NSV & Co
ActiveSummary
The computed 12-month bankruptcy probability of NSV & Co is 4.3% (elevated). The 2025 annual accounts show negative equity (-€2,661) and a net result of €256. Its solvency ranks better than 19% of 18626 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 53 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 516 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a profit under 5% of the balance sheet
A further 1.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 516 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €21,644 | €52,344 | ▲ 142% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,227 | €1,253 | ▼ 43.8% |
| Other operating charges640/8 | €3,184 | €799 | ▼ 74.9% |
| Non-recurring operating charges66A | - | €325 | - |
| Gross operating margin9900 | €20,505 | €57,086 | ▲ 178% |
| Operating profit (loss)9901 | -€6,550 | €2,365 | ▲ 136% |
| Financial income75/76B | €402 | €93 | ▼ 76.9% |
| Recurring financial income75 | €402 | €93 | ▼ 76.9% |
| Financial charges65/66B | €1,769 | €2,202 | ▲ 24.5% |
| Recurring financial charges65 | €1,769 | €2,202 | ▲ 24.5% |
| Profit (loss) for the period before taxes9903 | -€7,917 | €256 | ▲ 103% |
| Profit (loss) for the period9904 | -€7,917 | €256 | ▲ 103% |
| Profit (loss) for the period to be appropriated9905 | -€7,917 | €256 | ▲ 103% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €35,996 | €33,497 | ▼ 6.9% |
| Fixed assets21/28 | €7,157 | €11,605 | ▲ 62.1% |
| Tangible fixed assets22/27 | €6,898 | €5,646 | ▼ 18.2% |
| Plant, machinery and equipment23 | €6,323 | €5,620 | ▼ 11.1% |
| Furniture and vehicles24 | €576 | €26 | ▼ 95.6% |
| Financial fixed assets28 | €259 | €5,959 | ▲ 2,198% |
| Current assets29/58 | €28,839 | €21,892 | ▼ 24.1% |
| Stocks and contracts in progress3 | €9,065 | €10,312 | ▲ 13.8% |
| Stocks30/36 | €9,065 | €10,312 | ▲ 13.8% |
| Amounts receivable within one year40/41 | €9,106 | €1,268 | ▼ 86.1% |
| Trade receivables40 | €9,106 | €869 | ▼ 90.5% |
| Other amounts receivable41 | €0 | €399 | ▲ 1,328,967% |
| Cash at bank and in hand54/58 | €9,800 | €9,306 | ▼ 5.0% |
| Deferred charges and accrued income490/1 | €868 | €1,005 | ▲ 15.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €35,996 | €33,497 | ▼ 6.9% |
| Equity10/15 | -€2,917 | -€2,661 | ▲ 8.8% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€7,917 | -€7,661 | ▲ 3.2% |
| Amounts payable17/49 | €38,913 | €36,158 | ▼ 7.1% |
| Amounts payable within one year42/48 | €38,913 | €36,158 | ▼ 7.1% |
| Trade debts44 | €5,062 | €5,637 | ▲ 11.4% |
| Suppliers440/4 | €5,062 | €5,637 | ▲ 11.4% |
| Taxes, remuneration and social security45 | €3,369 | €10,473 | ▲ 211% |
| Taxes450/3 | €352 | €2,779 | ▲ 689% |
| Remuneration and social security454/9 | €3,017 | €7,693 | ▲ 155% |
| Other amounts payable47/48 | €30,482 | €20,048 | ▼ 34.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€7,917 | €256 | ▲ 103% |
| + Depreciation and write-downs630 | €2,227 | €1,253 | ▼ 43.8% |
| Operating cash flow (approximation) | -€5,689 | €1,509 | ▲ 127% |
| Investment in fixed assets (approximation) | - | -€5,700 | - |
| Change in cash | - | -€494 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0224/00T000 | Brussels | 1,261 m² | 1 · 728 m² | 17.4 m · 5 fl. |
| 21017D0127/00T002 | Brussels | 241 m² | 1 · 125 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector and region
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.