NOWAAC
ActiveNOWAAC has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.48M and a net result of €100k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 53% of 2678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+28
Solvency74▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 10.4 against 12.32 in 2024; short-term debt: 2.7% and cash: 14.5% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
3.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
8 d early
2023
8 d early
2022
26 d early
2021
17 d early
2020
52 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.48M▲ 7.2%
2024 · €1.38M
2018: €1.34M
2019: €920k
2020: €1.05M
2021: €1.14M
2022: €1.21M
2023: €1.29M
2024: €1.38M
2018 → 2025
Total assets
€3.01M▼ 5.2%
2024 · €3.17M
2018: €3.82M
2019: €4.06M
2020: €3.47M
2021: €3.50M
2022: €3.21M
2023: €3.18M
2024: €3.17M
2018 → 2025
Net result
€100k▲ 10.8%
2024 · €90k
2018: €182k
2019: €32k
2020: €130k
2021: €90k
2022: €69k
2023: €80k
2024: €90k
2018 → 2025
Working capital
€775k▼ 18.3%
2024 · €949k
2018: €1.16M
2019: €701k
2020: €1.18M
2021: €1.26M
2022: €984k
2023: €947k
2024: €949k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.14M-€1.21M▲ 6.1%€1.29M▲ 6.6%€1.38M▲ 7.0%€1.48M▲ 7.2%
Operating result€131k-€113k▼ 13.8%€111k▼ 1.7%€131k▲ 17.7%€135k▲ 3.2%
Net result€90k-€69k▼ 22.6%€80k▲ 14.7%€90k▲ 13.0%€100k▲ 10.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.01M
Fixed assets
€2.15M▲ 0.5%
Current assets
€857k▼ 17.0%
Equity and liabilities €3.01M
Equity
€1.48M▲ 7.2%
Debt
€1.53M▼ 14.7%
The debt ratio falls from 56.5% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139k▲
2024 · €133k
Cash flow
€103k▲
2024 · €92k
Solvency
49.2%▲
2024 · 43.5%
Current ratio
10.40▼
2024 · 12.32
Quick ratio
10.40▼
2024 · 12.32
Debt / equity
1.03▼
2024 · 1.30
ROE
6.8%▲
2024 · 6.5%
ROA
3.3%▲
2024 · 2.8%
Interest coverage
78.80▲
2024 · -179.32
Debt
€1.53M▼
2024 · €1.79M
Debt ≤ 1 year
€82k▼
2024 · €84k
Debt > 1 year
€1.45M▼
2024 · €1.71M
Income taxes
€44k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.17M€3.01M▼
Fixed assets21/28€2.14M€2.15M▲
Tangible fixed assets22/27€652k€662k▲
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€647k€659k▲
Financial fixed assets28€1.49M€1.49M=
Current assets29/58€1.03M€857k▼
Amounts receivable within one year40/41€662k€219k▼
Trade receivables40€603k€213k▼
Other amounts receivable41€59k€5k▼
Current investments50/53€201k€201k=
Cash at bank and in hand54/58€169k€437k▲
Deferred charges and accrued income490/1€644€677▲
Equity and liabilities
Total equity and liabilities10/49€3.17M€3.01M▼
Equity10/15€1.38M€1.48M▲
Contributions10/11€12k€12k=
Reserves13€1.25M€1.35M▲
Non-distributable reserves130/1€47k€47k=
Reserves not available under the articles1311€47k€47k=
Distributable reserves133€1.21M€1.31M▲
Profit (loss) carried forward14€114k€114k=
Amounts payable17/49€1.79M€1.53M▼
Amounts payable after more than one year17€1.71M€1.45M▼
Financial debts170/4€1.71M€1.45M▼
Amounts payable within one year42/48€84k€82k▼
Current portion of amounts payable after more than one year42€81k€81k=
Trade debts44€2k€143▼
Suppliers440/4€2k€143▼
Taxes, remuneration and social security45€0€963▲
Taxes450/3€0€963▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€135k€141k▲
Operating profit (loss)9901€131k€135k▲
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€-740€2k▲
Recurring financial charges65€-740€2k▲
Profit (loss) for the period before taxes9903€134k€144k▲
Income taxes67/77€44k€44k▲
Profit (loss) for the period9904€90k€100k▲
Profit (loss) for the period to be appropriated9905€90k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€204k€214k▲
Profit (loss) brought forward from the previous period14P€114k€114k=
Transfer to equity691/2€90k€100k▲
To other reserves6921€90k€100k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity times 6current ratio 10.31
Current ratio from 1.84 to 10.31; short-term debt falls from €837k to €127k.
30-09
Financial
Equity above €1MEq €1.05M ▲14.1%
3 profitable years in a row build equity to €1.05M.
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €32k ▼82.6%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meigemstraat 409850 DeinzeGround area
1,535 m²
Building footprint
230 m²
Volume, LiDAR
1,143 m³
Parcel 44049C0082/00C000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOWAAC
since 20052.244.660.073
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049C0082/00C000 | Flanders | 1,535 m² | 1 · 230 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 6,382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2005
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.