S'JONGERS
ActiveThe annual accounts of S'JONGERS for fiscal year 2024 show a net loss of 62% of total assets and of 78% of the equity at the start of that year. The 2024 annual accounts show equity of €4k and a net result of €-15k. Equity is growing by ~53% per year across the filed fiscal years. Its solvency ranks better than 25% of 1235 sector peers (fiscal year 2024). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-66
Solvency43▼-34
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.11 against 2.18 in 2023; short-term debt: 81.5% of total assets), and 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18%
Return on assets
-62%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
44 d late
2022
26 d early
2021
76 d late
2020
75 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k▼ 77.5%
2023 · €19k
2018: €1k
2019: €5k
2020: €6k
2021: €11k
2022: €15k
2023: €19k
2018 → 2024
Total assets
€24k▼ 35.1%
2023 · €37k
2018: €14k
2019: €18k
2020: €23k
2021: €31k
2022: €37k
2023: €37k
2018 → 2024
Net result
€-15k
2023 · €4k
2018: €2k
2019: €4k
2020: €1k
2021: €5k
2022: €4k
2023: €4k
2018 → 2024
Working capital
€2k▼ 88.2%
2023 · €19k
2018: €1k
2019: €5k
2020: €6k
2021: €11k
2022: €15k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€11k▲ 71.8%€15k▲ 38.8%€19k▲ 27.8%€4k▼ 77.5%
Operating result€2k-€7k▲ 221%€6k▼ 0.4%€7k▲ 3.4%€-14k
Net result€1k-€5k▲ 246%€4k▼ 7.2%€4k▼ 0.6%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €14k after €7k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets
€2k=
Current assets
€22k▼ 37.4%
Equity and liabilities €24k
Equity
€4k▼ 77.5%
Debt
€20k▲ 10.7%
The debt ratio rises from 48.1% to 82.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
18.0%▼
2023 · 51.9%
Current ratio
1.11▼
2023 · 2.18
Quick ratio
0.97▼
2023 · 1.95
Debt / equity
4.57▲
2023 · 0.93
ROE
-345.4%▼
2023 · 21.7%
ROA
-62.0%▼
2023 · 11.3%
Debt
€20k▲
2023 · €18k
Debt ≤ 1 year
€20k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€37k€24k▼
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€35k€22k▼
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€30k€18k▼
Trade receivables40€30k€18k▼
Other amounts receivable41€26-
Cash at bank and in hand54/58€841-
Deferred charges and accrued income490/1€478€965▲
Equity and liabilities
Total equity and liabilities10/49€37k€24k▼
Equity10/15€19k€4k▼
Contributions10/11€37k€37k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€-22k€-37k▼
Amounts payable17/49€18k€20k▲
Amounts payable within one year42/48€16k€20k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€9k€11k▲
Accrued charges and deferred income492/3€2k€141▼
Income statement
Code20232024
Gross operating margin9900€7k€-14k▼
Operating profit (loss)9901€7k€-14k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€5k€-15k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€4k€-15k▼
Profit (loss) for the period to be appropriated9905€4k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-37k▼
Profit (loss) brought forward from the previous period14P€-26k€-22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼457%
Net result drops to €-15k, the lowest in the series.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
31-12
Financial
Highest result since 2018net €5k ▲246%
Net result €5k, the highest in the series.
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 75 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arteveldestraat 1451000 BrusselGround area
1,995 m²
Building footprint
814 m²
Volume, LiDAR
18,654 m³
Parcel 21811M1469/00N000, Brussels · tallest building 25.4 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Arteveldestraat 145, 1000 Brussel
since 19822.020.329.361
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M1469/00N000 | Brussels | 1,995 m² | 1 · 814 m² | 25.4 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,855 companies in sector 18130 we hold annual accounts for 831. 281 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-1982
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22240
47552Retail sale of lighting equipment
47592Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.