NYC
ActiveNYC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €744k and a net result of €46k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 89% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+7
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 9.08 against 10.18 in 2024), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
5.5%
Age of the figures
13 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 15-12-2025, 75 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
75 d early
2024
50 d early
2023
16 d early
2022
42 d early
2021
7 d early
2020
19 d early
2019
80 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close13-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46k▲ 33.0%
2024 · €34k
2019: €112k
2020: €76k
2021: €26k
2022: €12k
2023: €25k
2024: €34k
2019 → 2025
Working capital
€708k▲ 2.5%
2024 · €691k
2019: €648k
2020: €726k
2021: €749k
2022: €725k
2023: €712k
2024: €691k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€767k-€749k▼ 2.3%€744k▼ 0.7%€728k▼ 2.1%€744k▲ 2.2%
Operating result€38k-€24k▼ 35.9%€41k▲ 65.7%€45k▲ 11.1%€61k▲ 36.1%
Net result€26k-€12k▼ 52.3%€25k▲ 97.8%€34k▲ 40.4%€46k▲ 33.0%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 36% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €832k
Fixed assets
€36k▼ 3.2%
Current assets
€795k▲ 3.8%
Equity and liabilities €832k
Equity
€744k▲ 2.2%
Debt
€88k▲ 16.5%
The debt ratio rises from 9.4% to 10.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€67k▲
2024 · €49k
Cash flow
€51k▲
2024 · €39k
Solvency
89.5%▼
2024 · 90.6%
Current ratio
9.08▼
2024 · 10.18
Quick ratio
3.84▲
2024 · 3.61
Debt / equity
0.12▲
2024 · 0.10
ROE
6.2%▲
2024 · 4.7%
ROA
5.5%▲
2024 · 4.3%
Interest coverage
11.65▲
2024 · 8.53
Debt
€88k▲
2024 · €75k
Debt ≤ 1 year
€88k▲
2024 · €75k
Income taxes
€19k▲
2024 · €15k
Staff costs
€358
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€803k€832k▲
Fixed assets21/28€37k€36k▼
Tangible fixed assets22/27€21k€20k▼
Plant, machinery and equipment23-€658
Furniture and vehicles24€5k€6k▲
Other tangible fixed assets26€17k€14k▼
Financial fixed assets28€16k€16k▲
Current assets29/58€766k€795k▲
Stocks and contracts in progress3€494k€459k▼
Stocks30/36€494k€459k▼
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40-€2k
Other amounts receivable41€9k€6k▼
Current investments50/53€7k€7k▲
Cash at bank and in hand54/58€246k€313k▲
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€803k€832k▲
Equity10/15€728k€744k▲
Contributions10/11€19k€19k=
Reserves13€122k€137k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€120k€135k▲
Profit (loss) carried forward14€588k€588k▲
Amounts payable17/49€75k€88k▲
Amounts payable within one year42/48€75k€88k▲
Financial debts43€15k€15k▼
Credit institutions430/8€15k€15k▼
Trade debts44€6k€34k▲
Suppliers440/4€6k€34k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€48k€32k▼
Accrued charges and deferred income492/3-€23
Income statement
Code20242025
Non-recurring operating income76A€19k-
Remuneration, social security and pensions62-€358
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€16k€10k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€67k€79k▲
Operating profit (loss)9901€45k€61k▲
Financial income75/76B€10k€9k▼
Recurring financial income75€10k€9k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€50k€65k▲
Income taxes67/77€15k€19k▲
Profit (loss) for the period9904€34k€46k▲
Profit (loss) for the period to be appropriated9905€34k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€621k€633k▲
Profit (loss) brought forward from the previous period14P€586k€588k▲
Transfer from equity791/2€50k€30k▼
Transfer to equity691/2€33k€45k▲
To other reserves6921€33k€45k▲
Profit to be distributed694/7€50k€30k▼
Return on contributions (dividend)694€50k€30k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-07
Financial
Weakest financial yearnet €12k ▼52.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
SABEG Fatima
CurrentDirector · since 06-12-2023
06-12-2023
Resigned as Director
06-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Minimenstraat 361000 BrusselGround area
136 m²
Building footprint
64 m²
Volume, LiDAR
1,012 m³
Parcel 21808H1207/00G000, Brussels · tallest building 17.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Minimenstraat 36, 1000 Brussel
since 19872.032.338.456
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1207/00G000 | Brussels | 136 m² | 1 · 64 m² | 17.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Due Amanti
BE 0541.416.782
Nieuwpoort · Eq €743k
EVN
BE 0818.871.921
Oudenaarde · Eq €746k
QUORUM
BE 0429.379.408
Knokke-Heist · Eq €738k
ENES
BE 0471.498.687
Antwerpen · Eq €753k
GREMATEX
BE 0420.491.139
Beveren-Kruibeke-Zwijndrecht · Eq €734k
Of 1,299 companies in sector 46423 we hold annual accounts for 807. 489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-1987
Fiscal year end31-07
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
51421
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.