FEBJ
ActiveFEBJ has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €13k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-10
Solvency67▲+1
Growth67▼-4
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.05 in 2024), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
5.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
29 d late
2023
5 d late
2022
5 d early
2021
5 d early
2020
17 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€18k▼ 6.5%
2024 · €19k
2021: €15k
2022: €15k
2023: €20k
2024: €19k
2021 → 2025
EBIT margin
95.9%▼ 1.1pp
2024 · 96.9%
2021: 96.4%
2022: 84.9%
2023: 89.2%
2024: 96.9%
2021 → 2025
Net result
€13k▼ 5.2%
2024 · €13k
2021: €11k
2022: €9k
2023: €13k
2024: €13k
2021 → 2025
Working capital
€-7k▲ 89.7%
2024 · €-65k
2021: €-101k
2022: €-92k
2023: €-79k
2024: €-65k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€15k-€15k▼ 4.2%€20k▲ 36.5%€19k▼ 4.5%€18k▼ 6.5%
Equity€78k-€88k▲ 11.9%€101k▲ 14.9%€114k▲ 13.1%€167k▲ 46.8%
Operating result€15k-€12k▼ 15.6%€18k▲ 43.5%€19k▲ 3.8%€17k▼ 7.5%
Net result€11k-€9k▼ 11.8%€13k▲ 40.3%€13k▲ 1.1%€13k▼ 5.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€220k▲ 22.7%
Current assets
€7k▲ 92.7%
Equity and liabilities €227k
Equity
€167k▲ 46.8%
Debt
€60k▼ 13.4%
The debt ratio falls from 37.7% to 26.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
73.7%▲
2024 · 62.3%
Current ratio
0.51▲
2024 · 0.05
Quick ratio
0.51▲
2024 · 0.05
Debt / equity
0.36▼
2024 · 0.61
ROE
7.5%▼
2024 · 11.6%
ROA
5.5%▼
2024 · 7.2%
Debt
€60k▼
2024 · €69k
Debt ≤ 1 year
€14k▼
2024 · €69k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€183k€227k▲
Fixed assets
21/28€179k€220k▲
Financial fixed assets
28€179k€220k▲
Current assets
29/58€4k€7k▲
Cash & bank
54/58€4k€7k▲
Total equity & liabilities
10/49€183k€227k▲
Equity
10/15€114k€167k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€92k€107k▲
Accumulated profits (losses)
14€3k€871▼
Amounts payable
17/49€69k€60k▼
Amounts payable within one year
42/48€69k€14k▼
Trade debts payable within one year
44-€400
Income statement
Code20242025
Turnover
70€19k€18k▼
Gross operating margin
9900€19k€18k▼
Operating result
9901€19k€17k▼
Financial charges
65€153€153=
Result before taxes
9903€18k€17k▼
Income taxes
67/77€5k€5k▼
Net result for the period
9904€13k€13k▼
Result to be appropriated
9905€13k€13k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
31-12
Financial
Equity above €150kEq €167k ▲46.8%
5 profitable years in a row build equity to €167k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2021net €13k ▲1.1%
Operating result €19k, net result €13k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Equity above €100kEq €101k ▲14.9%
3 profitable years in a row build equity to €101k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €9k ▼11.8%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Christine Godschalk
BE 0663.827.715
Kasterlee · Eq €167k
BRW conseil
BE 0831.715.909
Rochefort · Eq €167k
Dressed with style
BE 0893.401.276
Nijlen · Eq €167k
BIMEX SOLUTIONS
BE 0782.342.810
Héron · Eq €167k
HAPEC
BE 0818.746.217
Sint-Niklaas · Eq €167k
Of 82,118 companies in sector 70200 we hold annual accounts for 51,404. 40,098 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 04-09-2026. Scores and ratios are computed by Checked and are not a credit decision.