Equity
€187,044 ▲ 5.3%
NUBEMA has made a profit without a break since 2015.
NUBEMA
Lifetime
15 annual accounts with figures on one time axisTurnoverpeak €20,000 (2022)
€12,247▲ 3.2%
Resultlowest -€3,477 (2014)
€9,438▼ 9.4%
Equitypeak €187,044 (2025)
€187,044▲ 5.3%
Debts
€1,447▲ 19.5%
Board3 names since 2017
2 directorsNuhma cvba and 1 other
Owners2 names in the annual accounts
100%NUTSBEDRIJVEN HOUDSTERMAATSCHAPPIJ
Documentsfilings and deeds
27-05-202665 days before the deadline
2025financial year
Debts from €1,210 to €1,447
Key points
from the 2025 annual accountsPayment terms
229 days to suppliers
NUBEMA pays its suppliers 124 days later than in 2024. Customers pay 8 days earlier.
At the same address
34 companies
Checked score
94
Excellent
Financially stronger than 56% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,544 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025highest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €12,247, total assets €188,491
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €187,044 (99.2% of total assets)
Liquidity: current ratio 171.34, cash €24,991
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 59% on liquidity, 24% on profitability and 54% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as NUBEMA has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of NUBEMA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for NUBEMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Short-term debt is 0.6% and cash 13.3% of total assets. 0.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 days early
2024
59 days early
2023
64 days early
2022
82 days early
2021
82 days early
2020
71 days early
2019
58 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 69 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
NC
Nuhma cvba
Director, Ludo Kelchtermans, since 05-05-2023
NN
Nuhmeris NV
Director, Peter Jans, since 05-05-2023
PV
PKF-VMB Bedrijfsrevisoren burgerlijke vennootschap o.v.v.e. cvba
Auditor, Ingrid Vosch
- NUTSBEDRIJVEN HOUDSTERMAATSCHAPPIJ 100%equity €662.8m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0834086964
A shareholder holds all the shares
Gazette deed
Purpose change · Amendment of the articles
“Verlenen van adviezen verlenen van financiële,technische,economische,sociale,administratieve,commerciële,fisca…” (deed in Dutch) · General meeting of 27-07-2023 · Gazette deed
Registered office moved within Hasselt
New registered office: Herkenrodesingel 14 te 3500 Hasselt · Previous registered office: Trichterheideweg 8 te 3500 Hasselt · Reappointments: Nuhmeris NV (director) and Nuhma cvba (director) · General meeting of 05-05-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| NUBEMA Hasselt | €12,247 | 78.9% | 99.2% | - |
| YMASICA Braine-l'Alleud | €9,400 | - | 42.9% | - |
| SPKL Namur | €6,791 | - | 26.3% | - |
| TOMBELAINE Kapellen | €20,000 | -0.3% | 98.5% | - |
| DEDICAT-IT Beveren-Kruibeke-Zwijndrecht | €11,050 | - | 94.1% | - |
| Insularia Chastre | €13,399 | 78.5% | 81.8% | - |
| FEBJ Charleroi | €17,960 | 95.9% | 73.7% | - |
Grey: the largest companies of the sector (head offices and management consultancy (NACE 70)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as NUBEMA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €117,000 and €280,000, founded between 2007 and 2014.
Official details
Source: KBO- Status
- Active since 22-02-2011Normal situation
- Registered office
- 35 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.198.333.3683500 Hasselt, since 25-02-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- Total assets
- €188,491▲ 5.4%
- Filing
- Filed on 27-05-2026, 65 days before the end of the filing period
Insights on NUBEMA
NUBEMA has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187,044 and a net result of €9,438.
Equity has been growing by about 3.6% per year since 2018. Its solvency ranks better than 95% of 3,867 sector peers (NACE 70, financial year 2025).
The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NUBEMA
- What is the company number of NUBEMA?
- The company number of NUBEMA is 0834.086.964. The VAT number is the same number with BE in front: BE 0834.086.964.
- Where is NUBEMA based?
- The registered office is at Herkenrodesingel 14, 3500 Hasselt.Company details
- What does NUBEMA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of NUBEMA?
- NUBEMA is a public limited company (NV).
- When was NUBEMA founded?
- NUBEMA was founded on 22-02-2011.
- Is NUBEMA still active?
- Yes, NUBEMA is an active enterprise in the KBO register.
- What is the turnover of NUBEMA?
- The turnover of NUBEMA was €12,247 in financial year 2025, according to the filed annual accounts.Financials
- Is NUBEMA profitable?
- In financial year 2025, NUBEMA made a profit of €9,438.
- Where can I find the annual accounts of NUBEMA?
- NUBEMA filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NUBEMA due?
- NUBEMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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