Equity
€7,138 ▲ 37.8%
NVH Construct has made a profit in every financial year since 2022.
NVH Construct
Overview
Lifetime
4 annual accounts with figures on one time axispeak €8,259 (2023)
€7,756▲ 129%
peak €2,182 (2022)
€1,957▲ 65.0%
peak €7,138 (2025)
€7,138▲ 37.8%
€35,422▲ 224%
Board1 name since 2022
1 director
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €3,389 to €7,756Result from €1,186 to €1,957Equity from €5,181 to €7,138Debts from €10,922 to €35,422Investments €33,000Cash from €11,971 to €6,537
Key points
from the 2025 annual accountsTurnover
≈ €91,000 estimated
The micro format states no turnover.
Debts
€35,422 83% of the balance sheet
Financial debts 38%Suppliers 1%Taxes and wages 33%Other 29%
Of this, €21,865 falls due within a year.
Investments
€33,000 8.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.63 was 1.47 in 2024
Short-term debts rose from €10,922 to €21,865.
Position in the sector
€7,138
Less equity than 85% of companies in specialised construction. Sector median €57,824 · 37,191 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,545 companies had the same profile as NVH Construct has now. Each dot stands for 7 companies, two years later.
94.9%
were still trading
1.3%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,545 companies, not a prediction for NVH Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0787375229
Registered office moved from Herselt to Schriek
New registered office: Leo Kempenaersstraat 64 te 2223 Schriek · Previous registered office: Wolfdonksesteenweg 158 te 2230 Herselt · Board meeting of 05-10-2022 · Gazette deed
Incorporation
1,000 shares · Appointment: (director) · published on 21-06-2022 · Gazette deed
First establishment
Leo Kempenaersstraat 64, Heist-op-den-Berg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NVH Construct Heist-op-den-Berg | €42,560 | €7,756 | 16.8% | - |
| JL Works Lille | €36,938 | €8,425 | 18.5% | - |
| MLV BOUW Maasmechelen | €44,573 | €8,722 | 28.4% | - |
| STEFAN STAESSENS Kontich | €39,039 | €6,826 | -7.2% | - |
| BLF CONSTRUCT Zandhoven | €44,003 | €8,869 | 42.5% | - |
| Kevin Torfs Grobbendonk | €38,038 | €6,329 | 32.9% | - |
| Dakwerken De Bakker Kalmthout | €47,684 | €6,956 | 47.5% | - |
These companies have the same main activity as NVH Construct: roofing work (NACE 43410). They are comparable in size and age: total assets between €36,900 and €47,700, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 17-06-2022Normal situation
- Activity
- Roofing workNACE 43410and 2 others
- Establishment unit
- 2.332.565.4332223 Heist-op-den-Berg, since 17-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 12-10-2025
Annual accounts 2025
- €7,756▲ 129%
- €1,957▲ 65.0%
- €7,138▲ 37.8%
- €42,560▲ 164%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on NVH Construct
NVH Construct files the micro format. That format states no turnover. The gross margin rose from €3,334 in 2022 to €7,756 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-07-2026, 4 days before the deadline€7,756
▲ 129%
€3,429
▲ 6.9%
€1,957
▲ 65.0%
-€8,164
▼ €13,345
16.8%
▼ 15.4 percentage points
0.63
▼ 0.85
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €91,000. Estimated: probably between €51,000 and €150,000.
Balance sheet
balance sheet total €42,560 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
16.8%
Higher than 19% of 37,177 companies in 2025.
0.63
Higher than 10% of 36,472 companies in 2025.
4.6%
Higher than 42% of 36,707 companies in 2025.
NVH Construct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
42,560 | 16,103 | 36,189 | 7,878 | |
21/28 |
28,859 | 0 | 24,247 | - | |
22/27 |
28,859 | 0 | 24,247 | - | |
24 |
28,859 | 0 | 24,247 | - | |
29/58 |
13,701 | 16,103 | 11,943 | 7,878 | |
3 |
- | 0 | 2,505 | - | |
37 |
- | 0 | 2,505 | - | |
40/41 |
7,164 | 4,132 | 3,433 | 881 | |
40 |
5,243 | 3,758 | 2,360 | 0 | |
41 |
1,921 | 374 | 1,073 | 881 | |
54/58 |
6,537 | 11,971 | 6,005 | 6,997 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
42,560 | 16,103 | 36,189 | 7,878 | |
10/15 |
7,138 | 5,181 | 3,995 | 4,182 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | |
14 |
5,138 | 3,181 | 1,995 | 2,182 | |
17/49 |
35,422 | 10,922 | 32,194 | 3,696 | |
17 |
13,557 | 0 | 17,537 | - | |
170/4 |
13,557 | 0 | 17,537 | - | |
42/48 |
21,865 | 10,922 | 14,657 | 3,696 | |
42 |
9,207 | 0 | 7,242 | - | |
44 |
186 | 219 | 466 | 0 | |
440/4 |
186 | 219 | 466 | 0 | |
45 |
11,563 | 9,953 | 6,927 | 3,696 | |
450/3 |
4,063 | 8,453 | 3,677 | 3,696 | |
454/9 |
7,500 | 1,500 | 3,250 | 0 | |
47/48 |
910 | 750 | 23 | - | |
| Income statement | |||||
76A |
- | 5,753 | - | - | |
9900 |
7,756 | 3,389 | 8,259 | 3,334 | |
62 |
- | - | - | 0 | |
630 |
4,141 | 0 | 5,753 | - | |
640/8 |
186 | 182 | 360 | 459 | |
9901 |
3,429 | 3,207 | 2,145 | 2,875 | |
75/76B |
0 | 2 | - | - | |
75 |
0 | 2 | - | - | |
65/66B |
949 | 1,727 | 1,759 | - | |
65 |
949 | 1,727 | 1,759 | - | |
66B |
- | 0 | - | - | |
9903 |
2,480 | 1,482 | 387 | 2,875 | |
67/77 |
523 | 296 | 223 | 693 | |
9904 |
1,957 | 1,186 | 163 | 2,182 | |
9905 |
1,957 | 1,186 | 163 | 2,182 | |
| Appropriation of the result | |||||
9906 |
5,138 | 3,181 | 2,345 | 2,182 | |
14P |
3,181 | 1,995 | 2,182 | - | |
694/7 |
