CMS-VB
ActiveCMS-VB has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €62k. Its solvency ranks better than 65% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +90 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency94▲+82
Growth78
Stability82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 1.95 against 0.93 in 2024), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.1%
Return on assets
49.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 4,655%
2024 · €1k
2024: €1k
2024 → 2025
Total assets
€126k▲ 187%
2024 · €44k
2024: €44k
2024 → 2025
Net result
€62k
2024 · €-2k
2024: €-2k
2024 → 2025
Working capital
€60k
2024 · €-3k
2024: €-3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1k-€63k▲ 4,655%
Operating result€-497-€84k
Net result€-2k-€62k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €84k after a loss of €497 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€3k▼ 21.5%
Current assets
€123k▲ 210%
Equity and liabilities €126k
Equity
€63k▲ 4,655%
Debt
€63k▲ 47.5%
The debt ratio falls from 97.0% to 49.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€85k▲
2024 · €-180
Cash flow
€63k▲
2024 · €-1k
Solvency
50.1%▲
2024 · 3.0%
Current ratio
1.95▲
2024 · 0.93
Quick ratio
1.95▲
2024 · 0.93
Debt / equity
1.00▼
2024 · 32.09
ROE
97.9%▲
2024 · -125.8%
ROA
49.1%▲
2024 · -3.8%
Interest coverage
924.17▲
2024 · -0.15
Debt
€63k▲
2024 · €43k
Debt ≤ 1 year
€63k▲
2024 · €43k
Income taxes
€22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€126k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€40k€123k▲
Amounts receivable within one year40/41€21k€14k▼
Trade receivables40€19k€8k▼
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€18k€107k▲
Deferred charges and accrued income490/1€749€2k▲
Equity and liabilities
Total equity and liabilities10/49€44k€126k▲
Equity10/15€1k€63k▲
Contributions10/11€3k€3k=
Reserves13-€60k
Distributable reserves133-€60k
Profit (loss) carried forward14€-2k€0▲
Amounts payable17/49€43k€63k▲
Amounts payable within one year42/48€43k€63k▲
Taxes, remuneration and social security45€6k€36k▲
Taxes450/3€6k€36k▲
Other amounts payable47/48€36k€27k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€317€932▲
Other operating charges640/8€583€2k▲
Gross operating margin9900€404€87k▲
Operating profit (loss)9901€-497€84k▲
Financial charges65/66B€1k€92▼
Recurring financial charges65€1k€92▼
Profit (loss) for the period before taxes9903€-2k€84k▲
Income taxes67/77-€22k
Profit (loss) for the period9904€-2k€62k▲
Profit (loss) for the period to be appropriated9905€-2k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€60k▲
Profit (loss) brought forward from the previous period14P-€-2k
Transfer to equity691/2-€60k
To other reserves6921-€60k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.95
Current ratio from 0.93 to 1.95.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Salvialaan 72240 ZandhovenGround area
809 m²
Building footprint
128 m²
Volume, LiDAR
649 m³
Parcel 11046B0073/00R000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CMS-VB
since 20242.356.891.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11046B0073/00R000 | Flanders | 809 m² | 1 · 128 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE VAART INVEST
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BVI.EU WAVRE Q
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Of 1,286 companies in sector 68122 we hold annual accounts for 896. 498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2024
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
41003General construction of other non-residential buildings
43990Other specialised construction activities
43999Specialised construction activities
70210Activities of head offices; management consultancy activities
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.