Turnover
≈ €160,000 estimated
The micro format states no turnover.
NSS CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €60,556 (2025)
€60,556
peak €37,551 (2025)
€37,551
peak €39,551 (2025)
€39,551
€70,151
Board1 name since 2024
1 directorNinel SANDU
Documentsfilings and deeds
26-08-202626 days late
2025micro format
First year with figures
Key points
from the 2025 annual accounts2025 accounts filed 26 days after the deadline
Checked score
65
Healthy
Financially stronger than 59% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.7%lowest value
06-2025: 0.7%● unchanged vs 05-2025lowest value
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025
10-2025: 0.9%▲ +0.1 percentage points vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 1.0%▲ +0.1 percentage points vs 11-2025
01-2026: 0.9%▼ -0.1 percentage points vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 1.0%▲ +0.1 percentage points vs 02-2026
04-2026: 1.1%▲ +0.1 percentage points vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.1%● unchanged vs 07-2026
09-2026: 1.3%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 1.3%● unchanged vs 09-2026highest value
11-2026: 1.3%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 1.41, cash €6
Size: total assets €109,702
lowers risk
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 54% of them on solvency, 30% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as NSS CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NSS CONSTRUCT itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for NSS CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41, below the usual 1.5. Short-term debt is 31% and cash 0% of total assets. 63.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
26 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008685479
Incorporation
Founding capital of €2,000, 100 shares · Founder: Ninel SANDU · Appointment: Ninel SANDU (director) · published on 25-04-2024 · Gazette deed
First establishment
Rue du Paradis 69, Ath
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NSS CONSTRUCT Overijse | €109,702 | €60,556 | 36.1% | - |
| VERTEX Oostkamp | €94,869 | €50,878 | 61.8% | - |
| CMS-VB Zandhoven | €126,059 | €87,356 | 50.1% | - |
| CREMERS RAYMOND Halle | €70,759 | €24,003 | 23.9% | - |
| FLEX-INVEST Affligem | €211,762 | €72,394 | 92.2% | - |
| Johpa Projects Genk | €93,294 | €32,792 | 23.7% | - |
| AVRON Merelbeke-Melle | €76,180 | €51,262 | 54.9% | - |
These companies have the same main activity as NSS CONSTRUCT: development of non-residential building projects (NACE 68122). They are comparable in size and age: total assets between €70,800 and €212,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 23-04-2024Normal situation
- Registered office
- 314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Development of non-residential building projectsNACE 68122and 5 others
- Establishment unit
- 2.358.658.1367800 Ath, since 23-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Insights on NSS CONSTRUCT
NSS CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,551 and a net result of €37,551.
Its solvency ranks better than 56% of 17,194 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 26-08-2026, 26 days late€60,556
€48,817
€37,551
€14,028
36.1%
1.41
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €82,000 and €370,000.
Balance sheet
balance sheet total €109,702 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
36.1%
Higher than 56% of 17,194 companies in 2025.
1.41
Higher than 57% of 16,491 companies in 2025.
34.2%
Higher than 92% of 16,870 companies in 2025.
NSS CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: top quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
109,702 | |
21/28 |
61,655 | |
22/27 |
33,616 | |
24 |
33,616 | |
28 |
28,039 | |
29/58 |
48,048 | |
40/41 |
47,247 | |
40 |
42,750 | |
41 |
4,497 | |
54/58 |
6 | |
490/1 |
795 | |
| Balance sheet: equity and liabilities | ||
10/49 |
109,702 | |
10/15 |
39,551 | |
10/11 |
2,000 | |
14 |
37,551 | |
17/49 |
70,151 | |
17 |
3,351 | |
170/4 |
3,351 | |
42/48 |
34,020 | |
42 |
15,182 | |
44 |
7,730 | |
440/4 |
7,730 | |
45 |
10,252 | |
450/3 |
10,252 | |
47/48 |
856 | |
492/3 |
32,780 | |
| Income statement | ||
9900 |
60,556 | |
630 |
10,520 | |
640/8 |
1,219 | |
9901 |
48,817 | |
75/76B |
14 | |
75 |
14 | |
65/66B |
1,027 | |
65 |
1,027 | |
9903 |
47,804 | |
67/77 |
10,252 | |
9904 |
37,551 | |
9905 |
37,551 | |
| Appropriation of the result | ||
9906 |
37,551 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 26 days after the deadline. Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00425606.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 26-08-2026 | 2026-00425606 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 59,337 | ||
| 48,071 | ||
| 72,175 | ||
| 14,028 | ||
| 36.1% | ||
| 1.41 | ||
| 1.77 | ||
| 94.9% | ||
| 34.2% | ||
| 57.76 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €44,136 |
| Financial fixed assets | €28,039 |
| €10,520 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on NSS CONSTRUCT
Debt's share of the balance-sheet total is 63.9%.
Board & ownership
Board
1 director, since incorporationDirector
since 23-04-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 26-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “De eerstvolgende algemene vergadering moet het mandaat van de gecoöpteerde bestuurder bevestigen. Bij bevestiging volbrengt de gecoöpteerde…”deed of 25-04-2024
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €396 in 2025
- Source
- deed of 25-04-2024
Articles of association
deed of 25-04-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 directorAt least 1 director“Algemene kosten, algemene vergadering beslist kosteloos of niet”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 12:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 25-04-2024 ↗
- Ninel SANDU 100 shares (100%) · €2,000
Network & group
No group
NSS CONSTRUCT has no parent and no holdings in its annual accounts. Ninel SANDU is the only director. NSS CONSTRUCT shares no director with another company.
At the same address
Brusselsesteenweg 292, 3090 Overijse · 313 other companies| NORIM
registered office since 04-07-2022 · founded in 2022 |
turnover €1.1m (2025) 0788.183.101 |
| ISTMAN CONSTRUCTION
registered office since 25-04-2023 · founded in 2023 · accounts filed late |
turnover €856,807 (2024) 0801.141.014 |
| DECO-PRO
registered office since 01-06-2025 · founded in 2014 · accounts filed late |
turnover €635,920 (2024) 0567.823.350 |
| MANDO
registered office since 29-07-2022 · founded in 2022 |
total assets €634,884 (2025) 0789.239.510 |
| HVAC Performance
registered office since 25-10-2022 · founded in 2022 |
total assets €623,019 (2025) 0792.862.063 |
| CORDEIRO CONSTRUCT
registered office since 02-06-2020 · founded in 2020 |
total assets €620,151 (2024) 0747.794.279 |
| Beprosoft Venture
establishment since 01-06-2022 · founded in 2017 · accounts filed late |
total assets €608,433 (2024) 0675.566.990 |
| MAT HOME CONSTRUCT
registered office since 09-11-2022 · founded in 2022 |
total assets €558,765 (2025) 0793.454.951 |
| SANDEF
registered office since 23-08-2022 · founded in 2022 |
turnover €362,314 (2025) 0789.882.975 |
| MODOCAR
registered office since 14-12-2024 · founded in 2024 |
total assets €465,537 (2025) 1017.397.267 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 26 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1008685479
2024
IncorporationFounding capital of €2,000, 100 shares · Founder: Ninel SANDU · Appointment: Ninel SANDU (director) · published on 25-04-20245 points ▸
- Founder, Ninel SANDU
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, Brusselsesteenweg 292
- Director appointment, Ninel SANDU
- The deed holds 4 more points.
First establishment Rue du Paradis 69, Ath
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1008.685.479
- VAT number
- BE 1008.685.479
- Peppol ID
- 0208:1008685479
- Other Peppol ID
- 9925:BE1008685479
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 23-04-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 12:00deed of 25-04-2024 (in Dutch)
- Peppol
- Reachable since 08-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- NSS CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 25-04-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 25-04-2024 (in Dutch)
Activities
NACEBEL 202568122
Development of non-residential building projects main activity
43120
Site preparation
43221
Plumbing work
Codes under NACEBEL 2008
41102
Construction of residential and non-residential buildings main activity
41201
General construction of buildings
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
43120
Site preparation
43221
Plumbing
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouwonderneming,het bouwrijp maken van terreinen,burgerlijke en utiliteitsgebouw,individuele huizen,residentiële en…”deed of 25-04-2024 (in Dutch)
57 activities
- Algemene bouwonderneming,het bouwrijp maken van terreinen,burgerlijke en utiliteitsgebouw,individuele huizen,residentiële en kantoorgebouwen,gebouwen van industriële,commerciële aard
- Onderneming voor grond- en waterbouwkundige werken.
- Het leggen in gebouwen en andere bouwwerken van parket en andere houten vloerbekleding,tapijt en vloerbedekking van linoleum,rubber of kunststof.
- Aannemer van metsel- en betonwerken,waterdicht maken van bouwwerken.
- Aannemer van slopingswerken.
- Installeren van individuele verwarmingsinstallaties.
- Het uitoefenen van het beroep van sanitair installateur,loodgieter,installateur van centrale verwarming en het plaatsen van elektrotechnische installaties,airco-installaties,enzovoort.
- Het kopen en verkopen,huren en verhuren van allerhande machines en infrastructuur noodzakelijk voor de bouwnijverheid,met bedieningspersoneel of zonder.
- Het leggen van opritten in klinkers,kasseien en andere gelijkaardige materialen.
- Aannemer van schrijnwerk in hout,kunststof en metaal.
- Montage van buiten- en binnen schrijnwerk in hout,kunststof en metaal.
- Dakbedekking en bouw van daken en dakconstructies,het plaatsen van dakbedekking van ongeacht welk materiaal,het plaatsen van dakgoten en regenafvoerbuizen,het waterdicht maken van daken en dakterrassen.
- Het aanbrengen van pleister- en stukadoorswerk(inclusief het aanbrengen van een hechtgrond)aan de binnen- of buitenzijde van gebouwen en andere bouwwerken.
- Het behandelen van muren met vochtwerende en waterafstotende producten.
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoort,het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
- Overige werkzaamheden in verband met de afwerking van gebouwen.
- Het leggen van ondergrondse nutskabels.
- Plaatsen van behang.
- Schilderwerken.
- Rioleringswerken en het uitvoeren van bestratingen.
- Wegenwerken.
- Plaatsing van signalisatie.
- Alle aannemersactiviteiten.
- Plaatsen van ramen en deuren.
- Het leveren van diensten voor zakenmensen en hun vennootschappen.
- De vennootschap mag onder meer bureaus,computers,archieven,garages,telefoon,fax-,telexdiensten,administratieve hulp,enzovoort ter beschikking stellen van derden.
- Bovendien mag de vennootschap eender welk goed aankopen,verkopen,importeren en exporteren.
- Transport van pakjes en alle goederen,nationaal en internationaal.
- Verhuisbedrijven.
- Klein- en groothandel van wisselstukken voor voertuigen,nieuw of tweedehands.
- Z-autoplaten en handelaar in autovoertuigen en passage op technische controle;
- Vervoer van reizigers per taxi en uitbating van taxi’s.
- Verhuring van personenwagens met chauffeur/Uber.
- Ander vervoer te land van reizigers en goederen.
- Verhuring van voertuigen.
- Goederenvervoer over de weg,met uitzondering van verhuisbedrijven.
- Opslag in koelpakhuizen en overige opslag.
- Diensten in verband met vervoer te land.
- Verhuur en lease personenauto’s en lichte bestelwagens(<3,5 ton).
- Exploitatie van taxi’s.
- Overige personenvervoer te land.
- Wassen en poetsen van motorvoertuigen.
- Koerierdiensten en posterijen.
- Overige ondersteunende activiteiten inzake vervoer.
- Verspreiden en thuisbezorgen van monsters en reclamemateriaal,inclusief parkjes,postorders,streekkrantjes en dergelijke.
- Verzamelen,vervoeren en afleveren van brieven,pakketpost en pakjes door andere bedrijven dan de nationale posterijen waarbij gebruik gemaakt wordt van diverse takken van vervoer.
- Overige zakelijke dienstverlening.
- Overige personenvervoer te land.
- Groothandel en detailhandel in auto’s en lichte bestelwagens(<3,5 ton).
- Groothandel en detailhandel in andere motorvoertuigen(>3,5 ton).
- Verhuur en lease personenauto’s en lichte bestelwagens(<3,5 ton).
- Verhuur en lease van vrachtwagens en overige motorvoertuigen(>3,5 ton).
- Handel in aanhangwagens,opleggers en caravan.
- Een kleinhandel in vlees,wild,vis,gevogelte,zeevruchten en dranken,al dan niet bereide voedingswaren met verkoop op openbare markten en langs de openbare weg en ambulante handel.
- Groot– en kleinhandel in:waters,bieren,frisdranken,wijnen,aperitieven en sterke dranken,elektrische verwarmingstoestellen,verlichtingsartikelen,elektrische toestellen,radio-elektrisch materiaal,sanitaire artikelen,bouwmaterialen,hout,textielwaren,mode accessoires,lederwaren,sport- en strandartikelen,voedingsmiddelen,huishoudartikelen,papierwaren,ijzerwaren,loodgietersmateriaal,auto’s en motorrijwielen,fietsen,meubelen,kantoormaterieel,sportartikelen,computers,bloemen en planten,brandstoffen,wand- en vloerbekleding,tweedehandse goederen,koelinstallaties,horecamateriaal,graven,begrafenisornamenten,grafmonumenten.
- Handel in wijnen,bieren,frisdranken en alle andere soorten dranken.
- Uitbating snackbar,frituur,sandwicherie,drankgelegenheid,hotel,restaurant,taverne,buffetten,organisatie van banketten en andere festiviteiten,dienst traiteur,tearoom,en in het algemeen alle activiteiten die een verslag hebben met de sector Horeca.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Brusselsesteenweg 292 registered office 3090 Overijse | ||
| Rue du Paradis 69 7800 Ath | 23-04-2024 | 2.358.658.136 |
Buildings and parcels at the addresses
- Ground area
- 2,086 m²
- Buildings
- 246 m²
- Volume, LiDAR
- 1,183 m³
- Tallest building
- 8.7 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 |
| 51004A0460/00H002 | Wallonia | 152 m² | 1 · 48 m² | 8.7 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1008.685.479