Active BE 0783.994.184Private limited company

NR DECOR

Steenweg op Mechelen 455 ·1950 Kraainem, Belgium· 4 yrs active

Sector: Algemene bouw van residentiële gebouwen (41001)

Conclusion Checked

The computed 12-month bankruptcy probability of NR DECOR is 2.1% (moderate). The 2025 annual accounts show equity of €36k and a net result of €4k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 1078 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€36k
Net result	€4k
Better than sector	66%
Active	4 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

77 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 85

Profitability 57

Solvency 97

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.1% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

85 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 20-04-2026 with the NBB · fiscal year 2025 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~14.1%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	56.4%	42.2%	better than 66% of 1078 sector peers
Net result	€4k	€11k	better than 33% of 1079 sector peers
Equity	€36k	€35k	better than 50% of 1080 sector peers
Gross operating margin	€54k	€30k	better than 69% of 1078 sector peers
Staff costs	€49k	€17k	higher than 69% of 285 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€394k

- 23-25

Net profit

€4k

-16.0% 23-25

Total assets

€63k

+81.6% 23-25

Equity

€36k

+12.9% 23-25

Working capital

€36k

+12.9% 23-25

Staff costs

€49k

+7.8% 23-25

Income taxes

€1k

-34.5% 23-25

Debt

€27k

+763.6% 23-25

Debt ≤ 1y

€27k

+763.6% 23-25

Current ratio

2.30

-79.0% 23-25

Quick ratio

2.30

-79.0% 23-25

Solvency

56.4%

-37.9% 23-25

Debt / equity

0.77

+665.2% 23-25

ROE

11.4%

-25.6% 23-25

ROA

6.4%

-53.8% 23-25

Net margin

5.5%

- 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€4k
Cash flow	-
Staff costs	€49k
Income taxes	€1k
Dividends	-
Total assets	€63k
Equity	€36k
Debt	€27k
of which ≤ 1y	€27k
of which > 1y	-
Working capital	€36k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	2.30
Quick ratio	2.30
Working capital ratio	56.4%
Solvency	56.4%
Debt / equity	0.77
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	6.4%
ROE	11.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Equity & liabilities

Equity €36k · 56.5% Debt €27k · 43.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€63k
Current assets	29/58	€63k
Amounts receivable within one year	40/41	€60k
Cash & bank	54/58	€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€63k
Equity	10/15	€36k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€31k
Amounts payable	17/49	€27k
Amounts payable within one year	42/48	€27k
Trade debts payable within one year	44	€25k
Income statement
Gross operating margin	9900	€54k
Operating result	9901	€5k
Financial charges	65	€66
Result before taxes	9903	€5k
Income taxes	67/77	€1k
Net result for the period	9904	€4k
Result to be appropriated	9905	€4k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Da Silva Nilander
Director
State Gazette act 25032208 (07-03-2025)

Current
02-01-2025 → present
2 events
- 02-01-2025 Appointed· Director
- 01-04-2022 Resigned· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Algemene bouw van residentiële gebouwen(41001)
Legal form	Private limited company(610)
Incorporation	30-03-2022
Status	Active
Postal code	1950

Establishment units 1 location

NR DECOR srl

Steenweg op Mechelen 455, 1950 KraainemReparatie en onderhoud van verwarmingsinstallaties

since 20222.329.728.479

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22002C0073/00N009	Flanders	1.1 ha	1 · 865 m²	42.8 m · 14 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

20-04-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

18-03-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

07-03-2025

State Gazette act Director changes

2024

19-03-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2022

18-05-2022

State Gazette act Director changes

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 1 year ago

2025

07-03-2025 Da Silva Nilander appointed as director Director changes

Da Silva Nilander, Bestuurder

Original publication ↗

Technical details

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  "act_meta": {
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    "filing_date": "2025-02-28",
    "act_kind_objet": "Onderwerp akte:"
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  "decisions": [
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  "is_correction": false,
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}

2022

18-05-2022 DA SILVA Nilander resigns as director Director changes

DA SILVA Nilander, Bestuurder

Original publication ↗

Technical details

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      "decharge_status": "granted",
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    },
    {
      "kind": "board_snapshot",
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      "person": {
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      "date": "2022-04-01",
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Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41002Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van kantoorgebouwen41202Algemene bouw van andere niet-residentiële gebouwen41203Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210

Primary activity highlighted.

Names & trade names

Legal nameNL

NR DECOR

Registered office

Steenweg op Mechelen 455 bus 1

1950 Kraainem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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