Turnover
≈ €120,000 estimated
The micro format states no turnover.
Noya Solutions
Lifetime
2 annual accounts with figures on one time axispeak €20,534 (2025)
€20,534▲ 36×
peak €14,334 (2025)
€14,334▲ 448×
peak €17,366 (2025)
€17,366▲ 473%
€5,355▲ 431%
Board3 names since 2024
1 directorSablon Kelly
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €566 to €20,534Result from €32 to €14,334Equity from €3,032 to €17,366Debts from €1,008 to €5,355Cash from €1,164 to €10,419
Key points
from the 2025 annual accountsInvestments
€2,448 3.8 × depreciation
Green is investment, beige is depreciation.
Position in the sector
€17,366
Less equity than 84% of companies in human health. Sector median €124,612 · 20,766 companies.
Checked score
87
Excellent
Financially stronger than 84% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.6%
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.5 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.4%▲ +0.3 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 3.52, cash €10,419
Figures for financial year 2025 (filed on 19-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 77% on liquidity, 80% on profitability and 98% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Noya Solutions has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Noya Solutions itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Noya Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.52, above the usual 1.5. Short-term debt is 23.6% and cash 45.9% of total assets. 23.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
42 days early
2024
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 33 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Affligem
New registered office: Nieuwe Kassei 33, 1790 Affligem · Previous registered office: Brusselbaan 132, 1790 Affligem · Board meeting of 26-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008020634
Company renamed from ProjectsForward to Noya Solutions
Registered office moved from Rotselaar to Affligem · New registered office: Brusselbaan 132, 1790 Affligem · Previous registered office: Aarschotsesteenweg 157/F101, 3111 Rotselaar · General meeting of 13-12-2024 · Gazette deed
Amendment of the articles
Founding capital of €3,000, 3,000 shares · Founder: AERTS Veerle Bertha Jos · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Noya Solutions Affligem | €22,720 | €20,534 | 76.4% | - |
| Let's Become Ottignies-Louvain-la-Neuve | €23,101 | €22,427 | 74.1% | - |
| SEBO CREATIONS Mons | €26,987 | €19,977 | 80.1% | - |
| CKVV Meise | €30,346 | €16,020 | 59.3% | - |
| ODFP Supports Andenne | €20,855 | €20,365 | 37.0% | - |
| HOLLEMAERT - CONSTANT Wingene | €30,884 | €21,222 | 59.8% | - |
| Van Dyck Martine Kalmthout | €30,280 | €17,341 | 88.0% | - |
These companies have the same main activity as Noya Solutions: psychology services (NACE 86931). They are comparable in size and age: total assets between €20,900 and €30,900, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 04-04-2024Normal situation
- Activity
- Psychology servicesNACE 86931and 5 others
- Establishment unit
- 2.358.368.9181790 Affligem, since 04-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-09-2025
Annual accounts 2025
- €22,720▲ 462%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on Noya Solutions
Noya Solutions has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,366 and a net result of €14,334.
Its solvency ranks better than 65% of 20,764 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Noya Solutions
- What is the company number of Noya Solutions?
- The company number of Noya Solutions is 1008.020.634. The VAT number is the same number with BE in front: BE 1008.020.634.
- Where is Noya Solutions based?
- The registered office is at Nieuwe Kassei 33, 1790 Affligem.Company details
- What does Noya Solutions do?
- According to the KBO register, the main activity is psychology services (NACE 86931).
- What is the legal form of Noya Solutions?
- Noya Solutions is a private limited company (BV).
- When was Noya Solutions founded?
- Noya Solutions was founded on 04-04-2024.
- Is Noya Solutions still active?
- Yes, Noya Solutions is an active enterprise in the KBO register.
- What is the turnover of Noya Solutions?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €20,534 and 40 comparable companies (NACE 869). It probably lies between €82,000 and €220,000. It is a rough estimate.Financials
- Is Noya Solutions profitable?
- In financial year 2025, Noya Solutions made a profit of €14,334.
- Where can I find the annual accounts of Noya Solutions?
- Noya Solutions filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Noya Solutions due?
- Noya Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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