NUVIO
ActiveNUVIO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25k and a net result of €58k. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 15866 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
73
/ 100
Healthy▼ -26 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency27▼-53
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.73 in 2023), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.5%
Return on assets
45.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
22 d early
2022
14 d early
2021
3 d late
2020
7 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€340k
EBIT margin
22.2%
Net result
€58k▲ 4.1%
2023 · €56k
2018: €12k
2019: €41k
2020: €33k
2021: €31k
2022: €43k
2023: €56k
2018 → 2024
Working capital
€15k▼ 77.4%
2023 · €66k
2018: €67k
2019: €105k
2020: €87k
2021: €81k
2022: €78k
2023: €66k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€340k
Equity€90k-€82k▼ 9.1%€78k▼ 3.9%€66k▼ 15.6%€25k▼ 62.6%
Operating result€46k-€42k▼ 7.0%€57k▲ 35.6%€76k▲ 31.6%€76k▲ 0.8%
Net result€33k-€31k▼ 7.7%€43k▲ 38.7%€56k▲ 31.0%€58k▲ 4.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €127k
Fixed assets
€10k
Current assets
€117k
Equity and liabilities €127k
Equity
€25k▼ 62.6%
Debt
€102k▲ 13.1%
The debt ratio rises from 57.8% to 80.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€79k▲
2023 · €76k
Cash flow
€61k▲
2023 · €56k
Solvency
19.5%▼
2023 · 42.2%
Current ratio
1.15▼
2023 · 1.73
Quick ratio
1.15▼
2023 · 1.73
Debt / equity
4.14▲
2023 · 1.37
ROE
234.8%▲
2023 · 84.4%
ROA
45.7%▲
2023 · 35.6%
Interest coverage
28.40▲
2023 · 17.94
Debt
€102k▲
2023 · €91k
Debt ≤ 1 year
€102k▲
2023 · €91k
Income taxes
€15k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€157k€127k▼
Fixed assets21/28€0€10k▲
Tangible fixed assets22/27€0€10k▲
Plant, machinery and equipment23-€8k
Furniture and vehicles24€0€2k▲
Current assets29/58€157k€117k▼
Amounts receivable within one year40/41€17k€24k▲
Trade receivables40€7k€6k▼
Other amounts receivable41€10k€18k▲
Cash at bank and in hand54/58€137k€91k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€157k€127k▼
Equity10/15€66k€25k▼
Contributions10/11€19k€19k=
Reserves13€48k€6k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€48k€6k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€91k€102k▲
Amounts payable within one year42/48€91k€102k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€18k€26▼
Taxes450/3€18k€26▼
Other amounts payable47/48€71k€100k▲
Income statement
Code20232024
Turnover70€340k-
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€270k-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€384€3k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€79k€80k▲
Operating profit (loss)9901€76k€76k▲
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€73k€73k▲
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€56k€58k▲
Profit (loss) for the period to be appropriated9905€56k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€58k▲
Transfer from equity791/2€12k€41k▲
Profit to be distributed694/7€68k€100k▲
Return on contributions (dividend)694€68k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €58k ▲4.1%
Operating result €76k, net result €58k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €109k ▲61.6%
2 profitable years in a row build equity to €109k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
2016
05-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudebaan 1262970 SchildeGround area
847 m²
Building footprint
114 m²
Volume, LiDAR
616 m³
Parcel 11039D0406/00H000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NUVIO
since 19882.038.566.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0406/00H000 | Flanders | 847 m² | 1 · 114 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,120 companies in sector 46500 we hold annual accounts for 1,400. 697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-1988
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stephan@nuvio.be