Arnouts
ActiveSummary
Arnouts has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59,368 and a net result of €8,192. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+12
Solvency52▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.12 in 2023; short-term debt: 57.1% and cash: 2.9% of total assets), and 72.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.3%
Return on assets
3.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
19 d early
2022
32 d early
2021
27 d early
2020
4 d early
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€59,368▲ 16.0%
2023 · €51,176
Total assets
€217,156▼ 1.4%
2023 · €220,148
Net result
€8,192▲ 320%
2023 · €1,949
Working capital
-€108,303▼ 9.0%
2023 · -€99,365
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€18,494▲ 117%€21,850▲ 18.1%€27,049▲ 23.8%€7,047▼ 73.9%€18,047▲ 156%
Net result€13,669above the sector's middle half▲ 165%€12,971within the sector's middle half▼ 5.1%€15,386above the sector's middle half▲ 18.6%€1,949within the sector's middle half▼ 87.3%€8,192within the sector's middle half▲ 320%
Equity€20,869within the sector's middle half▲ 190%€33,840within the sector's middle half▲ 62.2%€49,226within the sector's middle half▲ 45.5%€51,176within the sector's middle half▲ 4.0%€59,368within the sector's middle half▲ 16.0%
Total assets€116,510within the sector's middle half▲ 67.8%€180,878within the sector's middle half▲ 55.2%€177,851within the sector's middle half▼ 1.7%€220,148above the sector's middle half▲ 23.8%€217,156above the sector's middle half▼ 1.4%
Debt€95,641▲ 53.7%€147,038▲ 53.7%€128,625▼ 12.5%€168,972▲ 31.4%€157,788▼ 6.6%
Working capital-€19,185within the sector's middle half▼ 24.0%-€85,044below the sector's middle half▼ 343%-€82,453below the sector's middle half▲ 3.0%-€99,365below the sector's middle half▼ 20.5%-€108,303below the sector's middle half▼ 9.0%
Solvency17.9%within the sector's middle half▲ 7.5pp18.7%within the sector's middle half▲ 0.8pp27.7%within the sector's middle half▲ 9.0pp23.2%within the sector's middle half▼ 4.4pp27.3%within the sector's middle half▲ 4.1pp
Current ratio0.43within the sector's middle half▼ 0.090.17below the sector's middle half▼ 0.260.19below the sector's middle half▲ 0.020.12below the sector's middle half▼ 0.070.13below the sector's middle half▲ 0.01
Return on assets (ROA)11.7%within the sector's middle half▲ 4.3pp7.2%within the sector's middle half▼ 4.6pp8.7%within the sector's middle half▲ 1.5pp0.9%within the sector's middle half▼ 7.8pp3.8%within the sector's middle half▲ 2.9pp
Staff (FTE)0.6below the sector's middle half=1▲ 66.7%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 156% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €217,156
Fixed assets
€201,398 ▼ 2.6%
Current assets
€15,758 ▲ 17.3%
Equity and liabilities €217,156
Equity
€59,368 ▲ 16.0%
Debt
€157,788 ▼ 6.6%
Debt's share of the balance-sheet total falls from 76.8% to 72.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26,462▲
2023 · €14,360
Cash flow
€16,607▲
2023 · €9,263
Quick ratio
0.10▲
2023 · 0.09
Debt to equity
2.66▼
2023 · 3.30
ROE
13.8%▲
2023 · 3.8%
Interest coverage
8.57▲
2023 · 4.99
Debt ≤ 1 year
€124,060▲
2023 · €112,800
Debt > 1 year
€33,728▼
2023 · €56,172
Income taxes
€6,773▲
2023 · €2,227
Staff costs
€146▼
2023 · €573
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,980 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,980 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €8,264 | - | - | - |
| Remuneration, social security and pensions62 | - | €1,194 | €202 | €573 | €146 | ▼ 74.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,289 | €7,903 | €9,765 | €7,314 | €8,415 | ▲ 15.1% |
| Other operating charges640/8 | - | €1,874 | €2,735 | €2,739 | €2,947 | ▲ 7.6% |
| Gross operating margin9900 | €37,488 | €32,821 | €39,751 | €17,672 | €29,555 | ▲ 67.2% |
| Operating profit (loss)9901 | €18,494 | €21,850 | €27,049 | €7,047 | €18,047 | ▲ 156% |
| Financial income75/76B | - | €5 | €6 | €10 | €6 | ▼ 42.5% |
| Recurring financial income75 | €2 | €5 | €6 | €10 | €6 | ▼ 42.5% |
| Financial charges65/66B | - | €2,742 | €2,649 | €2,880 | €3,087 | ▲ 7.2% |
| Recurring financial charges65 | €2,997 | €2,742 | €2,649 | €2,880 | €3,087 | ▲ 7.2% |
| Profit (loss) for the period before taxes9903 | €15,499 | €19,113 | €24,407 | €4,176 | €14,966 | ▲ 258% |
| Income taxes67/77 | €1,830 | €6,141 | €9,020 | €2,227 | €6,773 | ▲ 204% |
| Profit (loss) for the period9904 | €13,669 | €12,971 | €15,386 | €1,949 | €8,192 | ▲ 320% |
