NS SOLUTIONS
ActiveThe computed 12-month bankruptcy probability of NS SOLUTIONS is 1.9% (moderate). The 2025 annual accounts show equity of €80k and a net result of €40k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 45% of 827 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+15
Solvency54=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.87 in 2024; short-term debt: 31.3% and cash: 6% of total assets), and 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.6%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
154 d early
2024
6 d late
2023
1 d late
2022
48 d early
2021
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▲ 82.3%
2024 · €22k
2021: €31k
2022: €34k
2023: €10k
2024: €22k
2021 → 2025
Working capital
€-25k▼ 176%
2024 · €-9k
2021: €27k
2022: €62k
2023: €12k
2024: €-9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€68k▲ 98.8%€79k▲ 15.3%€80k▲ 2.3%€80k▼ 0.3%
Operating result€40k-€44k▲ 10.4%€-673€36k€56k▲ 56.4%
Net result€31k-€34k▲ 10.1%€10k▼ 69.1%€22k▲ 108%€40k▲ 82.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €280k
Fixed assets
€217k▲ 0.9%
Current assets
€63k▲ 6.4%
Equity and liabilities €280k
Equity
€80k▼ 0.3%
Debt
€200k▲ 3.0%
The debt ratio rises from 70.7% to 71.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €37k
Cash flow
€41k▲
2024 · €23k
Solvency
28.6%▼
2024 · 29.3%
Current ratio
0.72▼
2024 · 0.87
Quick ratio
0.72▼
2024 · 0.87
Debt / equity
2.49▲
2024 · 2.41
ROE
49.5%▲
2024 · 27.1%
ROA
14.2%▲
2024 · 7.9%
Interest coverage
7.96▲
2024 · 5.07
Debt
€200k▲
2024 · €194k
Debt ≤ 1 year
€88k▲
2024 · €68k
Debt > 1 year
€112k▼
2024 · €126k
Income taxes
€16k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€275k€280k▲
Fixed assets21/28€215k€217k▲
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€213k€216k▲
Current assets29/58€59k€63k▲
Amounts receivable after more than one year29€40k€36k▼
Other amounts receivable291€40k€36k▼
Amounts receivable within one year40/41€14k€247▼
Trade receivables40€14k€247▼
Other amounts receivable41€198€0▼
Cash at bank and in hand54/58€3k€17k▲
Deferred charges and accrued income490/1€3k€10k▲
Equity and liabilities
Total equity and liabilities10/49€275k€280k▲
Equity10/15€80k€80k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€77k€77k▼
Amounts payable17/49€194k€200k▲
Amounts payable after more than one year17€126k€112k▼
Financial debts170/4€126k€102k▼
Other amounts payable178/9-€10k
Amounts payable within one year42/48€68k€88k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€329€5k▲
Suppliers440/4€329€5k▲
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€15k€8k▼
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€31k€48k▲
Accrued charges and deferred income492/3€13€13=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€1k€4k▲
Gross operating margin9900€38k€63k▲
Operating profit (loss)9901€36k€56k▲
Financial income75/76B€1k€7k▲
Recurring financial income75€1k€0▼
Non-recurring financial income76B-€7k
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€29k€56k▲
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€22k€40k▲
Profit (loss) for the period to be appropriated9905€22k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€97k€117k▲
Profit (loss) brought forward from the previous period14P€75k€77k▲
Profit to be distributed694/7€20k€40k▲
Return on contributions (dividend)694€20k€40k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2021net €40k ▲82.3%
Operating result €56k, net result €40k, both a record.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €10k ▼69.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai de Longdoz 454020 LiègeGround area
333 m²
Building footprint
234 m²
Volume, LiDAR
6,755 m³
Parcel 62817B0777/00A004, Wallonia · tallest building 31.0 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
NS SOLUTIONS
since 20202.305.029.014
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817B0777/00A004 | Wallonia | 333 m² | 1 · 234 m² | 31.0 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A INTERIOR HOLDING
BE 0567.871.553
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IPW PolConstruct
BE 0762.710.307
Merchtem · Eq €80k
Construct RC
BE 0721.936.059
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TALVON & CO
BE 0787.458.470
Drogenbos · Eq €80k
EURONIZ CONSTRUCT
BE 0550.750.261
Sint-Gillis (bij-Brussel) · Eq €80k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
42110Construction of roads and motorways
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.