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NVD PRODUCT

Active
Private limited companyfounded 2015active for 11 yearsRue du Mont(Piét.) 6, 1370 Jodoigne, BelgiumKBO/BCE: BE 0627.827.649
Summary

The annual accounts of NVD PRODUCT for financial year 2025 show a net loss of 56% of total assets and of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €4,272 and a net result of -€17,087. Equity is growing by about 5.6% per year across the filed financial years. Its solvency ranks better than 23% of 1,114 sector peers (NACE 18, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
NVD PRODUCTActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Pre-press and pre-media services
NACE 18130
1 site
Size
€30,725total assets 2025
Equity
€4,272
Loss
-€17,087
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts 42 days early1 of 6 deeds summarised
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €17,087 (financial year 2025)Sector: Printing and reproduction of recorded media (NACE 18)Equity €4,272 (13.9% of total assets)lowers riskSize: total assets €30,725Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 18, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 39-19
equity 13.9% of total assets
Liquidity 39-35
short-term debt 37.6% · cash 4.9%
Profitability 0-86
return on assets -55.6%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,608 companies, NACE 18, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▼ -0.6 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.3%▼ -0.1 percentage points vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%▼ -0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.8 percentage points vs 06-2026highest value 08-2026: 1.1%● unchanged vs 07-2026highest value 09-2026: 1.1%● unchanged vs 08-2026highest value 10-2026: 1.1%● unchanged vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.34, compared with 1.02 in 2024, below 1; short-term debt: 37.6% and cash: 4.9% of total assets), and 86.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro): better than 23% on solvency, 26% on liquidity, 6% on profitability and 6% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €30,725
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €17,087 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Printing and reproduction of recorded media (NACE 18)
KBO
raises risk · Equity €4,272 (13.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1114 sector peers (2025).
NBB · sector comparison
Position among 1114 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
31 days early
2023
29 days late
2022
29 days late
2021
29 days late
2020
31 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 18) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€17,087
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 11% on net resultsector median €5,740 · 1,115 companies -€17,087 View
  • Total assets 20256 financial years filed €30,725 View
  • Active since 2015founded 02-04-2015 11 years View

By topic

Financials

Financial year
2025
Total assets
€30,725
Loss
-€17,087
Solvency
13.9%
Total assets▼ 52.5%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2016
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 31-12-2024Liquidity more than triples
  3. 27-09-2024Resignation: Jean-Michel NEERDAEL (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Pre-press and pre-media servicesNACE 18130
Founded
02-04-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about NVD PRODUCT

What is the company number of NVD PRODUCT?
0627.827.649. In Belgium the VAT number is the company number with BE in front: BE 0627.827.649.
Where is NVD PRODUCT based?
The registered office is at Rue du Mont(Piét.) 6, 1370 Jodoigne.Company details
What does NVD PRODUCT do?
According to the KBO register, the main activity is pre-press and pre-media services (NACE 18130).
What is the legal form of NVD PRODUCT?
Private limited company (BV).
When was NVD PRODUCT founded?
On 02-04-2015.
Is NVD PRODUCT still active?
Yes, NVD PRODUCT is an active enterprise in the KBO register.
What is the turnover of NVD PRODUCT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is NVD PRODUCT profitable?
In financial year 2025, NVD PRODUCT made a loss of €17,087.
Where can I find the annual accounts of NVD PRODUCT?
NVD PRODUCT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NVD PRODUCT due?
By 31-07-2027, for financial year 2026.Timeline

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