| Profit (loss) for the period to be appropriated9905 | €13,669 | €12,971 | €15,386 | €1,949 | €8,192 | ▲ 320% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €116,510 | €180,878 | €177,851 | €220,148 | €217,156 | ▼ 1.4% |
| Fixed assets21/28 | €102,148 | €163,746 | €159,026 | €206,712 | €201,398 | ▼ 2.6% |
| Intangible fixed assets21 | €6,825 | €3,413 | - | - | - | - |
| Tangible fixed assets22/27 | €95,038 | €160,048 | €158,741 | €206,427 | €201,113 | ▼ 2.6% |
| Land and buildings22 | - | €158,500 | €157,076 | €205,344 | €200,613 | ▼ 2.3% |
| Plant, machinery and equipment23 | - | - | €570 | €441 | €312 | ▼ 29.3% |
| Other tangible fixed assets26 | - | €1,548 | €1,095 | €642 | €189 | ▼ 70.6% |
| Financial fixed assets28 | €285 | €285 | €285 | €285 | €285 | = |
| Current assets29/58 | €14,361 | €17,132 | €18,825 | €13,436 | €15,758 | ▲ 17.3% |
| Stocks and contracts in progress3 | €3,640 | €3,680 | €3,420 | €3,380 | €3,240 | ▼ 4.1% |
| Stocks30/36 | - | €3,680 | €3,420 | €3,380 | €3,240 | ▼ 4.1% |
| Amounts receivable within one year40/41 | €10,122 | €7,047 | €5,871 | €4,500 | €6,139 | ▲ 36.4% |
| Trade receivables40 | - | €6,382 | €5,121 | €2,993 | €5,419 | ▲ 81.1% |
| Other amounts receivable41 | - | €665 | €750 | €1,507 | €720 | ▼ 52.2% |
| Cash at bank and in hand54/58 | €599 | €6,405 | €9,535 | €4,956 | €6,378 | ▲ 28.7% |
| Deferred charges and accrued income490/1 | - | - | - | €600 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €116,510 | €180,878 | €177,851 | €220,148 | €217,156 | ▼ 1.4% |
| Equity10/15 | €20,869 | €33,840 | €49,226 | €51,176 | €59,368 | ▲ 16.0% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | - | €10,000 | €25,386 | €25,386 | €33,578 | ▲ 32.3% |
| Distributable reserves133 | - | €10,000 | €25,386 | €25,386 | €33,578 | ▲ 32.3% |
| Profit (loss) carried forward14 | €2,277 | €5,248 | €5,248 | €7,197 | €7,197 | = |
| Amounts payable17/49 | €95,641 | €147,038 | €128,625 | €168,972 | €157,788 | ▼ 6.6% |
| Amounts payable after more than one year17 | €62,095 | €44,862 | €27,347 | €56,172 | €33,728 | ▼ 40.0% |
| Financial debts170/4 | - | €44,862 | €27,347 | €56,172 | €33,728 | ▼ 40.0% |
| Amounts payable within one year42/48 | €33,546 | €102,176 | €101,278 | €112,800 | €124,060 | ▲ 10.0% |
| Current portion of amounts payable after more than one year42 | - | €15,150 | €15,431 | €21,795 | €22,444 | ▲ 3.0% |
| Financial debts43 | - | €5,476 | €5,415 | €5,900 | €4,685 | ▼ 20.6% |
| Credit institutions430/8 | - | €5,476 | €5,415 | €5,900 | €4,685 | ▼ 20.6% |
| Trade debts44 | €6,509 | €2,691 | €2,178 | €2,735 | €6,065 | ▲ 122% |
| Suppliers440/4 | - | €2,691 | €2,178 | €2,735 | €6,065 | ▲ 122% |
| Advances received on contracts in progress46 | - | €456 | €456 | €456 | - | - |
| Taxes, remuneration and social security45 | - | €6,997 | €11,210 | €10,297 | €7,877 | ▼ 23.5% |
| Taxes450/3 | - | €5,159 | €8,610 | €7,743 | €7,877 | ▲ 1.7% |
| Remuneration and social security454/9 | - | €1,837 | €2,600 | €2,554 | - | - |
| Other amounts payable47/48 | - | €71,405 | €66,587 | €71,617 | €82,990 | ▲ 15.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,669 | €12,971 | €15,386 | €1,949 | €8,192 | ▲ 320% |
| + Depreciation and write-downs630 | €6,289 | €7,903 | €9,765 | €7,314 | €8,415 | ▲ 15.1% |
| Operating cash flow (approximation) | €19,958 | €20,874 | €25,151 | €9,263 | €16,607 | ▲ 79.3% |
| Investment in fixed assets (approximation) | - | -€69,500 | -€5,045 | -€55,000 | -€3,101 | ▲ 94.4% |
| Change in cash | - | €5,806 | €3,130 | -€4,579 | €1,423 | ▲ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €1,949 ▼87.3%
Net result drops to €1,949, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €15,386 ▲18.6%
Operating result €27,049, net result €15,386, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1996
Ground area
2,676 m²
Building footprint
997 m²
Volume, LiDAR
20,000 m³
2 parcels, Flanders · tallest building 28.5 m, ±8 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
ARNOUTS BVBA
since 19962.076.006.767
Kapsalon Sereen
since 20132.225.078.842
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0622/00G000 | Flanders | 2,333 m² | 1 · 788 m² | 28.5 m · 8 fl. |
| 11382C0646/00R003 | Flanders | 344 m² | 1 · 210 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,734 companies in sector 96210 we hold annual accounts for 2,835. 2,048 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
43211General electrical installation work
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457233155
Also
9925:BE0457233155
Registered
10-12-2024
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.