NUBEMA
ActiveNUBEMA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €9k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 3175 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-2
Solvency100=
Growth66=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
short-term debt: 0.6% and cash: 13.3% of total assets, and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
59 d early
2023
64 d early
2022
82 d early
2021
82 d early
2020
71 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€12k▲ 3.2%
2024 · €12k
2018: €10k
2019: €10k
2020: €10k
2021: €10k
2022: €20k
2023: €10k
2024: €12k
2018 → 2025
EBIT margin
78.9%▲ 2.7pp
2024 · 76.2%
2018: 53.4%
2019: 61.3%
2020: 22.8%
2021: 7.1%
2022: 74.6%
2023: 26.0%
2024: 76.2%
2018 → 2025
Net result
€9k▼ 9.4%
2024 · €10k
2018: €4k
2019: €1k
2020: €47
2021: €5k
2022: €11k
2023: €4k
2024: €10k
2018 → 2025
Working capital
€186k▲ 5.1%
2024 · €177k
2018: €131k
2019: €125k
2020: €127k
2021: €152k
2022: €163k
2023: €168k
2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€10k-€20k▲ 100%€10k▼ 50.0%€12k▲ 18.7%€12k▲ 3.2%
Equity€152k-€163k▲ 7.4%€167k▲ 2.7%€178k▲ 6.2%€187k▲ 5.3%
Operating result€713-€15k▲ 1,993%€3k▼ 82.6%€9k▲ 247%€10k▲ 6.9%
Net result€5k-€11k▲ 147%€4k▼ 60.4%€10k▲ 134%€9k▼ 9.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€1k=
Current assets
€187k▲ 5.4%
Equity and liabilities €188k
Equity
€187k▲ 5.3%
Debt
€1k▲ 19.5%
The debt ratio rises from 0.7% to 0.8%. Equity and debt are higher.
Key figures and ratios
Solvency
99.2%▼
2024 · 99.3%
Debt / equity
0.01▲
2024 · 0.01
ROE
5.0%▼
2024 · 5.9%
ROA
5.0%▼
2024 · 5.8%
Debt
€1k▲
2024 · €1k
Debt ≤ 1 year
€1k▲
2024 · €532
Income taxes
€3k▼
2024 · €3k
A ratio outside any meaningful range has been withheld (balance sheet total €188k, equity €187k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€188k▲
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Affiliated companies280/1€1k€1k=
Participating interests280€1k€1k=
Current assets29/58€178k€187k▲
Amounts receivable within one year40/41€1k€860▼
Other amounts receivable41€1k€860▼
Current investments50/53€150k€160k▲
Other investments51/53€150k€160k▲
Cash at bank and in hand54/58€24k€25k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€179k€188k▲
Equity10/15€178k€187k▲
Contributions10/11€125k€125k=
Capital10€125k€125k=
Issued capital100€500k€500k=
Uncalled capital101€375k€375k=
Reserves13€53k€62k▲
Non-distributable reserves130/1€10k€10k▲
Legal reserve130€10k€10k▲
Distributable reserves133€43k€52k▲
Amounts payable17/49€1k€1k▲
Amounts payable within one year42/48€532€1k▲
Trade debts44€532€1k▲
Suppliers440/4€532€1k▲
Accrued charges and deferred income492/3€679€353▼
Income statement
Code20242025
Operating income70/76A€12k€12k▲
Turnover70€12k€12k▲
Operating charges60/66A€3k€3k▼
Services and other goods61€2k€2k▼
Other operating charges640/8€973€834▼
Operating profit (loss)9901€9k€10k▲
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Income from current assets751€5k€3k▼
Financial charges65/66B€425€425=
Recurring financial charges65€425€425=
Other financial charges652/9€425€425=
Profit (loss) for the period before taxes9903€14k€13k▼
Income taxes67/77€3k€3k▼
Taxes670/3€3k€3k▼
Profit (loss) for the period9904€10k€9k▼
Profit (loss) for the period to be appropriated9905€10k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€9k▼
Transfer to equity691/2€10k€9k▼
To the legal reserve6920€521€472▼
To other reserves6921€10k€9k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
17-02
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 256.63
Current ratio from 64.38 to 256.63; short-term debt falls from €3k to €656.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €11k ▲147%
Operating result €15k, net result €11k, both a record.
31-12
Financial
Liquidity times 59current ratio 64.38
Current ratio from 1.08 to 64.38; short-term debt falls from €1.85M to €3k.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €152k ▲3.1%
4 profitable years in a row build equity to €152k.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €47 ▼96.3%
Net result drops to €47, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity triplescurrent ratio 153.35
Current ratio from 48.85 to 153.35; short-term debt falls from €3k to €818.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
08-08
State Gazette act
General meeting · Registered-office move
Statutes amendment · Capital increase · An Thielen
2014
22-04
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
13-01
State Gazette act
General meeting · Capital increase
Capital · Director reappointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herkenrodesingel 143500 HasseltGround area
3,046 m²
Building footprint
1,282 m²
Volume, LiDAR
992 m³
Parcel 71327G0703/00A000, Flanders · tallest building 10.5 m. Linked by address, not a title deed.
1 establishment unit
Nubema
since 20112.198.333.368
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0703/00A000 | Flanders | 3,046 m² | 1 · 1,282 m² | 10.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
10 connected companiesNetwork connections
Shared director
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Shared director
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Shared director
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Shared director
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Show 6 more network connections
Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Ownership & control
4 partiesNUBEMABE 0834.086.964
controls
Where this company holds controlthis company sits on their board4
2 locations
1 location
1 location
1 location
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-02-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.