halved

NBB · annual accounts

Equity €12,118 (2.6% of total assets)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€2,358

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4749 sector peers (2025).

NBB · sector comparison

Position among 4749 sector peers

Solvency

better than 24%

← weakest strongest →

2025 accounts filed 17 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 9 filings

Deviation from the deadline

2025

17 days late

2024

68 days late

2023

56 days late

2022

29 days late

2021

29 days late

2020

59 days late

2019

26 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-08-2026 Resignation: Vandaele Bastien (director)Gazette deed
17-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
07-10-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€2,358 View
A director leftlatest change 17-08-2026 · 0 in office 1 left View
Total assets 20256 financial years filed €460,983 View

By topic

Financials

Financial year: 2025
Total assets: €460,983
Loss: -€2,358
Solvency: 2.6%

Go to Financials

Timeline

Events: 13
Since: 2018
Next accounts: by 31-07-2027

31-12-2024Weakest financial year
25-09-2024Annual accounts filed
29-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Full-service restaurantsNACE 56111
Founded: 05-10-2016
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about FIL DU TEMPS

What is the company number of FIL DU TEMPS?: 0663.807.127. In Belgium the VAT number is the company number with BE in front: BE 0663.807.127.
Where is FIL DU TEMPS based?: The registered office is at V. Grimonpontplein(D 11, 7711 Mouscron.Company details
What does FIL DU TEMPS do?: According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of FIL DU TEMPS?: Private limited company (pre-2019) (BVBA).
When was FIL DU TEMPS founded?: On 05-10-2016.
Is FIL DU TEMPS still active?: Yes, FIL DU TEMPS is an active enterprise in the KBO register.
How many employees does FIL DU TEMPS have?: On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIL DU TEMPS?: €442,184 in financial year 2018, according to the filed annual accounts.
Is FIL DU TEMPS profitable?: In financial year 2025, FIL DU TEMPS made a loss of €2,358.
Where can I find the annual accounts of FIL DU TEMPS?: FIL DU TEMPS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIL DU TEMPS due?: By 31-07-2027, for financial year 2026.Timeline