Checked.be
Active
BE 0537.755.429Private limited company (pre-2019)Open bankruptcy
NURAMA
Senator A. Jeurissenlaan 1154 ·3520 Zonhoven, Belgium· 12 yrs active
Sector: Ontwerpen van computerprogramma’s
(62100)
Conclusion
A bankruptcy procedure is open for NURAMA according to publications in the Belgian State Gazette. The 2019 annual accounts show equity of €129k and a net result of €-644k.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €129k |
| Net result | €-644k |
| Staff (FTE) | 6.9 |
| Active | 12 yrs |
Snowflake analysis
11
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
25
Growth
32
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
0
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2019 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 15-10-2020 with the NBB · fiscal year 2019 · micro
€-106k
-
18-19
€-644k
-80.4%
18-19
€-484k
-511.6%
18-19
€1.95M
+47.1%
18-19
€129k
-69.0%
18-19
€244k
+219.2%
18-19
7
+13.1%
18-19
€-19k
+2.4%
18-19
€0
-
18-19
€1.82M
+100.4%
18-19
€575k
+19.4%
18-19
€1.03M
+142.7%
18-19
1.42
+22.9%
18-19
1.03
+47.4%
18-19
6.6%
-78.9%
18-19
7.94
+682.9%
18-19
-499.2%
-482.0%
18-19
-33.1%
-22.7%
18-19
Figures by fiscal year
| Fiscal year | 2019 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-106k |
| Net profit | €-644k |
| Cash flow | €-484k |
| Staff costs | - |
| Income taxes | €-19k |
| Dividends | - |
| Total assets | €1.95M |
| Equity | €129k |
| Debt | €1.82M |
| of which ≤ 1y | €575k |
| of which > 1y | €1.03M |
| Working capital | €244k |
| Employees (FTE) | 6.9 |
Ratios (computed)
| 2019 | |
|---|---|
| Current ratio | 1.42 |
| Quick ratio | 1.03 |
| Working capital ratio | 12.5% |
| Solvency | 6.6% |
| Debt / equity | 7.94 |
| Long-term debt ratio | 7.94 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -33.1% |
| ROE | -499.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2019
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2019 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.95M |
| Fixed assets | 21/28 | €1.13M |
| Intangible fixed assets | 21 | €1.11M |
| Tangible fixed assets | 22/27 | €13k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €818k |
| Stocks & contracts in progress | 3 | €225k |
| Amounts receivable within one year | 40/41 | €559k |
| Cash & bank | 54/58 | €27k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.95M |
| Equity | 10/15 | €129k |
| Contributions / capital | 10/11 | €536k |
| Accumulated profits (losses) | 14 | €-644k |
| Amounts payable | 17/49 | €1.82M |
| Amounts payable after one year | 17 | €1.03M |
| Amounts payable within one year | 42/48 | €575k |
| Trade debts payable within one year | 44 | €122k |
| Income statement | ||
| Gross operating margin | 9900 | €310k |
| Operating result | 9901 | €-266k |
| Financial income | 75 | €11 |
| Financial charges | 65 | €40k |
| Result before taxes | 9903 | €-306k |
| Income taxes | 67/77 | €-19k |
| Net result for the period | 9904 | €-287k |
| Result to be appropriated | 9905 | €-287k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | RONNY MAES PRINS BISSCHOPSINGEL 11,
3500 HASSELT |
04-03-2021 → present | Belgian State Gazette |
| Curator | KRISTOF KROL PRINS
BISSCHOPSSINGEL 11, 3500 HASSELT |
04-03-2021 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 28-08-2013 |
| Status | Active |
| Postal code | 3520 |
| First BS signal | 10-03-2021 |
| Latest BS signal | 10-03-2021 |
Establishment units
NURAMA
since 20132.221.842.408
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C1052/00E000 | Flanders | 8,890 m² | 1 · 1,088 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2021
10-03-2021
Bankruptcy
Opening
2020
15-10-2020
NBB filing
Annual accounts filed
2019
30-08-2019
NBB filing
Annual accounts filed
2018
20-12-2018
NBB filing
Annual accounts filed
2017
27-09-2017
NBB filing
Annual accounts filed
2016
31-08-2016
NBB filing
Annual accounts filed
2015
28-05-2015
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
10-03-2021
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
| Legal nameNL | NURAMA |
Registered office
Senator A. Jeurissenlaan 1154 bus 1
3520 Zonhoven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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