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Complete company report
Generated 26-07-2026
Active BE 0779.839.715Private limited company

Nummus

Zeedijk-Knokke 642 ·8300 Knokke-Heist, Belgium· 4 yrs active
Sector: Advertising & market research (73300)
Conclusion Checked

The computed 12-month bankruptcy probability of Nummus is 1.6% (moderate). The 2024 annual accounts show equity of €690k and a net result of €-20k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 32% of 2535 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €690k
Net result €-20k
Better than sector 32%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health33Profitability0Solvency44Growth78Stability94
50 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 33
Profitability 0
Solvency 44
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
33 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50kOperating result 2022: €-41k€-41kNet result 2022: €-43k€-43kOperating result 2023: €75k€75kNet result 2023: €41k€41kOperating result 2024: €7k€7kNet result 2024: €-20k€-20k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 3 fiscal years (±1.5%/year).
€600k€650k€700k€750k€800k2025: €700k (€645k - €755k)2026: €710k (€655k - €765k)2027: €720k (€665k - €776k)2022: €670k2023: €710k2024: €690k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 35.5% 56.2%
better than 32% of 2535 sector peers
Net result €-20k €19k
better than 5% of 2537 sector peers
Equity €690k €43k
better than 95% of 2535 sector peers
Gross operating margin €113k €37k
better than 84% of 2534 sector peers
Total assets €1.95M €93k
better than 95% of 2537 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€93k
-33.3% far above sector median
Net profit
€-20k
- far below sector median
Cash flow
€66k
-37.2% far above sector median
Total assets
€1.95M
+3.5% far above sector median
Equity
€690k
-2.8% far above sector median
Working capital
€-929k
-14.8% far below sector median
Staff costs
€24k
- far above sector median
Income taxes
€13k
-42.0% -61% vs sector
Debt
€1.26M
+7.3% far above sector median
Debt ≤ 1y
€1.06M
+16.9% far above sector median
Debt > 1y
€180k
-20.7% far above sector median
Current ratio
0.12
+16.1% -92% vs sector
Quick ratio
0.12
+16.1% -92% vs sector
Solvency
35.5%
-6.1% +4% vs sector
Debt / equity
1.82
+10.5% -9% vs sector
ROE
-2.9%
- far below sector median
ROA
-1.0%
- far below sector median
Interest coverage
6.79
-44.3% -32% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€93k
Net profit€-20k
Cash flow€66k
Staff costs-
Income taxes€13k
Dividends-
Total assets€1.95M
Equity€690k
Debt€1.26M
of which ≤ 1y€1.06M
of which > 1y€180k
Working capital€-929k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.12
Quick ratio0.12
Working capital ratio-47.8%
Solvency35.5%
Debt / equity1.82
Long-term debt ratio0.26
Interest coverage6.79
Gross margin-
Net margin-
ROA-1.0%
ROE-2.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.95M
Fixed assets 21/28€1.82M
Tangible fixed assets 22/27€1.82M
Financial fixed assets 28€2k
Current assets 29/58€127k
Amounts receivable within one year 40/41€82k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.95M
Equity 10/15€690k
Contributions / capital 10/11€16k
Reserves 13€694k
Accumulated profits (losses) 14€-20k
Amounts payable 17/49€1.26M
Amounts payable after one year 17€180k
Amounts payable within one year 42/48€1.06M
Trade debts payable within one year 44€157k
Income statement
Gross operating margin 9900€113k
Operating result 9901€7k
Financial income 75€1
Financial charges 65€14k
Result before taxes 9903€-7k
Income taxes 67/77€13k
Net result for the period 9904€-20k
Result to be appropriated 9905€-20k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Advertising & market research(73300)
Legal form Private limited company(610)
Incorporation07-01-2022
StatusActive
Postal code8300
Establishment units 1 location
Zeedijk-Knokke 642, 8300 Knokke-Heist
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20222.326.012.587
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31013A0767/00G000 Flanders 3,619 m² 1 · 3,148 m² 43.4 m · 7 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
05-09-2022
State Gazette act Capital & shares
Tim CARNEWAL
31-03-2022
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
Capital history · 1
05-09-2022
Capital change
All acts · 2 updated 3 years ago
2022
05-09-2022 All shares are now held by a single shareholder Capital & shares·Tim CARNEWAL
Notary: Tim CARNEWAL · BrusselFirm: BERQUIN NOTARISSEN
Technical details 
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    "name": "Tim CARNEWAL",
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    "firm_name": "BERQUIN NOTARISSEN",
    "office_city": "Brussel",
    "is_associated": true
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  "act_meta": {
    "language": "nl",
    "pub_date": "2022-09-05",
    "filing_date": "2022-08-25",
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  "decision": {
    "body": "buitengewone_algemene_vergadering",
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    "unanimous": null,
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  },
  "bedrijfsrevisor": {
    "waived": true,
    "firm_kbo": null,
    "firm_name": "BOGAERT \u0026 BOSMANS Bedrijfsrevisoren",
    "ibr_number": null,
    "mission_type": "quasi_apport",
    "individual_name": "Tanja Bosmans"
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  "subject_company": {
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    "legal_form": "besloten vennootschap",
    "is_foreign_registered": false
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  "publication_proxy": {
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  "shareholders_after": [],
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31-03-2022 Discharge granted to the board Director changes
Technical details 
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Nummus
Registered office
Zeedijk-Knokke 642 bus 13
8300 Knokke-Heist, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative