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Complete company report
Generated 27-08-2026
Active BE 0783.593.516Private limited company

NSJ BANDEN

Itterbeeksebaan 67 ·1700 Dilbeek, Belgium· 4 yrs active
Sector: Bandenservicebedrijven (95315)
Conclusion Checked

The computed 12-month bankruptcy probability of NSJ BANDEN is 2.0% (moderate). The 2024 annual accounts show negative equity (€-17k) and a net result of €-19k. Equity is shrinking by ~123.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 926 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-17k
Net result €-19k
Better than sector 17%
Active 4 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health15Profitability100Solvency33Growth32Stability94
55 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 15
Profitability 100
Solvency 33
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
15 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · micro
€-30k€-20k€-10k€0€10kOperating result 2022: €6k€6kNet result 2022: €6k€6kOperating result 2023: €-24k€-24kNet result 2023: €-24k€-24kOperating result 2024: €-17k€-17kNet result 2024: €-19k€-19k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~123.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-100k€-50k€0€50k2025: €-39k (€-40k - €-38k)2026: €-60k (€-62k - €-59k)2027: €-82k (€-83k - €-81k)2022: €26k2023: €1k2024: €-17k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -21.4% 24.6%
better than 17% of 926 sector peers
Net result €-19k €5k
better than 10% of 922 sector peers
Equity €-17k €17k
better than 11% of 927 sector peers
Gross operating margin €-5k €27k
better than 9% of 921 sector peers
Staff costs €324 €28k
higher than 8% of 429 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-7k
+44.9% 22-24
Net profit
€-19k
+22.1% 22-24
Cash flow
€-9k
+37.9% 22-24
Total assets
€81k
-10.8% 22-24
Equity
€-17k
- 22-24
Working capital
€-85k
-13.3% 22-24
Staff costs
€324
- 22-24
Income taxes
€740
- 22-24
Show 10 other metrics
Debt
€99k
+10.1% 22-24
Debt ≤ 1y
€99k
+11.5% 22-24
Debt > 1y
€1k
-55.0% 22-24
Current ratio
0.14
-8.9% 22-24
Quick ratio
0.05
-38.8% 22-24
Solvency
-21.4%
- 22-24
Debt / equity
-5.68
- 22-24
ROE
108.5%
- 22-24
ROA
-23.2%
+12.7% 22-24
Interest coverage
-11.64
+38.6% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-7k
Net profit€-19k
Cash flow€-9k
Staff costs€324
Income taxes€740
Dividends-
Total assets€81k
Equity€-17k
Debt€99k
of which ≤ 1y€99k
of which > 1y-
Working capital€-85k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.14
Quick ratio0.05
Working capital ratio-104.7%
Solvency-21.4%
Debt / equity-5.68
Long-term debt ratio-
Interest coverage-11.64
Gross margin-
Net margin-
ROA-23.2%
ROE108.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€81k
Fixed assets 21/28€68k
Intangible fixed assets 21€65k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€100
Current assets 29/58€14k
Stocks & contracts in progress 3€9k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€81k
Equity 10/15€-17k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-37k
Amounts payable 17/49€99k
Amounts payable within one year 42/48€99k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€-5k
Operating result 9901€-17k
Financial income 75€0
Financial charges 65€635
Result before taxes 9903€-18k
Income taxes 67/77€740
Net result for the period 9904€-19k
Result to be appropriated 9905€-19k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • JIMI Yassine
    Director
    State Gazette act 24151690 (22-10-2024)
    Current
    22-10-2024 → present
Former directors (2)
  • KANAKIS Eleftherios
    Director
    State Gazette act 25018300 (05-02-2025)
    Former
    29-01-2025 → 12-06-2025
    2 events
    • 12-06-2025 Resigned· Director
    • 29-01-2025 Appointed· Director
  • BOUCHOUARI Jawad
    Director
    State Gazette act 24151690 (22-10-2024)
    Former
    - → 30-09-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Bandenservicebedrijven(95315)
Legal form Private limited company(610)
Incorporation18-03-2022
StatusActive
Postal code1700
Establishment units 1 location
NSJ BANDEN
Itterbeeksebaan 67, 1700 DilbeekDetailhandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20222.329.260.901
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23352F0067/00A005 Flanders 5,662 m² 1 · 2,762 m² 10.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
12-06-2025
State Gazette act Director changes
05-02-2025
State Gazette act Capital & shares
Nor dandsthge
2024
22-10-2024
State Gazette act Director changes
28-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
21-09-2023
State Gazette act Capital & shares
27-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
17-05-2022
State Gazette act Capital & shares
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 5 acts
Capital history · 3
05-02-2025
Capital change
21-09-2023
Capital change
17-05-2022
Capital change
All acts · 5 updated 1 year ago
2025
12-06-2025 KANAKIS Eleftherios resigns as director Director changes
  • KANAKIS Eleftherios, Bestuurder
Technical details 
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  "act_meta": {
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    "pub_date": "2025-06-12",
    "filing_date": "2025-06-04",
    "act_kind_objet": "Onderwerp akte:"
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  "decisions": [
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      "date": "2025-03-31",
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  "subject_company": {
    "kbo": "0783.593.516",
    "name_full": "NSJ BANDEN",
    "legal_form": "BV"
  },
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
05-02-2025 Transaction in capital or shares Capital & shares·Nor dandsthge
Notary: Nor dandsthge · Brussel
Technical details 
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  "notary": {
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  },
  "act_meta": {
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    "pub_date": "2025-02-05",
    "filing_date": "2025-01-13",
    "act_kind_objet": "Onderwerp akte:"
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  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-01-29",
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    "underlying_resolution_date": "2025-01-13"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0783.593.516",
    "name_full": "NSJ BANDEN",
    "legal_form": "Besloten vennootschap",
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  "publication_proxy": {
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}
2024
22-10-2024 1 director appointed, 1 resigning Director changes
  • JIMI Yassine, Bestuurder
  • BOUCHOUARI Jawad, Bestuurder
Technical details 
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      "kind": "director_out",
      "role": "bestuurder",
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        "name": "BOUCHOUARI Jawad",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
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      "compensated": null,
      "effective_date": "2024-09-30",
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  "notary": {
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-10-22",
    "filing_date": "2024-10-14",
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  "decisions": [
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}
2023
21-09-2023 Transaction in capital or shares Capital & shares
Technical details 
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  },
  "bedrijfsrevisor": null,
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    "kbo": "0783.593.516",
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  },
  "co_filed_documents": [
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  "shareholders_after": [
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    },
    {
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      "name": "LAENEN Kylian Olivier P",
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  "share_classes_after": []
}
2022
17-05-2022 Transaction in capital or shares Capital & shares
Technical details 
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      "after_eur": null,
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          "kbo": null,
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          "kind": "person",
          "name": "JASAR Jean-Pierre",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "TSAKIRIDIS Konstantinos",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "LAENEN Kylian Olivier P",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "JASAR Jean-Pierre",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "TSAKIRIDIS Konstantinos",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "LAENEN Kylian Olivier P",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-05-17",
    "filing_date": "2022-05-10",
    "act_kind_objet": "Benoemen - Afstand acties"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-05-10",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-04-01"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0783.593.516",
    "name_full": "NSJ BANDEN",
    "legal_form": "Besloten vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "JASAR Jean-Pierre",
      "role": "Bestuurder",
      "n_shares": 90,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "TSAKIRIDIS Konstantinos",
      "role": "aandeelhouder",
      "n_shares": 5,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "LAENEN Kylian Olivier P",
      "role": "aandeelhouder",
      "n_shares": 5,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Bandenservicebedrijven95315Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in onderdelen en accessoires van motorvoertuigen47820Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110
Primary activity highlighted.
Names & trade names
Legal nameNL NSJ BANDEN
Registered office
Itterbeeksebaan 67
1700 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 95 of 988 companies in this sector with filed accounts
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative