Nuances VerTaalservice
ActiveNuances VerTaalservice has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 3450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency75▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.7 in 2024; short-term debt: 50.3% and cash: 7% of total assets), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
-9.1%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
16 d late
2022
37 d early
2021
3 d early
2020
2 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 15.5%
2024 · €16k
2018: €-6k
2019: €18k
2020: €34k
2021: €42k
2022: €42k
2023: €25k
2024: €16k
2018 → 2025
Total assets
€26k▼ 26.8%
2024 · €36k
2018: €15k
2019: €29k
2020: €44k
2021: €46k
2022: €44k
2023: €35k
2024: €36k
2018 → 2025
Net result
€-2k▲ 74.0%
2024 · €-9k
2018: €23k
2019: €29k
2020: €15k
2021: €8k
2022: €-347
2023: €-17k
2024: €-9k
2018 → 2025
Working capital
€12k▼ 13.6%
2024 · €14k
2018: €-6k
2019: €18k
2020: €32k
2021: €41k
2022: €42k
2023: €26k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€42k▼ 0.8%€25k▼ 40.4%€16k▼ 37.4%€13k▼ 15.5%
Operating result€11k-€724▼ 93.5%€-16k€-8k▲ 52.3%€-784▲ 90.0%
Net result€8k-€-347€-17k▼ 4,739%€-9k▲ 44.8%€-2k▲ 74.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €784 in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€620▼ 41.5%
Current assets
€26k▼ 26.4%
Equity and liabilities €26k
Equity
€13k▼ 15.5%
Debt
€13k▼ 35.3%
The debt ratio falls from 56.9% to 50.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-345▲
2024 · €-7k
Cash flow
€-2k▲
2024 · €-9k
Solvency
49.7%▲
2024 · 43.1%
Current ratio
1.94▲
2024 · 1.70
Quick ratio
1.94▲
2024 · 1.70
Debt / equity
1.01▼
2024 · 1.32
ROE
-18.4%▲
2024 · -59.7%
ROA
-9.1%▲
2024 · -25.7%
Interest coverage
-0.21▲
2024 · -4.99
Debt
€13k▼
2024 · €21k
Debt ≤ 1 year
€13k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€26k▼
Fixed assets21/28€1k€620▼
Tangible fixed assets22/27€1k€620▼
Furniture and vehicles24€1k€620▼
Current assets29/58€35k€26k▼
Amounts receivable within one year40/41€33k€24k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€21k€22k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€120€177▲
Equity and liabilities
Total equity and liabilities10/49€36k€26k▼
Equity10/15€16k€13k▼
Contributions10/11€19k€19k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-29k€-31k▼
Amounts payable17/49€21k€13k▼
Amounts payable within one year42/48€21k€13k▼
Financial debts43€8k€8k▼
Credit institutions430/8€8k€8k▼
Trade debts44€6k€914▼
Suppliers440/4€6k€914▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€584€439▼
Other operating charges640/8€433€439▲
Gross operating margin9900€-7k€94▲
Operating profit (loss)9901€-8k€-784▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-9k€-2k▲
Profit (loss) for the period9904€-9k€-2k▲
Profit (loss) for the period to be appropriated9905€-9k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-31k▼
Profit (loss) brought forward from the previous period14P€-20k€-29k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
30-09
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 6current ratio 80.78
Current ratio from 13.64 to 80.78; short-term debt falls from €3k to €530.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 13.64
Current ratio from 4.22 to 13.64; short-term debt falls from €10k to €3k.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
30-09
Financial
Highest result since 2018net €29k ▲25.7%
Operating result €35k, net result €29k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 2.59
Current ratio from 0.68 to 2.59; short-term debt falls from €20k to €11k.
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
09-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliëndak 213220 HolsbeekGround area
1,107 m²
Building footprint
126 m²
Parcel 24043F0004/00K019, Flanders. Linked by address, not a title deed.
1 establishment unit
Nuances VerTaalservice
since 20032.133.747.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043F0004/00K019 | Flanders | 1,107 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARRIDO & DAVIES
BE 0462.085.432
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ROOVIA
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DACATRAD
BE 0645.874.104
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Bellingua
BE 0629.889.789
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OFFERMANN LANGUAGES
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Of 4,529 companies in sector 74301 we hold annual accounts for 719. 498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2003
Fiscal year end30-09
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
73110Advertising agencies
74401
74851
74853
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.