AL SHEMALI
ActiveSummary
The computed 12-month bankruptcy probability of AL SHEMALI is 4.4% (elevated). The 2024 annual accounts show equity of €13k and a net result of €3k. Its solvency ranks better than 46% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+6
Solvency52▲+7
Growth78
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.33 against 1.18 in 2023; short-term debt: 72.7% and cash: 3.4% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.3%
Return on assets
6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
134 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€13k▲ 28.5%
2023 · €10k
2023: €10k
2023 → 2024
Total assets
€49k▼ 3.6%
2023 · €50k
2023: €50k
2023 → 2024
Net result
€3k▲ 826%
2023 · €317
2023: €317
2023 → 2024
Working capital
€11k▲ 58.5%
2023 · €7k
2023: €7k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€10k-€13k▲ 28.5%
Operating result€863-€4k▲ 394%
Net result€317-€3k▲ 826%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 394% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets
€2k ▼ 42.2%
Current assets
€47k ▼ 1.0%
Equity and liabilities €49k
Equity
€13k ▲ 28.5%
Debt
€35k ▼ 11.8%
Debt's share of the balance-sheet total falls from 79.5% to 72.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▲
2023 · €2k
Cash flow
€4k▲
2023 · €1k
Current ratio
1.33▲
2023 · 1.18
Quick ratio
0.25▼
2023 · 0.60
Debt to equity
2.66▼
2023 · 3.88
ROE
22.2%▲
2023 · 3.1%
ROA
6.0%▲
2023 · 0.6%
Interest coverage
113.35▲
2023 · 13.69
Debt ≤ 1 year
€35k▼
2023 · €40k
Income taxes
€1k▲
2023 · €423
Staff costs
€39k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€50k€49k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€47k€47k▼
Stocks and contracts in progress3€23k€38k▲
Stocks30/36€23k€38k▲
Amounts receivable within one year40/41€17k€7k▼
Trade receivables40€7k-
Other amounts receivable41€10k€7k▼
Cash at bank and in hand54/58€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€50k€49k▼
Equity10/15€10k€13k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€317€3k▲
Amounts payable17/49€40k€35k▼
Amounts payable within one year42/48€40k€35k▼
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€16k€22k▲
Taxes450/3€3k€11k▲
Remuneration and social security454/9€13k€11k▼
Other amounts payable47/48€11k€7k▼
Income statement
Code20232024
Remuneration, social security and pensions62€5k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€823€1k▲
Other operating charges640/8€661€1k▲
Gross operating margin9900€7k€46k▲
Operating profit (loss)9901€863€4k▲
Financial income75/76B-€209
Recurring financial income75-€209
Financial charges65/66B€123€49▼
Recurring financial charges65€123€49▼
Profit (loss) for the period before taxes9903€740€4k▲
Income taxes67/77€423€1k▲
Profit (loss) for the period9904€317€3k▲
Profit (loss) for the period to be appropriated9905€317€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€317€3k▲
Profit (loss) brought forward from the previous period14P-€317
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 134 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karperstraat 41080 Sint-Jans-MolenbeekGround area
120 m²
Building footprint
105 m²
Volume, LiDAR
1,108 m³
Parcel 21522B0739/00B007, Brussels · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AL SHEMALI
since 20232.343.274.827
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0739/00B007 | Brussels | 120 m² | 1 · 105 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.343.274.827
Similar companies · same sector, comparable size
TAKE CARE
BE 0811.842.290
Courcelles · Eq €13,280
MED-OLIVES
BE 0732.780.263
Brussel · Eq €13,185
TOZOS
BE 1020.089.018
Antwerpen · Eq €13,339
ZADEL
BE 0735.831.904
Sint-Jans-Molenbeek · Eq €13,343
K.L.M. FAMILY
BE 0508.978.103
Fernelmont · Eq €13,349
Of 2,476 companies in sector 47279 we hold annual accounts for 950. 630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:shabanalshamali1@gmail.com
Phone:0485150128