NVS CLEANING
ActiveNVS CLEANING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €41k and a net result of €13k. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 32% of 5896 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
86
/ 100
Excellent▲ +49 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency44▼-6
Growth32=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.43 in 2023), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.1%
Return on assets
7.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
33 d early
2022
30 d early
2021
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€41k▲ 45.6%
2023 · €28k
2021: €51k
2022: €44k
2023: €28k
2021 → 2024
Total assets
€162k▲ 53.4%
2023 · €105k
2021: €115k
2022: €97k
2023: €105k
2021 → 2024
Net result
€13k
2023 · €-16k
2021: €27k
2022: €-7k
2023: €-16k
2021 → 2024
Working capital
€35k▲ 13.6%
2023 · €31k
2021: €61k
2022: €45k
2023: €31k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€51k-€44k▼ 14.2%€28k▼ 36.9%€41k▲ 45.6%
Operating result€42k-€-5k€-12k▼ 150%€23k
Net result€27k-€-7k€-16k▼ 123%€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €23k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €162k
Fixed assets
€7k▲ 199%
Current assets
€154k▲ 50.0%
Equity and liabilities €162k
Equity
€41k▲ 45.6%
Debt
€121k▲ 56.2%
The debt ratio rises from 73.5% to 74.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€24k▲
2023 · €-11k
Cash flow
€14k▲
2023 · €-16k
Solvency
25.1%▼
2023 · 26.5%
Current ratio
1.29▼
2023 · 1.43
Quick ratio
1.29▼
2023 · 1.43
Debt / equity
2.98▲
2023 · 2.78
ROE
31.3%▲
2023 · -58.4%
ROA
7.9%▲
2023 · -15.5%
Interest coverage
3.75▲
2023 · -3.19
Debt
€121k▲
2023 · €77k
Debt ≤ 1 year
€119k▲
2023 · €72k
Debt > 1 year
€2k▼
2023 · €5k
Income taxes
€4k▲
2023 · €767
Staff costs
€691k▲
2023 · €605k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€105k€162k▲
Fixed assets21/28€2k€7k▲
Tangible fixed assets22/27€2k€7k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€188€2k▲
Other tangible fixed assets26-€3k
Current assets29/58€103k€154k▲
Amounts receivable within one year40/41€100k€128k▲
Trade receivables40€96k€117k▲
Other amounts receivable41€5k€11k▲
Cash at bank and in hand54/58-€24k
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€105k€162k▲
Equity10/15€28k€41k▲
Contributions10/11€350€350=
Reserves13-€40k
Distributable reserves133-€40k
Profit (loss) carried forward14€28k-
Amounts payable17/49€77k€121k▲
Amounts payable after more than one year17€5k€2k▼
Other amounts payable178/9€5k€2k▼
Amounts payable within one year42/48€72k€119k▲
Current portion of amounts payable after more than one year42€2k€1k▼
Financial debts43€25k€63k▲
Credit institutions430/8€25k€63k▲
Trade debts44€17k€27k▲
Suppliers440/4€17k€27k▲
Taxes, remuneration and social security45€28k€27k▼
Remuneration and social security454/9€28k€27k▼
Income statement
Code20232024
Remuneration, social security and pensions62€605k€691k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€681€1k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€596k€718k▲
Operating profit (loss)9901€-12k€23k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-16k€17k▲
Income taxes67/77€767€4k▲
Profit (loss) for the period9904€-16k€13k▲
Profit (loss) for the period to be appropriated9905€-16k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€40k▲
Profit (loss) brought forward from the previous period14P€44k€28k▼
Transfer to equity691/2-€40k
To other reserves6921-€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaulillerweg 1733950 BocholtGround area
1,014 m²
Building footprint
119 m²
Volume, LiDAR
658 m³
Parcel 72016C0038/00Z002, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NVS Cleaning
since 20172.262.466.206
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016C0038/00Z002 | Flanders | 1,014 m² | 1 · 119 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUSSELS CLEANING INDUSTRY
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BROTHER SERVICES
BE 0898.581.967
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AZLAR
BE 0747.687.876
Sint-Jans-Molenbeek · Eq €41k
DIDI-69
BE 0669.551.210
Charleroi · Eq €40k
COMFY
BE 0895.288.521
Lendelede · Eq €41k
Of 7,264 companies in sector 81210 we hold annual accounts for 2,690. 2,190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2017
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.