NVC Consulting

Active

Private limited companyfounded 20205 yrs activeNotelaarstraat 338, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0755.330.783

NVC Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64k and a net result of €66k. Equity is shrinking by ~44.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 29% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Watch Print / PDF

Checked score

Score 2024

72 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+7

Solvency64▼-7

Growth32=

Track record94

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity tight (current ratio 1.42 against 1.75 in 2023; short-term debt: 61.3% and cash: 80.8% of total assets), and 61.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

12 d late

2023

61 d early

2022

70 d early

2021

67 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€64k▼ 67.8%

2023 · €198k

2021: €219k 2022: €333k 2023: €198k

2021 → 2024

Total assets

€165k▼ 61.3%

2023 · €427k

2021: €265k 2022: €351k 2023: €427k

2021 → 2024

Net result

€66k▼ 20.8%

2023 · €83k

2021: €217k 2022: €113k 2023: €83k

2021 → 2024

Working capital

€43k▼ 74.8%

2023 · €171k

2021: €194k 2022: €308k 2023: €171k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€219k-€333k▲ 51.6%€198k▼ 40.3%€64k▼ 67.8%

Operating result€284k-€145k▼ 48.8%€104k▼ 28.5%€85k▼ 18.5%

Net result€217k-€113k▼ 47.9%€83k▼ 26.9%€66k▼ 20.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen three years in a row; 2024 is 19% below 2023 and is the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €165k

12.7%

87.3%

Fixed assets €21k▼ 24.1%

Current assets €144k▼ 63.9%

Equity and liabilities €165k

38.7%

61.3%

Equity €64k▼ 67.8%

Debt €101k▼ 55.7%

The debt ratio rises from 53.5% to 61.3%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€91k▼

2023 · €111k

Cash flow

€72k▼

2023 · €89k

Solvency

38.7%▼

2023 · 46.5%

Current ratio

1.42▼

2023 · 1.75

Quick ratio

1.42▼

2023 · 1.75

Debt / equity

1.58▲

2023 · 1.15

ROE

102.5%▲

2023 · 41.8%

ROA

39.7%▲

2023 · 19.4%

Interest coverage

182.67▼

2023 · 215.97

Debt

€101k▼

2023 · €229k

Debt ≤ 1 year

€101k▼

2023 · €229k

Income taxes

€19k▼

2023 · €21k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€427k€165k▼

Fixed assets21/28€28k€21k▼

Tangible fixed assets22/27€28k€21k▼

Plant, machinery and equipment23€18k€15k▼

Furniture and vehicles24€9k€6k▼

Current assets29/58€399k€144k▼

Amounts receivable within one year40/41€77k€11k▼

Trade receivables40€67k-

Other amounts receivable41€10k€11k▲

Cash at bank and in hand54/58€322k€133k▼

Equity and liabilities

Total equity and liabilities10/49€427k€165k▼

Equity10/15€198k€64k▼

Contributions10/11€2k€2k=

Reserves13€193k€61k▼

Distributable reserves133€193k€61k▼

Profit (loss) carried forward14€3k€979▼

Amounts payable17/49€229k€101k▼

Amounts payable within one year42/48€229k€101k▼

Trade debts44€156€1k▲

Suppliers440/4€156€1k▲

Taxes, remuneration and social security45€11k-

Taxes450/3€11k-

Other amounts payable47/48€217k€100k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲

Other operating charges640/8€4k€3k▼

Gross operating margin9900€114k€94k▼

Operating profit (loss)9901€104k€85k▼

Financial income75/76B€67-

Recurring financial income75€67-

Financial charges65/66B€512€500▼

Recurring financial charges65€512€500▼

Profit (loss) for the period before taxes9903€103k€84k▼

Income taxes67/77€21k€19k▼

Profit (loss) for the period9904€83k€66k▼

Profit (loss) for the period to be appropriated9905€83k€66k▼

Appropriation of the result

Profit (loss) to be appropriated9906€83k€69k▼

Profit (loss) brought forward from the previous period14P€565€3k▲

Transfer from equity791/2€217k€135k▼

Transfer to equity691/2€80k€3k▼

To other reserves6921€80k€3k▼

Profit to be distributed694/7€217k€200k▼

Return on contributions (dividend)694€217k€200k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 7Financial 2Gazette 1Filings 4

2026

31-08

State Gazette act General meeting · Director reappointment

Permanent representative · Board meeting

2025

12-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 12 days late

2024

31-12

Financial Weakest financial yearnet €66k ▼20.8%

Net result drops to €66k, the lowest in the series.

31-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

22-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Liquidity triplescurrent ratio 18.07

Current ratio from 5.27 to 18.07; short-term debt falls from €45k to €18k.

25-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Notelaarstraat 3381030 Schaarbeek

Ground area

596 m²

Building footprint

130 m²

Volume, LiDAR

1,212 m³

Parcel 21911C0006/00T002, Brussels · tallest building 17.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

NVC Consulting

Notelaarstraat 338, 1030 SchaarbeekIT consultancy

since 20202.308.313.750

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21911C0006/00T002	Brussels	596 m²	1 · 130 m²	17.0 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Tielt-Winge · Eq €64k

Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,504 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-09-2020

Fiscal year end31-12

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:nicolas.vancaster@live.be

Enterprise