NUBIWI
ActiveThe computed 12-month bankruptcy probability of NUBIWI is 5.3% (elevated). The 2025 annual accounts show negative equity (€-2k) and a net result of €-2k. Equity is shrinking by ~42.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 6878 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+26
Growth32=
Stability100
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.22 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-252%
Return on assets
-269.4%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
31 d early
2023
1 d early
2022
17 d late
2021
306 d late
2020
660 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k
2024 · €131
2020: €5k
2021: €4k
2022: €2k
2023: €3k
2024: €131
2020 → 2025
Total assets
€752▼ 42.2%
2024 · €1k
2020: €5k
2021: €4k
2022: €2k
2023: €4k
2024: €1k
2020 → 2025
Net result
€-2k▲ 29.9%
2024 · €-3k
2020: €3k
2021: €-977
2022: €-1k
2023: €661
2024: €-3k
2020 → 2025
Working capital
€-2k▼ 149%
2024 · €-910
2022: €-11
2023: €1k
2024: €-910
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€2k▼ 33.4%€3k▲ 28.0%€131▼ 95.7%€-2k
Operating result€-850-€-1k▼ 21.2%€1k€-3k€-2k▲ 39.1%
Net result€-977-€-1k▼ 21.1%€661€-3k€-2k▲ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €752
Fixed assets
€375▼ 63.9%
Current assets
€376▲ 44.6%
Key figures and ratios
EBITDA
€-1k▲
2024 · €-2k
Cash flow
€-1k▲
2024 · €-2k
Solvency
-252.0%▼
2024 · 10.0%
Current ratio
0.14▼
2024 · 0.22
Quick ratio
0.14▼
2024 · 0.22
Debt / equity
-1.40▼
2024 · 8.95
ROE
106.9%▲
2024 · -2211.3%
ROA
-269.4%▼
2024 · -222.2%
Interest coverage
-7.87▲
2024 · -16.58
Debt
€3k▲
2024 · €1k
Debt ≤ 1 year
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1k€752▼
Fixed assets21/28€1k€375▼
Intangible fixed assets21€1k€375▼
Current assets29/58€260€376▲
Amounts receivable within one year40/41€260€22▼
Trade receivables40€0-
Other amounts receivable41€260€22▼
Cash at bank and in hand54/58€0€354▲
Equity and liabilities
Total equity and liabilities10/49€1k€752▼
Equity10/15€131€-2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-2k€-4k▼
Amounts payable17/49€1k€3k▲
Amounts payable within one year42/48€1k€3k▲
Financial debts43€125€0▼
Credit institutions430/8€125€0▼
Trade debts44€54€129▲
Suppliers440/4€54€129▲
Other amounts payable47/48€991€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€665€665=
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-3k€-2k▲
Financial income75/76B€328€0▼
Recurring financial income75€328€0▼
Financial charges65/66B€145€153▲
Recurring financial charges65€145€153▲
Profit (loss) for the period before taxes9903€-3k€-2k▲
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-4k▼
Profit (loss) brought forward from the previous period14P€1k€-2k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼537%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €661
Net result €661 after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 306 days late
22-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 660 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burgemeester Jean Herinckxlaan 61180 UkkelGround area
1.9 ha
Building footprint
742 m²
Volume, LiDAR
18,682 m³
Parcel 21618B0430/00L000, Brussels · tallest building 30.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Burgemeester Jean Herinckxlaan 6, 1180 Ukkel
since 20202.299.479.228
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0430/00L000 | Brussels | 1.9 ha | 1 · 742 m² | 30.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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De Technocraten
BE 0773.519.867
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PROMOBELGIQUE
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Of 9,804 companies in sector 73110 we hold annual accounts for 3,685. 70 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2020
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
47559Retail sale of other household articles
47599Retail trade
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.