- | - | 350 | - | |
695 |
- | - | 350 | - | |
| Document | |||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 7,570 | 3,207 | 7,899 | - | ||
| 6,098 | 1,186 | 5,917 | - | ||
| 33,000 | -24,247 | 30,000 | - | ||
| -5,434 | 5,966 | -992 | - | ||
| -8,164 | 5,181 | -2,714 | 4,182 | ||
| 16.8% | 32.2% | 11.0% | 53.1% | ||
| 0.63 | 1.47 | 0.81 | 2.13 | ||
| 0.63 | 1.47 | 0.64 | 2.13 | ||
| 4.96 | 2.11 | 8.06 | 0.88 | ||
| 27.4% | 22.9% | 4.1% | 52.2% | ||
| 4.6% | 7.4% | 0.5% | 27.7% | ||
| 7.98 | 1.86 | 4.49 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €33,000 | - | €30,000 | - |
| €4,141 | €0 | €5,753 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on NVH Construct
The operating result for 2025 is 7% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 67.8% to 83.2%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 21-06-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 27-07-2026
1 other company bankrupt- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “(art. 12) Interne bevoegdheid Intern kan een bestuurder alle handelingen verrichten die nodig of dienstig zijn tot verwezenlijking van het…”deed of 21-06-2022
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, appointed by deed of 21-06-2022, still in office
Control
Founder
This company
NVH Construct
Equity €7,138
Profit €1,957 in 2025
Capital
- Contribution
- €2,000
- Shares
- 1,000
- Contribution per share
- €2
- Equity per share
- €7.14 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 21-06-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 20:00
Shareholders
At incorporation
deed of 21-06-2022 ↗
- 1,000 shares (100%)
The directors' other companies
1 current director with another company that went bankrupt, was dissolved or struck off1 other company of this director went bankrupt (2024).
- bankruptcy on 01-07-2024appointed in 2017, still in office
Source: Belgian Official Gazette (bankruptcies, judicial dissolutions, board mandates), FPS Economy (strike-offs) and the KBO register. A bankruptcy, dissolution or strike-off says nothing about the director's part in it.
Network & group
No group
NVH Construct has no parent and no holdings in its annual accounts. is the only director.
Earlier ties
via , no longer at · Manager · deed of 20-12-2017 Open bankruptcy · founded in 2017 |
total assets €62,355 (2020) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
Address
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 4 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0787375229
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 32 days before the deadline
2023
Weakest financial year net €163 ▼92.5% The net result drops to €163, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 30 days late
2022
Registered office moved from Herselt to SchriekNew registered office: Leo Kempenaersstraat 64 te 2223 Schriek · Previous registered office: Wolfdonksesteenweg 158 te 2230 Herselt · Board meeting of 05-10-20222 points ▸
- Board meeting, 05-10-2022
- Registered-office move, Leo Kempenaersstraat 64 te 2223 Schriek
- The deed holds 1 more point.
Incorporation1,000 shares · Appointment: (director) · published on 21-06-20222 points ▸
- 1,000 shares
- Director appointment,
- The deed holds 3 more points.
First establishment Leo Kempenaersstraat 64, Heist-op-den-Berg
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0787.375.229
- VAT number
- BE 0787.375.229
- Peppol ID
- 0208:0787375229
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 17-06-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 20:00deed of 21-06-2022 (in Dutch)
- Peppol
- Reachable since 12-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- NVH Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-06-2022 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- NVH Constructdeed of 21-06-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Wolfsdonksesteenweg 158, 2230 Herselt”deed of 21-06-2022 (in Dutch)
Activities
NACEBEL 202543410
Roofing work main activity
43320
Joinery installation
Codes under NACEBEL 2008
43910
Specialised construction activities main activity
43320
Joinery installation
45206
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Dakwerkzaamheden; Algemeen schrijnwerk; Algemene bouwonderneming; Algemene bouwwerkzaamheden; Timmerwerk; Karweiwerk; Onderaanneming met…”deed of 21-06-2022 (in Dutch)
10 activities
- Dakwerkzaamheden
- Algemeen schrijnwerk
- Algemene bouwonderneming
- Algemene bouwwerkzaamheden
- Timmerwerk
- Karweiwerk
- Onderaanneming met betrekking tot de bouwsector
- Aankoop en verkoop van alle bouwmaterialen en aanverwante producten
- Wassen en polijsten van wagens
- De opbouw van roerend vermogen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Leo Kempenaersstraat 64 registered office 2223 Heist-op-den-Berg | 17-06-2022 | 2.332.565.433 |
1 former office
- Wolfdonksesteenweg 158, 2230 Herselt until 05-10-2022 · deed of 28-11-2022
Buildings and parcels at the address
- Ground area
- 434 m²
- Buildings
- 86 m²
- Volume, LiDAR
- 425 m³
- Tallest building
- 7.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12033B0210/00P003 | 434 m² | 1 · 86 m² | 7.8 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0787.375.229